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Kusumawardhani, Ratih
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THE EFFECT OF ROA, CAPITAL, GROWTH ASSETS, LDR AND DER ON SHARE PRICES IN REGISTERED BANKING SECTORS IN INDONESIA STOCK EXCHANGE PERIOD 2010 - 2018 Yuninda, Yuninda; Kusumawardhani, Ratih
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 5, No 3 (2021): IJEBAR : Vol. 05, Issue 03, September 2021
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v5i3.1566

Abstract

This study aims to determine the effect of stock prices on the banking sector with several internal and external factors. This study emphasizes the company's internal factors that are reflected in the company's financial statements, the company's internal factors used are Return on Assets, Capital, Asset Growt, LDR and DER on stock prices in the banking sector listed on the Indonesia Stock Exchange 2010-2018. The type of research used in this research is descriptive quantitative and the method of analysis used in this study is purposive sampling using with SPSS 20. The data collection technique used is collect data through the official website of each bank. The results of this study indicate that Asset Growth has a positive and significant effect, Capital (CAR) has a negative and significant effect, Asset Growth has a positive and significant effect, LDR has a negative and significant effect, while DER has a negative and significant effect on stock prices.
PENGARU ARUS KAS PENDANAAN DAN LEVERAGE TERHADAP FINANCIAL DISTRESS DENGAN PROFITABILITAS SEBAGAI VARIABEL MODERASI PADA PERUSAHAAN PROPERTI DAN REAL ESTATE PERIODE 2019-2022 YANG TERDAFTAR DI BURSA EFEK INDONESIA Sandika, Eugenius Flaviano; Kusumawardhani, Ratih; Rinofah, Risal
Jurnal Orientasi Bisnis dan Entrepreneurship (JOBS) Vol 4 No 2 (2023): DESEMBER 2023
Publisher : Lembaga Penelitian Universitas YARSI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33476/jobs.v4i2.4159

Abstract

Sejak Maret 2020, Indonesia telah dihadapkan dengan pandemi Covid-19, yang juga merugikan perekonomian negara. Pemerintah Indonesia telah mengimplementasikan berbagai kebijakan untuk membatasi penyebaran virus, namun upaya tersebut turut berdampak negatif pada sebagian besar sektor bisnis. Banyak perusahaan mengalami kesulitan keuangan atau krisis finansial, terutama dalam sektor properti dan real estate.Tujuan penelitian ini adalah untuk mengetahui pengaruh arus kas pendanaan dan levergae terhadap financial distress,serta untuk mengetahui apakah profitabilitas mampu memoderasi pengaruh arus kas pendanaan dan leverage terhadap financial distress.Sampel pada penelitian ini menggunakan teknik purposive sampling pada perusahaan properti dan real estate yaang terdaftar di Bursa Efek Indonesia periode 2019-2022. Ada 13 perusahaaan yang dijadikan sampel pada penelitian ini.Penelitian ini menggunakan pendekatan kuantitatif.Metode analisis data menggunakan uji koefesien determinasi (R2),analisis Moderated Regression Analysis ,dan uji t (uji parsial).Adapun hasil yang didapat dalam penelitian ini adalah arus kas pendanaan tidak berpengaruh terhadap financial distress,leverage berpengaruh terhadap financial distress,profitabilitas sebagai variabel moderasi tidak mampu memoderasi pengaruh arus kas pendanaan terhadap financial distress,dan profitabilitas sebagai variabel moderasi mampu memoderasi pengaruh leverage terhadap financial distress.Penelitian ini diharapkan mampu memberikan konrtibusi agar perusahaan properti dan real estate bisa mengambil keputusan untuk mencegah kondisi financial distress.
Factors Affecting Potential Company Bankruptcy During The Covid-19 Pandemic Rinofah, Risal; Kusumawardhani, Ratih; Maha Putri, Virginia Athadhita
Jurnal Keuangan dan Perbankan Vol 26, No 1 (2022): January 2022
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v26i1.6752

Abstract

The Covid-19 pandemic that occurred has damaged the Economy of Indonesia and even the world. This poses a threat to companies in various sectors. Thus, this study aims to test the role of financial ratios (current ratio, debt to asset ratio, return on asset, total asset turnover, sales growth) and macroeconomic factors (inflation, exchange rate, interest rates, and economic growth) in predicting financial distress conditions in the pharmaceutical, telecommunications, hotel and restaurant, health, financing institutions listed on the Indonesia Stock Exchange, with the research model altman Z-Score Modification as measured by methods based on multiple linear regression. The data used in this study is secondary data, in the form of company financial statements taken quarterly for 2019-2020. The results proved that the current ratio, total asset turnover, sales growth had a significant positive effect in predicting financial distress. In contrast, the debt to asset ratio had a significant negative impact, while inflation, exchange rates, interest rates, and economic growth did not affect financial distress conditions.
The Moderating Effect of Income Diversification on Intellectual Capital and Company Performance in Indonesian Banking Wahyuningtias, Eko; Sari, Pristin Prima; Kusumawardhani, Ratih
Jurnal Keuangan dan Perbankan Vol 27, No 3 (2023): July 2023
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v27i3.11449

Abstract

This research aims to examine the influence of intellectual capital on company performance, the moderating effect of revenue diversification, and provide additional insight into intellectual capital. This research uses 38 banks in Indonesia that are listed on the Indonesia Stock Exchange (BEI) out of a total of 47 banks as research samples. The collected data was analyzed using linear regression and moderated regression analyses to test the effect of intellectual capital on company performance and the moderating impact of income diversification on intellectual capital and company performance. The results of the regression analysis show that intellectual capital (VAIC) has a positive effect on company performance. In contrast, income diversification is having a moderating impact on intellectual capital and company performance. The intellectual capital component has varying influences on company performance. Whereas VACA positively affects company performance, VAHU also positively impacts company performance. At the same time, STVA does not affect company performance. Based on the moderation test, income diversification does not moderate the relationship between intellectual capital components and company performance.DOI: 10.26905/jkdp.v27i3.11449
Implementation of “Ngerti, Ngrasa, Nglakoni” in The Leadership of Sono Hamlet Youth Organization Jamaluddin, Akmal; Nurjana, Anisa; Noperian, Jogi; Dewi, Esta Lestariana; Putrisia, Ezdwima; Kusumawardhani, Ratih
IJCS: International Journal of Community Service Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v3i2.1161

Abstract

The main objective of this program is to provide provision and guidance that operates in the social and environmental fields with the main focus on the development of young people. Community Service was carried out on October 15 2024 in Sono Hamlet, Kretek District, Bantul Regency. This Community Service ran smoothly and was attended by 11 young people out of 15 invited people. The material presented is related to the concept of student gardens, namely Tri Nga "Understanding, Ngrasa, and Nglakoni" which is certainly relevant to the needs of young people, most of whom face problems related to consistency and discipline in participating in social activities in the community. During the activity, the young people were very enthusiastic in participating in the coaching activity until the end. The young people hope that this community service activity will be carried out regularly. The coaching results show that young women are more disciplined than young people in participating in activities.
PENGARUH UKURAN PERUSAHAAN, UMUR PERUSAHAAN DAN PROFITABILITAS TERHADAP PENGUNGKAPAN MODAL INTELEKTUAL PERUSAHAAN PROPERTI DAN REAL ESTATE YANG TERDAFTAR DI BEI PERIODE 2019-2021 Lamak, Rositha Lusia Lema; Kusumawardhani, Ratih; Rinofah, Risal
Jurnal Manajemen Terapan dan Keuangan Vol. 13 No. 04 (2024): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v13i04.33922

Abstract

Penelitian ini berjudul “Pengaruh Ukuran Perusahaan,Umur Perusahaan,dan Profitabilitas terhadap Pengungkapan Modal Intelektual Peusahaan Properti dan Real Estate yang terdaftar di BEI Periode 2019-2021” . Dengan tujuan untuk mengetahui hasil analisis pengaruh ukuran perusahaan terhadap ppengungkapan modal intelektual (VAIC), untuk mengetahui umur perusahaan terhadap pengungkapan modal intelektual (VAIC) dan untuk mengetahui profitabilitas (ROA) terhadap pengungkapan modal intelektual (VAIC) pada perusahaan Properti dan Real Estate yang terdaftar di Bursa Efek Indonesia periode 2019-2021. Pemilihan sampel menggunakan Teknik purposive sampling dengan menggunakan kriteria tertentu sehingga diperoleh 20 sampel yang sesuai kriteria. Analisis data menggunakan regresi linear berganda . hasil menunjukan bahwa ukuran perusahaan berpengaruh positif dan signifikan terhadap pengungkapan modal intelektual, umur perusahaan berpengaruh negative dan tidak signifikan terhadap pengungkapan Modal Intelektual dan profitabilitas berpengaruh positif dan signifikansi terhadap pengungkapan Modal Intelektual.
Digital Marketing Challenges: Damar Batik Jogja and Utilizing the Shopee, Tiktok, and Instagram Platforms Lasera, Greis; Anjelika, Aviva; Ariantanto, Wimar; Lero, Stevani; Pratama, Dandi Yoga; Kusumawardhani, Ratih
IJCS: International Journal of Community Service Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v3i2.1165

Abstract

The large number of internet users in Indonesia is a major factor for UMKM Damar Batik business actors to utilize digital marketing to reach wider consumers. Damar Batik, as one of the prominent brands in batik products, needs to optimize its digital marketing strategy in order to compete in an increasingly competitive market. In this community service program, the focus is directed at utilizing digital marketing to build brand awareness for Damar Batik. The results of this service show that the use of digital marketing through social media, e-commerce, has great potential to build brand awareness for Damar Batik. The use of consistent slogans or messages can help shape public perception of Damar Batik as a strong brand rooted in local batik culture. Platforms such as shope, tiktok and Instagram and e-commerce are considered to play an important role in strengthening the position of the Damar Batik brand in the eyes of the public as an authentic batik brand that is relevant to the times.
Implementation of Business Model Canvas Development Based on Ngandel, Kendel, Bandel, Kandel to Overcome Marketing and Productivity Problems in Yogyakarta's Typical Jumputan Craft MSME Pradana, Reza Yudha; Krisnawan, Andik Damar; Ramadhanti, Ardita Puri; Handayani, Laras Rizki; Wulandari, Hana; Kusumawardhani, Ratih
IJCS: International Journal of Community Service Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v3i2.1181

Abstract

This community service was aimed at helping Sanggar Jumputan Maharani, founded by Mrs. Surani, in facing the challenge of declining sales, especially among young people. In addition, this service is a form of community service to introduce the business model canvas method and the application of Ki Hadjar's teachings in the business world. The approach used in this service is ethnography, where the researcher not only conducts interviews with several informants but also observations and participates in carrying out a series of production activities of Sanggar Jumputan Maharani UMKM such as observing, helping if needed during the production process, participating in the jumputan making process. From the results of interviews and observations obtained, the authors found various phenomena in internal and external factors. In addition, the author tried to provide Business Model Canvas training at Sanggar Jumputan Maharani which was used as a bridge to improve the marketing and productivity of these MSMEs. The results of the service showed that Sanggar Jumputan Maharani has its own advantages compared to other MSMEs. As well as superior in design, product quality and quantity, and the number of exhibitions that have been participated in. However, Sanggar Jumputan Maharani needs to increase the collection of motif designs according to supply and demand, as well as register the distinctive designs of Sanggar Jumputan Maharani in HAKI, as well as increase the number of human resources and increase jumputan production in order to reach more market segmentations with the Business Model Canvas method.
PENGARUH KETERBACAAN LAPORAN TAHUNAN, RELEVANSI NILAI INFORMASI KEUANGAN DAN KEPEMILIKAN MANAGERIAL TERHADAP BIAYA AGENSI Ruron, Priska Lolita; Maulida, Alfiatul; Kusumawardhani, Ratih
Jurnal Manajemen Terapan dan Keuangan Vol. 14 No. 01 (2025): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v14i01.38667

Abstract

Penelitian ini bertujuan untuk mengetahui Pengaruh Keterbacaan Laporan Tahunan Terhadap Biaya Agensi, Relevansi Nilai Informasi Keuangan Terhadap Biaya Agensi, Dan Kepemilikan Manajerial Terhadap Biaya Agensi Pada Perusahaan Sub Sektor Keuangan Di Bursa Efek Indonesia (BEI). Sampel yang digunakan dalam penelitian ini sebanyak 106 perusahaan Subsektor Keuangan di BEI dengan menggunakan teknik Purposive Sampling untuk menentukan jumlah sampel yang akan diteliti. Metode pengumpulan data menggunakan data observasi non partisipan. Pengolahan data dilakukan dengan menggunakan aplikasi SPSS versi 20. Hasil penelitian menunjukkan bahwa terdapat pengaruh positif variabel Keterbacaan Laporan Tahunan terhadap Biaya Agensi. Relevansi nilai informasi keuangan mempunyai pengaruh negatif terhadap biaya keagenan. Dan Kepemilikan Manajerial tidak berpengaruh terhadap Biaya Agensi pada perusahaan subsektor Keuangan di Bursa Efek Indonesia (BEI).
PENGARUH LITERASI KEUANGAN, SIKAP KEUANGAN, LOCUS OF CONTROL DAN GAYA HIDUP TERHADAP PERILAKU KEUANGAN GEN Z DI YOGYAKARTA Arnoldus, Rensiana Cabelita; Kusumawardhani, Ratih; Rinofa, Rizal
Jurnal Manajemen Terapan dan Keuangan Vol. 14 No. 01 (2025): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v14i01.38678

Abstract

Mengelola keuangan wajib dilakukan oleh semua orang sehingga bisa menyeimbangkan pendapatan dan pengeluaran dan bisa memberikan manfaat secara maksimal. Individu harus memiliki perilaku mengelola keuangan yang bijak sehingga tidak terjebak dalam kesulitan keuangan yang bisa menyebabakan kegagalan dalam mengelola keuangan. Sehingga literasi keuangan, sikap keuangan dan gaya hidup dapat mempengaruhi perilaku manajemen keuanagan. Maka diperluhkan juga pengendalian dalam mengelolah keuangan secara bijak. Penelitian ini bertujuan untuk menguji apakah literasi keuangan, sikap keuangan, locus of control dan gaya hidup berpengaruh terhdapap perilaku manajemen keuangan gen Z pada mahasiswa di Yogyakarta. Penelitian ini menggunakan metode kuantitatif dengan populasi mahasiswa gen Z di Yogyakarta. Penelitian ini dilakukan dengan menyebarkan kuisioner kepada 210 Mahasiswa di Yogyakarta. Pada penelitian ini menggunakan sampel nonprobability menggunakan Teknik pengambilan sample purposive. Hasil dari penelitian ini secara parsial (uji T) menyatakan literasi keuangan, sikap keuangan, locus of control dan gaya hidup berpengaruh signifikan terhadap perilaku manajemen keuangan. Sedangkan secara simultan (uji F) menyatakan bahwa literasi keuangan keuangan, sikap keuangan, locus of control dan gaya hidup berpengaruh signifikan terhadap perilaku manajemen kekuangan
Co-Authors Alfiatul Maulida, Alfiatul Anjelika, Aviva Ariantanto, Wimar Arnoldus, Rensiana Cabelita Damanik, Johannes Maysan Dewi, Esta Lestariana Fadhilah, Anisah Salma Handayani, Laras Rizki Harefa, Ade Candra Hartono, Arif Jamaluddin, Akmal Krisnawan, Andik Damar Lamak, Rositha Lusia Lema Lasera, Greis Lero, Stevani Maha Putri, Virginia Athadhita Mubarokah, Saidah Noperian, Jogi Novi Puspitasari Nurjana, Anisa Nurkamilah Nurkamilah Pesireron, Johannes Martin Pradana, Reza Yudha Pratama, Dandi Yoga Prihatin, Wijiasih Prima Sari, Pristin Putrisia, Ezdwima Ramadhanti, Ardita Puri Rinofa, Rizal Risal Rinofah, Risal Ruron, Priska Lolita Saleh, Chicih Sandika, Eugenius Flaviano Sari, Pristin Prima Shefyana, Ricka Sri Hermuningsih Taek, Wilhelmus Tua, Sahat Mangahut Utami, Cindy Rahmawati Putri Wahyuningtias, Eko Wulandari, Hana Yulaiha, Ambar Ilham Yuninda, Yuninda