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All Journal Berkala Ilmiah Pendidikan Economics and Business Journal
Nitswat, Nurhaliza
Unknown Affiliation
Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Other

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Impact of Artificial Intelligence on Academic Literacy among University Students in Indonesia: A Case Study A Fadel Muhammad; Nur Astiana Hidayat Ardi; Nitswat, Nurhaliza; Sri Hardianti Nur; Razak, Annisa Zhalila; Fatjri Nur Tajuddin; Anzar Aquil; Moch. Nur Syahrus Syahbana
Berkala Ilmiah Pendidikan Vol. 5 No. 1 (2025): Berkala Ilmiah Pendidikan
Publisher : Scidac Plus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51214/bip.v5i1.1393

Abstract

The rapid adoption of Artificial Intelligence (AI) tools in higher education has transformed learning practices, prompting concerns about their influence on students’ critical thinking, originality, and independent engagement with academic materials. This study explores the perceived impact of AI on academic literacy among Indonesian university students, with particular attention to critical thinking, originality, and independent learning. Employing a qualitative approach, the study captures students' experiences and perspectives, revealing that while AI tools such as ChatGPT and Grammarly are perceived to enhance learning efficiency, they may also diminish deeper engagement with academic content and critical thinking processes. Many participants reported a tendency to rely on AI-generated summaries, which they associated with reduced independent analysis and creativity. Nevertheless, the findings suggest that when AI tools are integrated with thoughtful pedagogical strategies, they can support the development of academic literacy within ethical boundaries. The study underscores the importance of implementing AI literacy programs and ethical guidelines to foster responsible and reflective use of AI in academic contexts.
The Pattern of Financial Management and Challenges Faced by Digital Startups in Indonesia: an Accounting and Financial Technology Perspective Halim, Ade Imam Muttaqien; Muhammad, A Fadel; Nitswat, Nurhaliza; Ardi, Nur Astiana Hidayat
Economics and Business Journal (ECBIS) Vol. 3 No. 4 (2025): May
Publisher : PT. Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ecbis.v3i4.215

Abstract

This research aims to explore the financial management patterns applied by digital startups in Indonesia, along with the challenges and solutions faced by their founders in managing their finances. The study uses a qualitative approach with case studies to gather data through in-depth interviews, observations, and analysis of financial documents from digital startups operating in Indonesia. The findings reveal that ineffective cash flow management, dependence on external funding, and a lack of strategic financial management understanding are some of the primary challenges faced by these startups. The study emphasizes the importance of adopting efficient financial practices, including utilizing financial technology to improve cash flow management and reduce dependency on external capital. Additionally, it underscores the need for startup founders to build a competent finance team to ensure sustainable growth. This research contributes to the understanding of financial management in the context of digital startups in Indonesia and provides insights on overcoming financial challenges to strengthen the startup ecosystem
Co-Authors A Fadel Muhammad Anzar Aquil Ardi, Nur Astiana Hidayat Fatjri Nur Tajuddin Halim, Ade Imam Muttaqien Moch. Nur Syahrus Syahbana Muhammad, A Fadel Nur Astiana Hidayat Ardi Razak, Annisa Zhalila Sri Hardianti Nur