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All Journal Jurnal Riset Rumpun Agama dan Filsafat JEBD Santri : Jurnal Ekonomi dan Keuangan Islam Jurnal Ekonomi Manajemen Dan Bisnis (JEMB)
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Faktor-Faktor yang Mempengaruhi Pilihan Mahasiswa terhadap Bank Konvensional di Kalangan Mahasiswa Ekonomi Syariah Edya Putri, Salsa; Imrona Hayati; Ajis Supangat
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 2 No. 5 (2025): Mei
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jemb.v2i5.4805

Abstract

Meskipun mahasiswa Ekonomi Syariah telah memperoleh pemahaman mengenai prinsip-prinsip keuangan Islam, masih banyak dari mereka yang lebih memilih menggunakan layanan perbankan konvensional. Penelitian ini bertujuan untuk menganalisis pengaruh pemahaman, pengalaman keluarga, dan kelompok sosial terhadap preferensi mahasiswa Ekonomi Syariah STAI Sangatta dalam memilih bank konvensional. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik survei terhadap 64 responden mahasiswa. Analisis data dilakukan menggunakan regresi linear berganda. Hasil penelitian menunjukkan bahwa ketiga variabel bebas secara simultan dan parsial berpengaruh signifikan terhadap preferensi mahasiswa. Nilai koefisien determinasi sebesar 70,8% mengindikasikan bahwa mayoritas variasi preferensi dijelaskan oleh ketiga faktor tersebut. Temuan ini menegaskan pentingnya edukasi dan promosi perbankan syariah yang lebih efektif untuk membentuk preferensi yang sejalan dengan prinsip keuangan Islam.
Strategi Pengembangan Desa Mandiri Perspektif Ekonomi Syariah Andri Fatimah Azzahrah; Ibu Imrona Hayati; Ajis Supangat
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 1 (2025): Juli - September
Publisher : CV. ITTC INDONESIA

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Abstract

This study aims to examine the development strategies of a self-reliant village through the Village-Owned Enterprises (BUMDes) and to review their alignment with Islamic economic principles in Tepian Langsat Village, Bengalon District, East Kutai Regency. The research method used is qualitative with a descriptive approach. Data collection techniques include interviews, observation, and documentation. The results show that BUMDes Tepian Bina Bersama operates business units such as microfinance, basic goods distribution, and social programs that directly impact community welfare and increase the Village Original Income (PADesa). The development strategies are carried out in a participatory, transparent, and locally based manner, involving both the village government and the local community. From the perspective of Islamic economics, these strategies reflect principles of justice, consultation (shūrā), transparency, and public benefit (maṣlaḥah). However, several challenges remain, including limited understanding of Islamic commercial law (muʿāmalah) among managers, the absence of fully sharia-compliant financing models, and a lack of sharia-based managerial training. Improvement efforts are being made through human resource development, transparent reporting, and continuous community engagement.
Pengaruh Perceived Quality dan Kelengkapan Produk Terhadap Minat Konsumen Tiyang Paran Cell Sangatta Putri Istiqomah; Imrona Hayati; Ajis Supangat
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 1 (2025): Juli - September
Publisher : CV. ITTC INDONESIA

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Abstract

This study analyzes the influence of perceived service quality and product completeness on consumer interest in Tiyang Paran Cell Sangatta, a local communications and financial services provider. Facing intense competition, it is crucial to understand the factors that drive consumer interest. Using a quantitative approach, data were collected through questionnaires from 31 respondents and analyzed using multiple linear regression. The results show a strong correlation (R=0.849) between the two independent variables and consumer interest. The coefficient of determination of 72% (72%) confirms that perceived quality and product completeness significantly influence consumer interest, while the remaining 28% is influenced by other factors. These findings emphasize that to increase competitiveness, Tiyang Paran Cell must continue to improve their service quality and product completeness.
Pengaruh Penggunaan Fitur Live Streaming terhadap Keputusan Pembelian Konsumen pada Aplikasi TikTok: pada Mahasiswa Ekonomi Syariah STAI Sangatta Raniati Tepu; Imrona Hayati; Ajis Supangat
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 3 No. 4 (2025): Agustus : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v3i4.1796

Abstract

The TikTok application, which now offers the TikTok Shop feature, is one example of how significant changes in the digital commerce industry have been fueled by information technology advancements. This feature creates a real-time interactive experience by enabling customers to shop directly through live broadcasting. The purpose of this study is to examine how using the live streaming feature affects purchasing decisions, particularly for students at STAI Sangatta. 64 students enrolled in STAI Sangatta's Islamic Economics Study Program were given a questionnaire as part of this quantitative field study. Validity tests, reliability tests, t and f tests, simple linear regression, and classical assumptions were used to assess the data. The analysis's findings indicate that live broadcasting significantly influences consumers' decisions to buy. The resulting regression equation is Y = 10.166 - 0.742X. The hypothesis is supported since the t-value of 10.178 is greater than the t-table of 1.999 and has a significance level of 0.000 (p < 0.05). At 103.584, the F test is likewise significant. The influence of the live streaming variable is indicated by the coefficient of determination (R2) of 62.6%, whilst other elements not included in this research model influence 37.4%.
Pengaruh Etika Bisnis Islam Terhadap Minat Beli Konsumen di Pasar Induk Sangatta Utara A. Almauizah; Imrona Hayati; Ajis Supangat
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 3 No. 4 (2025): Agustus : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v3i4.1810

Abstract

Sangatta Central Market, one of the largest trading centers in North Sangatta, accommodates more than 750 traders and operates daily until midday, reflecting the high intensity of economic transactions in the region. Within this trading environment, Islamic business ethics play a pivotal role, particularly for Muslim traders, as they not only regulate commercial practices but also shape customer comfort and satisfaction. However, observations indicate that not all traders consistently practice ethical behaviors in line with Islamic values—for example, some neglect to maintain a friendly attitude such as smiling during interactions with buyers. This condition potentially reduces the quality of service and impacts consumer willingness to return. In response, this study seeks to analyze the influence of Islamic business ethics on consumer purchasing interest at the North Sangatta Central Market. The research adopts a quantitative approach by distributing structured questionnaires to a sample of 96 Muslim customers, complemented by direct observation and systematic data recording. The collected data were analyzed using simple linear regression to determine the extent to which the implementation of Islamic business ethics contributes to consumers’ willingness to shop. The results reveal a regression equation of Y' = 9.764 + 0.304X with a correlation coefficient (R) of 0.299. The coefficient of determination (R²) of 29.9% indicates that Islamic business ethics significantly and positively influence consumer purchasing interest. In other words, nearly one-third of the variance in customer purchasing interest can be explained by the level of ethical business practice applied by traders. This finding implies that the more traders integrate Islamic values—such as honesty, fairness, and friendly interaction—into their daily business practices, the more likely consumers are to engage in transactions and maintain loyalty to the market.
Kedudukan Hukum Islam dalam Penanganan Perkara Waris di Indonesia Ajis Supangat
Jurnal Riset Rumpun Agama dan Filsafat Vol. 3 No. 2 (2024): Oktober: Jurnal Riset Rumpun Agama dan Filsafat
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurrafi.v3i2.7316

Abstract

This study examines the position of Islamic inheritance law within Indonesia’s pluralistic national legal system, where Islamic inheritance law exists alongside customary inheritance law and Western civil inheritance law. The focus of the study is on the implementation of the Compilation of Islamic Law (Kompilasi Hukum Islam/KHI) as positive law in the settlement of inheritance cases for Muslims within the jurisdiction of the Religious Courts. Using a literature and documentation-based research approach, this study presents findings that, although KHI has become a normative guideline, its implementation in the field still faces various challenges, such as the public’s limited understanding of Islamic inheritance law, the strong influence of customary law, and the lack of administrative documents. Furthermore, the ununified legal pluralism results in different inheritance practices across regions. The findings indicate that judges in the Religious Courts tend to apply the provisions of the KHI consistently particularly Articles 171–214 while still taking into account local cultural contexts to maintain family harmony. This article recommends the importance of Islamic inheritance law education, strengthening the harmonization among legal systems, and encouraging the unification of national inheritance law to achieve legal certainty and justice comprehensively.  
Co-Authors A. Almauizah Andri Fatimah Azzahrah Edya Putri, Salsa Ibu Imrona Hayati Imrona Hayati Putri Istiqomah Raniati Tepu