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All Journal Jurnal Sains Student Research Jurnal Ilmiah Nusantara
El Munawwarah
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Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences Other

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PENGARUH PIUTANG DAGANG DAN METODE PENCATATAN TERHADAP KETERSEDIAAN MODAL PENJUALAN DALAM PERSPEKTIF EKONOMI ISLAM PADA TOKO ANAN DESA KARYA MUKTI Binti Nurchasanatul Jajiyah; El Munawwarah; Raden Hebat Kurnia
JURNAL ILMIAH NUSANTARA Vol. 2 No. 4 (2025): Jurnal Ilmiah Nusantara Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jinu.v2i4.5015

Abstract

This study aims to evaluate how accounts receivable and recording methods influence the availability of sales capital at Toko Anan in Karya Mukti Village, within the framework of Islamic economics. The research adopts a mixed-method approach, combining quantitative techniques with qualitative analysis. Data were collected from 100 respondents, with 33 samples used for instrument testing and 67 for multiple linear regression analysis using SPSS 20.0. The results indicate that accounts receivable have a significant effect on sales capital (t-count 3.807 > t-table 1.668), as do recording methods (t-count 2.607 > t-table). These findings highlight the importance of accurate recording systems and the management of receivables based on principles of justice, transparency, and trust in Islamic economics.
PENGARUH PENGETAHUAN DAN RELIGIUSITAS TERHADAP MINAT NASABAH CICIL EMAS PADA BANK SYARIAH INDONESIA KCP MUARA BULIAN Salsa Marlina Putri; El Munawwarah; Alfazri Rahmadani
JOURNAL SAINS STUDENT RESEARCH Vol. 3 No. 6 (2025): Jurnal Sains Student Research (JSSR) Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v3i6.6826

Abstract

This thesis research is motivated by the importance of knowledge about gold investment, as it can influence customers’ decisions in selecting appropriate products. Individuals with a good understanding of the benefits and risks of gold investment tend to be more interested in investing. Additionally, religiosity plays a crucial role in investment decisions, especially within the context of Islamic banking. Customers with a high level of religiosity are likely to prefer products that comply with sharia principles and their religious values. The research method used is quantitative with a survey approach. The population of this study consists of gold installment customers in 2024 at Bank Syariah Indonesia KCP Muara Bulian. Using Slovin’s formula, a sample of 95 respondents was determined, with 30 respondents used for a trial test and 65 respondents for the instrument testing. Data collection techniques included literature review, direct observation, and questionnaires. The data obtained were analyzed using multiple linear regression analysis with SPSS version 20. The results revealed that: Knowledge partially influences customers’ interest with a t-count value greater than the t-table (2.835 > 1.998). The second hypothesis found that Religiosity partially influences customers’ interest with a t-count value greater than the t-table (3.071 > 1.998). The third hypothesis, tested with the F-test, showed that Knowledge and Religiosity simultaneously influence customers’ interest with an F-count value greater than the F-table (7.022 > 3.14).
Co-Authors Alfazri Rahmadani Binti Nurchasanatul Jajiyah Raden Hebat Kurnia Salsa Marlina Putri