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All Journal West Science Interdisciplinary Studies West Science Interdisciplinary Studies
Sono, M Gifari
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Humanities Economics, Econometrics & Finance Environmental Science Social Sciences

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Analysis of the Role of Export Risk Management and Financing Policy Effectiveness on the Competitiveness of the Agricultural Industry in Indonesia Judijanto, Loso; Sono, M Gifari; Priyana, Yana
West Science Interdisciplinary Studies Vol. 3 No. 05 (2025): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v3i05.1901

Abstract

This study investigates the role of export risk management and financing policy effectiveness in enhancing the competitiveness of Indonesia's agricultural industry. Using a quantitative approach, data were collected from 120 respondents, including stakeholders in the agricultural export sector, through a structured questionnaire employing a five-point Likert scale. The data were analyzed using SPSS version 25, with results indicating that both export risk management and financing policy effectiveness have significant positive impacts on competitiveness. Export risk management emerged as the stronger predictor, highlighting the importance of proactive strategies in mitigating trade risks. The combined influence of these factors explains 67% of the variance in competitiveness, underscoring their synergistic effect. The findings emphasize the need for policymakers and industry leaders to prioritize integrated risk management frameworks and enhance access to sector-specific financing solutions to support sustainable growth in agricultural exports.
The Effect of Employee Digital Competencies, Technology Infrastructure, and Local Government Support on the Effectiveness of Islamic Banking Digitalization in Bandung City Hildawati, Hildawati; Sono, M Gifari; Pahrijal, Rival
West Science Interdisciplinary Studies Vol. 3 No. 05 (2025): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v3i05.1951

Abstract

This study investigates the factors influencing the effectiveness of Islamic banking digitalization in Bandung City. Specifically, it examines the roles of Employee Digital Competencies (EDC), Technology Infrastructure (TEI), and Local Government Support (LGS) in shaping the success of digital transformation in Islamic banking institutions. A total of 220 respondents from various Islamic banks in Bandung participated in this research. Data were collected through a structured questionnaire with a 5-point Likert scale, and analyzed using Structural Equation Modeling - Partial Least Squares (SEM-PLS 3). The results reveal that Employee Digital Competencies, Local Government Support, and Technology Infrastructure significantly and positively influence the effectiveness of digitalization. The findings suggest that employee skills, government support, and robust technology infrastructure are essential for successful digital transformation in Islamic banking. This study contributes to the understanding of the digitalization process in Islamic financial services and provides practical recommendations for banking practitioners and policymakers in fostering an environment conducive to digital innovation.
Analysis of the Role of Export Risk Management and Financing Policy Effectiveness on the Competitiveness of the Agricultural Industry in Indonesia Judijanto, Loso; Sono, M Gifari; Priyana, Yana
West Science Interdisciplinary Studies Vol. 3 No. 05 (2025): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v3i05.1901

Abstract

This study investigates the role of export risk management and financing policy effectiveness in enhancing the competitiveness of Indonesia's agricultural industry. Using a quantitative approach, data were collected from 120 respondents, including stakeholders in the agricultural export sector, through a structured questionnaire employing a five-point Likert scale. The data were analyzed using SPSS version 25, with results indicating that both export risk management and financing policy effectiveness have significant positive impacts on competitiveness. Export risk management emerged as the stronger predictor, highlighting the importance of proactive strategies in mitigating trade risks. The combined influence of these factors explains 67% of the variance in competitiveness, underscoring their synergistic effect. The findings emphasize the need for policymakers and industry leaders to prioritize integrated risk management frameworks and enhance access to sector-specific financing solutions to support sustainable growth in agricultural exports.
The Effect of Employee Digital Competencies, Technology Infrastructure, and Local Government Support on the Effectiveness of Islamic Banking Digitalization in Bandung City Hildawati, Hildawati; Sono, M Gifari; Pahrijal, Rival
West Science Interdisciplinary Studies Vol. 3 No. 05 (2025): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v3i05.1951

Abstract

This study investigates the factors influencing the effectiveness of Islamic banking digitalization in Bandung City. Specifically, it examines the roles of Employee Digital Competencies (EDC), Technology Infrastructure (TEI), and Local Government Support (LGS) in shaping the success of digital transformation in Islamic banking institutions. A total of 220 respondents from various Islamic banks in Bandung participated in this research. Data were collected through a structured questionnaire with a 5-point Likert scale, and analyzed using Structural Equation Modeling - Partial Least Squares (SEM-PLS 3). The results reveal that Employee Digital Competencies, Local Government Support, and Technology Infrastructure significantly and positively influence the effectiveness of digitalization. The findings suggest that employee skills, government support, and robust technology infrastructure are essential for successful digital transformation in Islamic banking. This study contributes to the understanding of the digitalization process in Islamic financial services and provides practical recommendations for banking practitioners and policymakers in fostering an environment conducive to digital innovation.
Co-Authors Hildawati Hildawati, Hildawati Judijanto, Loso Pahrijal, Rival Priyana, Yana