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Potensi Penggunaan Blockchain dalam Pengembangan Sistem Moneter Islam yang Inklusif dan Berkeadilan: Studi Pustaka Ganjar Santika; Agus Sahroni; Arif Syaripudin
Ekonomi Keuangan Syariah dan Akuntansi Pajak Vol. 2 No. 3 (2025): Ekonomi Keuangan Syariah dan Akuntansi Pajak (EKSAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/eksap.v2i3.1225

Abstract

Amidst the dynamic global economy that is often characterized by inequality, the development of an inclusive and equitable Islamic monetary system is a crucial urgency. An Islamic monetary system based on sharia principles and values can offer a promising alternative. In this context, blockchain can be utilized as a transformative technological innovation that can be aligned with the Islamic monetary system. This research utilizes a comprehensive literature review methodology from scientific journals and related books. This literature study analyzes the use of blockchain in the development of an inclusive and equitable Islamic monetary system, exploring the alignment of principles, potential applications and implementation challenges and implications. The findings of this study show that the core characteristics of blockchain such as decentralization, transparency, immutability and cryptographic security are aligned with the objectives and philosophical foundations of Islamic macroeconomics, such as the prohibition of riba, gharar, maysir, fairness of wealth distribution and financial inclusion. Potential applications include developing the efficiency of zakat, waqf and alms, issuing digital sukuk and developing Islamic crowdfunding. Although the opportunities are wide open, the implementation still faces significant challenges, such as sharia compliance issues related to digital volatility, fatwa fragmentation, scalability issues, data security, consumption of shariah-compliant digital assets, and the need for digitalization.
Dampak Ekosistem Digital terhadap Kesejahteraan Kolektif Pembudidaya Ikan Gurame dan Masyarakat Sekitar di Dusun Turalak Kabupaten Ciamis Ganjar Santika; Agus Sahroni; Arif Syaripudin; Asep Asep; Lepiyani Lepiyani
Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi Vol. 4 No. 2 (2026): Juni: Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/anggaran.v4i2.2260

Abstract

This study aims to analyse the impact of socio-economic engineering through the use of digital ecosystems (TikTok) on the welfare of the local community and gurame fish farmers in Turalak. Amidst the dominance of traditional systems, the use of social commerce (TikTok) has emerged as an instrument of change that is transforming the behaviour and structure of rural communities. The method employed is qualitative with a descriptive approach. Data was collected through observation, interviews with fish farmers, local workers, and relevant social media administrators. The research findings indicate that digitalisation can stimulate the process of disintermediation, which can grant price autonomy to fish farmers and expand market reach. This phenomenon creates social engineering in the form of new economic roles, such as social media administrators, packaging staff, and local couriers. From a Sharia perspective, this can foster collective welfare through fairer and more transparent income distribution. It can be concluded that the digital ecosystem can act as a catalyst for social structural change, collectively improving the standard of living of the surrounding community