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The Pattern of Financial Management and Challenges Faced by Digital Startups in Indonesia: an Accounting and Financial Technology Perspective Halim, Ade Imam Muttaqien; Muhammad, A Fadel; Nitswat, Nurhaliza; Ardi, Nur Astiana Hidayat
Economics and Business Journal (ECBIS) Vol. 3 No. 4 (2025): May
Publisher : PT. Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ecbis.v3i4.215

Abstract

This research aims to explore the financial management patterns applied by digital startups in Indonesia, along with the challenges and solutions faced by their founders in managing their finances. The study uses a qualitative approach with case studies to gather data through in-depth interviews, observations, and analysis of financial documents from digital startups operating in Indonesia. The findings reveal that ineffective cash flow management, dependence on external funding, and a lack of strategic financial management understanding are some of the primary challenges faced by these startups. The study emphasizes the importance of adopting efficient financial practices, including utilizing financial technology to improve cash flow management and reduce dependency on external capital. Additionally, it underscores the need for startup founders to build a competent finance team to ensure sustainable growth. This research contributes to the understanding of financial management in the context of digital startups in Indonesia and provides insights on overcoming financial challenges to strengthen the startup ecosystem
Kepemimpinan, Tata Kelola, dan Lingkungan Organisasi sebagai Penentu Motivasi dan Kinerja Pegawai pada Lembaga Sektor Publik Yuana, Indira; Sabilalo, Mahmudin A.; Fauzih, Fauzih; Halim, Ade Imam Muttaqien
Society Vol 13 No 1 (2025): Society
Publisher : Laboratorium Rekayasa Sosial, Jurusan Sosiologi, FISIP Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/society.v13i1.820

Abstract

This study examines the influence of leadership style, organizational environment, and good governance on employee motivation and performance at the Southeast Sulawesi Provincial Plantation and Horticulture Office. Using a quantitative approach and Partial Least Squares (PLS) analysis, data were collected from employees within the same institution. The results reveal that leadership, governance, and a conducive organizational environment significantly enhance employee motivation. However, the direct impact of the organizational environment on performance appears limited, suggesting that employees may not prioritize environmental factors when evaluating their performance. The study highlights that effective leadership and strong governance structures play a crucial role in fostering motivation, leading to improved performance. These findings emphasize integrating governance and leadership strategies to support sustainable institutional success.
CRYPTOCURRENCY VS MATA UANG KONVENSIONAL: PROSPEK, RISIKO, DAN REGULASI DI INDONESIA Nuraini, Ani; Leonardo Sari, Avid; Basuki, Nanang; Halim, Ade Imam Muttaqien; Ladini, Urwawuska
PAPATUNG: Jurnal Ilmu Administrasi Publik, Pemerintahan dan Politik Vol 8 No 1 (2025): PAPATUNG Volume 8 Nomor 1 Tahun 2025
Publisher : GoAcademica Research dan Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/japp.v8i1.1381

Abstract

Perkembangan teknologi digital telah membawa perubahan signifikan dalam sistem keuangan global, termasuk munculnya cryptocurrency sebagai alternatif dari mata uang konvensional. Di Indonesia, fenomena ini menimbulkan perdebatan mengenai prospek pemanfaatan cryptocurrency, risiko yang terkandung di dalamnya, serta tantangan regulasi yang harus dihadapi oleh pemerintah. Dinamika ini menunjukkan adanya kebutuhan untuk memahami lebih jauh bagaimana cryptocurrency dapat bersaing atau melengkapi peran mata uang konvensional di masa depan. Tujuan penelitian ini adalah untuk menganalisis prospek, risiko, dan regulasi cryptocurrency dibandingkan dengan mata uang konvensional di Indonesia. Penelitian ini menggunakan pendekatan kualitatif dengan memanfaatkan berbagai sumber data sekunder yang relevan, termasuk hasil penelitian terdahulu, laporan regulasi, dan publikasi akademik. Data yang terkumpul kemudian diolah secara sistematis untuk memperoleh pemahaman yang mendalam mengenai isu yang diteliti. Hasil penelitian menunjukkan bahwa cryptocurrency memiliki prospek besar dalam hal efisiensi transaksi dan inklusi keuangan, namun risiko volatilitas, potensi penyalahgunaan, dan ketidakpastian regulasi masih menjadi hambatan utama. Mata uang konvensional tetap memiliki posisi dominan karena stabilitasnya yang dijaga oleh kebijakan moneter nasional. Regulasi yang tepat dan adaptif diperlukan agar cryptocurrency dapat dimanfaatkan secara aman dan produktif tanpa mengganggu sistem keuangan nasional. Dengan demikian, keseimbangan antara inovasi teknologi dan stabilitas ekonomi menjadi kunci dalam menavigasi masa depan sistem keuangan Indonesia.