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All Journal Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Tasyri'
Nurjannah, Feby
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Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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GOODS RETURN COSTS IN PARCEL COURIER SERVICES: A SHARIA ECONOMIC LAW PERSPECTIVE Ubaidillah, Ubaidillah; Susanti, Ika; Hanip, Abdul; Nurjannah, Feby; Alfianto, Alfianto; Arifin, Mohammad Samsul
AL-IQTISHADIYAH : EKONOMI SYARIAH DAN HUKUM EKONOMI SYARIAH Vol 11, No 1 (2025): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v11i1.22333

Abstract

The phenomenon of applying return fees courier services in Bondowoso District has become a significant issue due to procedural uncertainty and potential injustice for consumers, particularly from the perspective of Sharia Economic Law. This research addresses two problems: (1) how is the practice of applying return fees courier services in Bondowoso District, and (2) how does Sharia Economic Law analyze this practice. The study aims to describe the practice of return fees and to analyze its compliance with the principles of ijarah and ju’alah contracts. A descriptive qualitative method with a case study approach was employed, using in-depth interviews, field observations, and documentation as data collection techniques. The research subjects consisted of couriers, the hub manager, and customers who had experienced returns. The findings reveal that return fees are generally charged when goods are rejected upon delivery, opened or damaged, or when the return process is carried out outside the application procedure. This practice does not entirely originate from the company’s official policy but rather from couriers’ personal initiatives. From the perspective of Sharia Economic Law, return fees can be justified as ijarah if there is a clear mutual agreement, but they have the potential to harm consumers if applied unilaterally.
Paid Membership Cards in Buying and Selling Transactions: A Sharia Economic Law Analysis ubaidillah, Ubaidillah; Hanip, Abdul; Nurjannah, Feby; Nurrohman, Dede; Al-Muhajir SAM, Achmad
AL-IQTISHADIYAH : EKONOMI SYARIAH DAN HUKUM EKONOMI SYARIAH Vol 11, No 2 (2025): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v11i2.22010

Abstract

The development of modern trade has introduced various marketing innovations, one of which is the use of paid member cards that offer discounts, shopping points, and exclusive benefits. However, when the use of member cards requires a registration fee, questions arise regarding the clarity of benefits, compliance with the principles of Islamic economic law, and consumer rights protection. This study aims to analyze consumer rights in the use of paid member cards and to evaluate the practice from the perspective of Islamic economic law. The research employed a qualitative descriptive-analytical method with a juridical-empirical approach, through interviews and literature review. The results indicate that the practice of paid member cards has the potential to create uncertainty of benefits and an imbalance between costs and gains, especially when information is not transparent. From the perspective of Islamic economic law, this practice is permissible provided that benefits are clearly defined, free from gharar (uncertainty) and maysir (speculation), and the fees charged are limited to administrative costs. In practice, at Kotty Kosmetik Banda Aceh, some consumers reported a lack of certainty regarding products eligible for discounts, limited information on items that can be redeemed with points, and relatively high registration fees. Therefore, the implementation of information transparency and cost limitation principles is essential to ensure justice, protect consumer rights, and maintain compliance with Islamic economic law.
Review of Sharia Economic Law on Peer-to-Peer Lending Practices Based on DSN-MUI Fatwa and Opinions of Contemporary Scholars Ubaidillah; Alfianto; Nurjannah, Feby; Arifin, Mohammad Samsul
Tasyri' : Journal of Islamic Law Vol. 5 No. 1 (2026): Tasyri'
Publisher : STAINI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53038/tsyr.v5i1.432

Abstract

The development of the fintech industry, especially the peer to peer (P2P) lending model, is growing very rapidly in Indonesia. Peer to-Peer (P2P) Lending is a mechanism to raise funds through a platform or fintech company, which is then distributed to business actors in the form of loans. This study aims to analyze the practice of peer to peer (P2P) lending in accordance with the fatwa of DSN-MUI No. 117/DSN-MUI/II/2018 and contemporary scholars. This study uses a type of library research and a normative approach with data collection techniques in the form of documentation, while the validity of the data is tested through source triangulation. The results of this study show that the DSN-MUI Fatwa No. 117/DSN-MUI/II/2018 and the views of contemporary scholars affirm that P2P lending is allowed as long as it is in accordance with sharia principles, free of usury, gharar, and maysir, and uses a valid contract under the supervision of the Sharia Supervisory Board (DPS).
Co-Authors Al-Muhajir SAM, Achmad Alfianto Alfianto Alfianto Arifin, Mohammad Samsul Dede Nurrohman, Dede Hanip, Abdul Ika Susanti Ubaidillah Ubaidillah Ubaidillah