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All Journal Jurnal Nirta: Studi Inovasi Algebra : Jurnal Pendidikan Sosial dan Sains
Lubis, Fitrah Khairuna Ulfa
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Neuroscience Physics Social Sciences Other

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Sukuk Dalam Perspektif Global : Tinjauan Akad Dan Praktik Sukuk Murabahah Di Indonesia Dan Qatar Lesmana, Alyatulnisa Ragil; Natasya, Fazira Putri; Lubis, Fitrah Khairuna Ulfa; Lira Amelia; Risma Abidah Nasution; Maryam Batubara
Jurnal Nirta : Inovasi Multidisiplin Vol 4 No 2 (2025): Jurnal Nirta : Studi Inovasi
Publisher : Nirta Learning Centre

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Abstract

Sukuk is an Islamic financial instrument that plays a significant role in promoting economic development based on Islamic principles. This study aims to examine the definition of sukuk, the types of contracts used in sukuk issuance, with a particular focus on the murabahah contract. Furthermore, it compares the implementation of murabahah sukuk in Indonesia and Qatar, two countries with developing Islamic financial systems. Using a literature review and a descriptive-comparative approach, the study reveals that although both countries adhere to the same Sharia principles, differences exist in regulatory frameworks, contract structures, and sectors of sukuk issuance. This research aims to contribute to the advancement of sukuk instruments in ways that are more effective and adapted to each country’s local context. Sukuk merupakan instrumen keuangan syariah yang memainkan peran penting dalam mendukung pembangunan ekonomi berbasis prinsip Islam. Penelitian ini bertujuan untuk mengkaji definisi sukuk, jenis-jenis akad yang digunakan dalam penerbitan sukuk, serta fokus khusus pada akad murabahah. Selain itu, kajian ini juga membandingkan praktik implementasi sukuk murabahah di Indonesia dan Qatar, dua negara dengan sistem keuangan syariah yang terus berkembang. Melalui studi literatur dan analisis deskriptif-komparatif, ditemukan bahwa meskipun keduanya menerapkan prinsip syariah yang sama, terdapat perbedaan dalam pendekatan regulasi, struktur akad, dan sektor penerbitan sukuk. Penelitian ini diharapkan dapat memberikan kontribusi terhadap pengembangan instrumen sukuk secara lebih efektif dan sesuai dengan konteks lokal masing-masing negara.
STRENGTHENING THE RURAL ECONOMY THRU MSME EMPOWERMENT AND FINANCIAL LITERACY FOR CHILDREN IN PALUH SIBAJI VILLAGE, PANTAI LABU DISTRICT Sahlaya, Muhammad Rishan; Faridah; Aria, Vicky; Lubis, Fitrah Khairuna Ulfa; Raflika, Lili
Algebra : Jurnal Pendidikan, Sosial dan Sains Vol. 5 No. 4 (2025): Algebra : Jurnal Pendidikan Sosial dan Sains
Publisher : Yayasan Amanah Nur Aman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58432/m06ymq95

Abstract

This research aims to analyze the strengthening of the village economy thru the empowerment of Micro, Small, and Medium Enterprises (MSMEs) and the improvement of children's financial literacy in Paluh Sibaji Village, Pantai Labu District. MSMEs play an important role in increasing the economic independence of rural communities, while financial literacy for children is seen as strategic for building a generation that is aware of financial management from an early age. The research method uses a descriptive qualitative approach with data collection techniques including observation, interviews, and documentation. The research results show that empowering MSMEs in Paluh Sibaji Village has contributed to increasing family income and expanding employment opportunities. On the other hand, children's financial literacy programs have a positive impact on children's mindset regarding the importance of saving, small entrepreneurship, and managing their pocket money wisely. Collaboration between MSMEs and children's financial literacy education has proven to be an effective strategy in creating sustainable economic resilience in villages. This research confirms that strengthening the rural economy lies not only in the productive aspects of the community, but also in the formation of the financial character of the younger generation.
Co-Authors Aria, Vicky FARIDAH Lesmana, Alyatulnisa Ragil Lira Amelia Maryam Batubara Natasya, Fazira Putri Raflika, Lili Risma Abidah Nasution Sahlaya, Muhammad Rishan