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Penerapan Akad Murabahah pada Aplikasi Cicil Mahasiswa (Studi Kasus pada Mahasiswa UIN Sunan Gunung Djati Bandung): Application of Murabahah Akad on Student Installment Application (Case Study on Students of UIN Sunan Gunung Djati Bandung) Pirdayanti, Yupi
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 9 No. 1 (2022): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i1.12351

Abstract

The aim is to find out the practice of murabahah financing contracts in the student installment application at UIN Sunan Gunung Djati Bandung to know the Sharia Economic Law Analysis of the Murabahah contract in the student installment application linked to Fatwa DSN No. 04 /DSN-MUI / IV / 2000 regarding the murabahah contract. The research method, namely qualitative research, is a method that is carried out by describing, explaining, investigating something related to facts. The results of the research resulted in funding for student installment applications that are only specifically for active students with the steps that the customer must take, namely; have an installment application, fill in their personal data according to their ID card, the buyer looks for the items needed at the market place, then the buyer asks for an application, then chooses the installment time and after being confirmed it is followed by a meeting of representatives from the installment application, the student ambassador to make a sale contract and sign the agreement letter In terms of muamalah, it is harmonious and there are conditions that are not fulfilled on the object part and also the price as well as in the first Fatwa provisions point five and the second point two. Tujuan untuk mengetahui praktik akad pembiayaan murabahah pada aplikasi cicil mahasiswa di UIN Sunan Gunung Djati bandung mengetahui Analisis Hukum Ekonomi Syariah terhadap akad Murabahah pada Aplikasi cicil mahasiswa dihubungkan dengan Fatwa DSN No. 04/DSN-MUI/IV/2000 tentang akad murabahah. Metode penelitian yaitu penelitian kualitatif ialah metode yang dilakukan dengan cara menggambarkan, menjelaskan, menyelidiki suatu hal yang berkaitan dengan fakta. Hasil dari penelitian menghasilkan pembiayaan pada aplikasi cicil mahasiswa yang hanya dikhususkan bagi mahasiswa aktif dengan tahapan yang harus dilakukan oleh nasabah ialah; memiliki aplikasi cicil, mengisi data diri sesuai KTP, pembeli mencari barang yang dibutuhkan di market place, lalu pembeli meminta permohonan, kemudian memilih waktu angsuran dan setelah terkonfirmasi dilanjutkan dengan pertemuan wakil dari aplikasi cicil ialah student ambassador supaya melakukan akad jual beli dan tanda tangan surat perjanjian. Dalam ketentuan muamalah rukun dan syaratnya ada yang tidak terpenuhi pada bagian objek dan juga harga serta pada ketentuan Fatwa pertama poin lima dan ketentuan kedua poin dua.
Subjek Hukum Dаlаm Ekonomі Syаrіаh Pirdayanti, Yupi; Аbdаl
At-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 11 No 1 (2023): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib, Ngoro, Jombang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61181/at-tahdzib.v11i1.284

Abstract

This article is about the subject of law in sharia economics. The discussion of contracts studied in Sharia economic law occupies a fairly important position. A contract can be said to be valid if it has met the terms and conditions in the sharia agreement. One of the things that must be fulfilled is the contracting party. The subject of law is individual in the study of fiqh muamalah However, with the development of the times the subject of this contract is not only an individual but in the form of a legal entity. A legal entity is something based on the demands of the needs of society that by law is recognized as a supporter of rights and obligations or everything that by law can have rights and obligations. implemented in the agreements of the contribation/musyârakah more specifically on the musyarakah mu'ashirah (contemporary Sharing) contracts such as the At-Tadhamun syirkah, the Taushiyah basithah syirkah, the mas'uliah syirkah, the musahamah syirkah and the taushiyah bi al-Asham syirkah.
Politik Hukum Ekonomi Syariah Dalam Undang-Undang Cipta Kerja Pirdayanti, Yupi; Shaleh, Chaerul; Nilda, Elvi
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 1 No. 1 (2022): Jurnal Hukum Ekonomi Syariah : AICONOMIA
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (331.53 KB) | DOI: 10.32939/acm.v1i1.1907

Abstract

Wage policy has an urgency that affects the operational aspects of the company's business. In addition, the issue of wages has become a sensitife matter among workers. This is because the wages earned by a worker represent the value of the worker. Islam as a religion of mercy for all nature, the principles of wages in the Islamic Economy include fair and worthy. This research will discuss the comparison between wages in the Job Creation Law and the politics of sharia economic law. This comparison will explain how the wage process is regulated in the Job Creation Law and wages based on sharia economic law. Research uses comparative descriptive methods to find differences and relevance in the implementation of Islamic law in the wage system. The results showed that both principles of wages in the Islamic economy have been implemented in wages in Indonesia even though some employers have not been able to provide eligibility for their workers.