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All Journal Jambura Economic Education Journal
Yulaiha, Ambar Ilham
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Economics, Econometrics & Finance Education Social Sciences

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Pengaruh Literasi Keuangan, Keuangan Digital dan Inklusi Keuangan Terhadap Kinerja Keuangan UMKM di Yogyakarta Yulaiha, Ambar Ilham; Hermuningsih, Sri; Kusumawardhani, Ratih
Jambura Economic Education Journal Vol 7, No 3 (2025): : July 2025
Publisher : Gorontalo State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37479/jeej.v7i3.29555

Abstract

This study examines the influence of financial literacy, digital finance, and financial inclusion on the financial performance of MSMEs in Yogyakarta. Data were collected from MSME owners through online questionnaires. The results show that MSMEs with good financial literacy, utilize digital finance, and have broad financial inclusion tend to have better financial performance. These findings are relevant given the increasing importance of the role of MSMEs in regional and national economies.
Co-Authors Kusumawardhani, Ratih Sri Hermuningsih