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All Journal JURNAL PENDIDIKAN TAMBUSAI Akuntansi dan Humaniora: Jurnal Pengabdian Masyarakat
Febrianda, Annisa
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Humanities Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Pasar Uang Syariah di Indonesia dan Dubai: Perbedaan dan Persamaan dalam Implementasi Prinsip Syariah Harahap, Afni Haryanti; Lidia, Risa; Febrianda, Annisa; Batubara, Maryam
Jurnal Pendidikan Tambusai Vol. 9 No. 2 (2025): Agustus
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v9i2.29497

Abstract

Artikel ini mengkaji implementasi pasar uang syariah di Indonesia dan Dubai secara komparatif, dengan fokus pada aspek regulasi, instrumen keuangan, dan prinsip syariah. Meskipun keduanya berlandaskan nilai-nilai Islam seperti larangan riba dan penggunaan akad halal, pendekatannya berbeda. Indonesia cenderung sentralistik dan konservatif dengan dominasi otoritas, sedangkan Dubai mengedepankan fleksibilitas, inovasi, dan keterbukaan global. Penelitian ini menggunakan metode studi pustaka dan analisis isi untuk mengidentifikasi tantangan serta peluang strategis, seperti fragmentasi regulasi, keterbatasan produk, dan harmonisasi fatwa. Rekomendasi diarahkan pada diversifikasi produk, integrasi sistem antar-lembaga, dan perluasan partisipasi internasional guna mewujudkan pasar uang syariah yang kompetitif, inklusif, dan berkelanjutan secara global.
Utilization of Innovative Design and Production Technology to Support Coconut Milk Bonbon MSMe in Bandar Khalipah Village FEBRIANDA, Annisa; CINDY, Cindy; IVANKA, Karin Aribi; NASUTION, Nona Azzahra; AISYAH, Siti
Akuntansi dan Humaniora: Jurnal Pengabdian Masyarakat Vol. 4 No. 3 (2025): Akuntansi dan Humaniora: Jurnal Pengabdian Masyarakat (Oktober – Januari 2026)
Publisher : PT Keberlanjutan Strategis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38142/ahjpm.v4i3.1781

Abstract

The Bonbon Santan Micro, Small and Medium Enterprise located in Bandar Khalipah Village, Deli Serdang Regency, is a traditional food business that has great potential to support the local economy. However, MSMEs face various challenges, ranging from limited production technology, capital, business management skills, to suboptimal marketing strategies. This community service program was implemented using a Participatory Action Research (PAR) approach to provide real solutions through training, mentoring, and the application of simple innovations. The results of this activity show an increase in production capacity after the introduction of coconut milk extractors, improved product quality that is more hygienic and consistent, and labor efficiency. In terms of marketing, distribution, which was previously limited to the village area, has been expanded to souvenir shops in Medan and several other areas such as Padang, Aceh, and Pekanbaru. In addition, the application of digital marketing through social media has also supported increased sales. This activity not only impacted business capacity but also empowered the surrounding community through involvement in production and packaging. Therefore, the sustainability of the program with capital support, advanced training, and strengthening of the distribution network is key to Bonbon Santan MSME's ability to compete regionally.
Co-Authors Batubara, Maryam CINDY CINDY Harahap, Afni Haryanti Ivanka, Karin Aribi Lidia, Risa Nasution, Nona Azzahra Siti Aisyah