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Sharia Bank Sharia Index Sukmana, Dedy
Dinasti International Journal of Digital Business Management Vol. 6 No. 3 (2025): Dinasti International Journal of Digital Business Management (April - Mei 2025)
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijdbm.v6i3.4484

Abstract

This paper discusses the concept of the Shariah Index or Shariah Compliance Index for Islamic banks. The purpose of this index is to evaluate the extent to which these banks comply with the principles and practices of Shariah law, which governs all financial transactions in Islamic banking. This index is essential to ensure that Islamic banks provide financial products and services that are in accordance with the ethical and religious guidelines set by Islam. This paper explores the creation, development, and significance of the Shariah Compliance Index, including its impact on the financial performance, customer trust, and overall credibility of Islamic banking institutions.
MSME Strategies in Facing the Global Trade Tariff War Sukmana, Dedy
Dinasti International Journal of Digital Business Management Vol. 6 No. 5 (2025): Dinasti International Journal of Digital Business Management (August - Septembe
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijdbm.v6i5.5543

Abstract

The global trade tariff war triggered by protectionist policies between countries has had a significant impact on the sustainability of micro, small, and medium enterprises (MSMEs). As a sector that contributes significantly to the Indonesian economy, MSMEs face challenges in the form of rising production costs due to import tariffs on raw materials, decreased competitiveness of export products, and global market uncertainty. This study uses qualitative methods with a literature review to analyze the impact of the global trade tariff war on MSMEs and formulate adaptive strategies that can be taken. The analysis results show that the main strategies that MSMEs can implement include market diversification, domestic market optimization, digitalization and utilization of e-commerce, product innovation based on local wisdom, increased production efficiency, and collaboration with the government and the private sector. By implementing these strategies, MSMEs are expected to be able to survive, be competitive, and continue to contribute as a main pillar of the national economy amidst global trade uncertainty
Enhancing Market Competitiveness of Food MSMEs through Halal Certification Sukmana, Dedy
Dinasti International Journal of Digital Business Management Vol. 7 No. 2 (2026): Dinasti International Journal of Digital Business Management (February - March
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijdbm.v7i2.6275

Abstract

This study examines the role of halal certification in enhancing the competitiveness of food Micro, Small, and Medium Enterprises (MSMEs) by integrating market signaling and capability development perspectives. Using a quantitative cross-sectional design, primary data were collected from food MSMEs in Indonesia through a structured survey. Partial least squares structural equation modeling (PLS-SEM) was employed to analyze the direct and indirect effects of halal certification on firm-level competitiveness, with operational capabilities modeled as a mediating variable. The results indicate that halal certification has a positive and statistically significant effect on food MSME competitiveness. In addition, halal certification is found to significantly strengthen internal operational capabilities, including process standardization, hygiene and sanitation management, ingredient traceability, employee training, and documentation practices. These operational capabilities, in turn, have a strong positive effect on competitiveness. Mediation analysis confirms that operational capabilities partially mediate the relationship between halal certification and competitiveness, indicating that halal certification enhances competitiveness both directly, through market signaling and increased consumer trust, and indirectly, through internal capability development. The findings contribute to the literature by demonstrating that halal certification functions not only as a religious or regulatory compliance mechanism but also as a strategic tool for organizational upgrading and sustainable competitive advantage. By integrating signaling theory and the resource-based view, this study provides a more comprehensive understanding of the mechanisms through which certification-based standards influence food MSME performance. From a policy and managerial perspective, the results suggest that halal certification support programs should emphasize both administrative facilitation and capability-building interventions to maximize the competitiveness benefits for food MSMEs.