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All Journal Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah JURNAL ESA Tasyri'
Nurjannah, Feby
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Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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STRATEGI KEMITRAAN SEBAGAI UPAYA PEMBERDAYAAN EKONOMI DALAM MENINGKATKAN PENDAPATAN DAN KESEJAHTERAAN MASYARAKAT (STUDI KASUS PADA USAHA KOPERASI TERNAK TANI SYARI’AH MITRA SUBUR KABUPATEN BONDOWOSO) Nurjannah, Feby
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 5 No 1 (2023): FEBRUARI
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v5i1.60

Abstract

Partnership is a business cooperation which is a business strategy carried out between two or more parties with the principles of mutual need, mutual enlargement and mutual benefit. This can be seen because basically each party must have weaknesses and advantages, precisely with the weaknesses and advantages of each party will complement each other in the sense that one party will fill in by fostering the weaknesses of the other and vice versa. KTTS is a cooperative legal entity that aims to empower the Bondowoso community. The research focused on: 1) How is the business partnership strategy of Mitra Subur Shari'ah Farmer Livestock Cooperative as an effort to empower the community's economy? 2) What is the impact of the partnership strategy of the Mitra Subur Syari'ah Farmer Livestock Cooperative on increasing the income of the Bondowoso Regency community? 3) What is the impact of the partnership strategy of the Mitra Subur Syari'ah Farmer Livestock Cooperative on the economic welfare of the Bondowoso Regency community? 4) What are the supporting and inhibiting factors of the partnership strategy of the Mitra Subur Syari'ah Farmer Livestock Cooperative? This type of research is descriptive qualitative research with the key instrument of the researcher himself. The research location is the Sharia Tani Livestock Cooperative in Karanganyar Village, Tegal Ampel District, Bondowoso Regency. Data collection used interviews, documentation, and observation methods. Data analysis was carried out using data reduction techniques, data presentation, and conclusion drawing. The data sources obtained consisted of primary and secondary data sources. The results of this study indicate that the partnership pattern run by KTTS is a core plasma partnership pattern with the institution as a provider of goods and product marketing. The existence of the Sharia Tani Livestock Cooperative partnership concept can provide empowerment, increased income, and welfare for its members/partners. Empowerment is carried out in the form of guidance to members on how to be able to raise livestock in a more effective and efficient way and time. The impact will certainly greatly affect the increase in income and welfare of each member.
GOODS RETURN COSTS IN PARCEL COURIER SERVICES: A SHARIA ECONOMIC LAW PERSPECTIVE Ubaidillah, Ubaidillah; Susanti, Ika; Hanip, Abdul; Nurjannah, Feby; Alfianto, Alfianto; Arifin, Mohammad Samsul
AL-IQTISHADIYAH : EKONOMI SYARIAH DAN HUKUM EKONOMI SYARIAH Vol 11, No 1 (2025): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v11i1.22333

Abstract

The phenomenon of applying return fees courier services in Bondowoso District has become a significant issue due to procedural uncertainty and potential injustice for consumers, particularly from the perspective of Sharia Economic Law. This research addresses two problems: (1) how is the practice of applying return fees courier services in Bondowoso District, and (2) how does Sharia Economic Law analyze this practice. The study aims to describe the practice of return fees and to analyze its compliance with the principles of ijarah and ju’alah contracts. A descriptive qualitative method with a case study approach was employed, using in-depth interviews, field observations, and documentation as data collection techniques. The research subjects consisted of couriers, the hub manager, and customers who had experienced returns. The findings reveal that return fees are generally charged when goods are rejected upon delivery, opened or damaged, or when the return process is carried out outside the application procedure. This practice does not entirely originate from the company’s official policy but rather from couriers’ personal initiatives. From the perspective of Sharia Economic Law, return fees can be justified as ijarah if there is a clear mutual agreement, but they have the potential to harm consumers if applied unilaterally.
Paid Membership Cards in Buying and Selling Transactions: A Sharia Economic Law Analysis ubaidillah, Ubaidillah; Hanip, Abdul; Nurjannah, Feby; Nurrohman, Dede; Al-Muhajir SAM, Achmad
AL-IQTISHADIYAH : EKONOMI SYARIAH DAN HUKUM EKONOMI SYARIAH Vol 11, No 2 (2025): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v11i2.22010

Abstract

The development of modern trade has introduced various marketing innovations, one of which is the use of paid member cards that offer discounts, shopping points, and exclusive benefits. However, when the use of member cards requires a registration fee, questions arise regarding the clarity of benefits, compliance with the principles of Islamic economic law, and consumer rights protection. This study aims to analyze consumer rights in the use of paid member cards and to evaluate the practice from the perspective of Islamic economic law. The research employed a qualitative descriptive-analytical method with a juridical-empirical approach, through interviews and literature review. The results indicate that the practice of paid member cards has the potential to create uncertainty of benefits and an imbalance between costs and gains, especially when information is not transparent. From the perspective of Islamic economic law, this practice is permissible provided that benefits are clearly defined, free from gharar (uncertainty) and maysir (speculation), and the fees charged are limited to administrative costs. In practice, at Kotty Kosmetik Banda Aceh, some consumers reported a lack of certainty regarding products eligible for discounts, limited information on items that can be redeemed with points, and relatively high registration fees. Therefore, the implementation of information transparency and cost limitation principles is essential to ensure justice, protect consumer rights, and maintain compliance with Islamic economic law.
Review of Sharia Economic Law on Peer-to-Peer Lending Practices Based on DSN-MUI Fatwa and Opinions of Contemporary Scholars Ubaidillah; Alfianto; Nurjannah, Feby; Arifin, Mohammad Samsul
Tasyri' : Journal of Islamic Law Vol. 5 No. 1 (2026): Tasyri'
Publisher : STAINI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53038/tsyr.v5i1.432

Abstract

The development of the fintech industry, especially the peer to peer (P2P) lending model, is growing very rapidly in Indonesia. Peer to-Peer (P2P) Lending is a mechanism to raise funds through a platform or fintech company, which is then distributed to business actors in the form of loans. This study aims to analyze the practice of peer to peer (P2P) lending in accordance with the fatwa of DSN-MUI No. 117/DSN-MUI/II/2018 and contemporary scholars. This study uses a type of library research and a normative approach with data collection techniques in the form of documentation, while the validity of the data is tested through source triangulation. The results of this study show that the DSN-MUI Fatwa No. 117/DSN-MUI/II/2018 and the views of contemporary scholars affirm that P2P lending is allowed as long as it is in accordance with sharia principles, free of usury, gharar, and maysir, and uses a valid contract under the supervision of the Sharia Supervisory Board (DPS).
Co-Authors Al-Muhajir SAM, Achmad Alfianto Alfianto Alfianto Arifin, Mohammad Samsul Dede Nurrohman, Dede Hanip, Abdul Ika Susanti Ubaidillah Ubaidillah Ubaidillah