Article Per Year (5 Year)
p-Index From 2020 - 2025
0.408
P-Index
This Author published in this journals
All Journal Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah
Abdullah Fauzan
Unknown Affiliation
Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Kinerja Keuangan Bank Umum Syariah: Perbandingan Malaysia, Arab Saudi, dan Indonesia Dhifta Himmah Yasya; Abdullah Fauzan
Al-Mashrafiyah (Jurnal Ekonomi, Keuangan dan Perbankan Syariah) Vol 9 No 1 (2025)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to compare the financial performance of Islamic banks in the top three countries according to the Global Islamic Economic Indicator (GIEI), namely Malaysia, Saudi Arabia, and Indonesia. This study employs a quantitative approach using the CAMEL framework, this study improves bank performance in terms of capital adequacy ratio (CAR), profitability (Return on Assets/ROA), and asset quality (Non-Performing Financing/NPF). The results showed that Bank Muamalat Indonesia has the highest CAR ratio, reflecting good capitalization capabilities. Meanwhile, Al-Rajhi Bank from Saudi Arabia showed the best performance in terms of profitability with an excellent ROA. Maybank Islamic Berhad from Malaysia, despite its consistent performance, shows a higher NPF value, signaling greater risk in financing. This research provides valuable insights for the development of Islamic banking in developing countries. In addition, the study also identifies various challenges and opportunities that each bank faces in an effort to improve their financial performance.
Analisis Dampak Pemberdayaan Ekonomi pada Program DD Farm dalam Meningkatkan Pendapatan Mustahik Muh. Ahsan Kamil; Syahriyah Semaun; Rachmat Sugeng; Ainul Fatha Isman; Abdullah Fauzan
Al-Mashrafiyah (Jurnal Ekonomi, Keuangan dan Perbankan Syariah) Vol 9 No 2 (2025)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

There are various zakat-based economic empowerment models managed by amil zakat institutions in Indonesia, one of which is the Dompet Dhuafa Farm program. It uses a quantitative method, with data collection techniques such as interviews and documentation. The data obtained was analysed using the Wilcoxon t-test. The findings of this study are that the DD Farm program's mustahik economic empowerment model creates a livestock business by appointing mustahik as stable employees who manage on-farm and of farm processes so that they get a steady income. The results of the Wilcoxon t-test show that Mustahik's income was different before and after working in the DD Farm program. The DD Farm empowerment model has a positive impact on increasing mustahik income but is not yet perfectly adequate because some mustahiks still have incomes below the regional minimum wage.
Co-Authors Ainul Fatha Isman Dhifta Himmah Yasya Muh. Ahsan Kamil Syahriyah Semaun, Syahriyah