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All Journal Episteme: Jurnal Pengembangan Ilmu Keislaman Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Jurnal Ilmiah Edunomika (JIE) Journal Of World Science Jurnal Ekonomi Syariah dan Bisnis Mu'amalah : Jurnal Hukum Ekonomi Syariah Social Science Academic Proceeding Of International Conference On Education, Society And Humanity
Dede Nurrohman, Dede
IAIN Tulungagung
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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HAKIKAT DAN KONSTRUKSI KEILMUWAN EKONOMI ISLAM Nurrohman, Dede
Episteme: Jurnal Pengembangan Ilmu Keislaman Vol 7, No 2 (2012)
Publisher : Episteme: Jurnal Pengembangan Ilmu Keislaman

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Abstract

Wacana ekonomi Islam hampir selalu menjadi bahan diskusi dalam tataran keilmuwan, khususnya pada wilayah epistemologis. Secara istilah, term ”ekonomi” dan ”Islam” dianggap bertentangan satu sama lain. Kontradiksi tersebut memunculkan pertanyaan apakah ekonomi Islam itu sains atau doktrin? Untuk menjawabnya maka tulisan ini mengelaborasi problem-problem tersebut melalui pemikiran para proponen ekonomi Islam, khusunya Baqir al-Shadr dan  Anas Zarqa’. Dalam analisisnya, Shadr mengatakan semua sistem ekonomi, baik kapitalis, sosialis maupun Islam, lahir dari doktrin-doktrin yang mengajarkan ekonomi. Dokrin-doktrin itulah yang melahirkan ilmu ekonomi. Oleh karena itu, ekonomi Islam sejajar dengan ekonomi kapitalis dan sosialis dalam banyak hal, khususnya menyangkut metode atau cara masyarakat menggunakan dan menyelesaikan problem ekonominya. Dalam wilayah metodologis, Zarqa’ menyatakan bahwa al-Qur’an dan sunnah yang dianggap sebagai sumber normatif  ternyata juga menyiratkan asumsi-asumsi deskriptif  (positif). Kedua pernyataan ini juga mengendap dalam ilmu ekonomi konvensional. Pendek kata, ia menyatakan bahwa keilmuwan itu tidak diukur dari asumsi deskriptifnya yang berakar dari realita empiris saja, tetapi juga asumsi normatif  yang menjadi bingkai kerja ilmu tersebut. Sebuah keilmuwan, ilmu ekonomi kapitalis, sosialis maupun Islam, merupakan doktrin yang kental dengan asumsi normatif. Dari doktrin itulah yang kemudian dirumuskan teori dan ilmu, setelah mengalami proses kontekstualisasi dengan realita masyarakat. Islamic economic discourse was almost always be the subject of  discussion on saintific perspective, especially, on episthemology. Terminologically, term “economic” and “islam”, controverse the one and another. This controversy implies a question; do islamic economic is dogma or science? This paper elaborate these problems through ideas of  the Islamic economic proponents, especially Muhammad Baqir al-Shadr and Anas Zarqa’. In his analysis, Shadr said that all of  economic systems, capitalism, socialism or Islam, born from dogmas about economic. These dogmas arise the economic.  Therefore, Islamic economics was same with capitalism and socialism on more thing, especially, connect to a method of  society to use and solve his economic problems. On methodology context, Zarqa’ express al-Qur’an and sunnah, considered as source of  normative assumptions, it turns out contain implicitly a descriptive assumptions (positive). Both, normative assumptions and descriptive assumptions, were integrate in conventional economic. In short, Zarqa’ explained that a science didn’t be measured from the descriptive assumptions only, that built from empirical reality, but from the normative assumptions, that became a frame work of  the science. A science, capitalism, socialism or Islamic economics, was dogma effected by normative assumption as majority. From the dogma, the latter, a theory was be postulated, and a science was be formulated, through process of  contextualizing with reality of  society.
Pendekatan Interdisipliner dalam Studi Islam: Metodologi dan Implikasinya di Indonesia Ayu, Diyan Putri; Nurrohman, Dede
Social Science Academic Vol 2 No 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ssa.v2i2.5542

Abstract

Correct understanding reveals the true path of faith and belief in the true teachings of Islam. An incomplete perception arises when the Islamic approach is less comprehensive, giving rise to various situations. This approach is used to generate a complete and complete understanding of Islam in order to help Muslims face and answer various difficulties related to Islamic teachings. Efforts to study religion, especially Islam, are not only carried out by Muslims, but also by people outside the Muslim community. Islamic studies carried out among Muslims are of course very different in purpose and motivation from those carried out by those outside the Muslim community. This research takes the form of qualitative research, this method is very suitable for understanding social phenomena, problems or symptoms in humans by collecting as many in-depth facts as possible, the data is presented in verbal form, not in numerical form. This research produces conclusions. An interdisciplinary approach is one that uses an integrated evaluation of several related scientific views to solve problems. An interdisciplinary approach is a study that uses various methodologies or views. In research, for example, using philosophical, sociological, historical and normative perspectives at the same time.
PENGARUH PELAKU USAHA KAMPUNG KULINER TERHADAP TINGKAT PEREKONOMIAN MASYARAKAT TALANG BANDUNG KECAMATAN BATURAJA BARAT Mauliyanti, Anita; Eko Sujianto, Agus; Nurrohman, Dede
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 2 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

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Abstract

Kuliner merupakan elemen budaya dari suatu bangsa yang sangat mudah dikenali sebagai identitas suatu masyarakat. Kuliner merupakan salah satu unsur dari budaya dan menunjukkan adanya hubungan sosial. budaya merupakan proses aktif dalam pembentukan makna, dengan mengemukakan pemikiran bahwa budaya adalah kata kerja bukan kata benda. Adapun rumusan masala dalam penelitian ini adalah 1) Bagaimana mengetahui tingkat Perekonomian masyarakat di Talang Bandung? 2) Adakah Pengaruh pelaku usaha Kampung Kuliner Terhadap tingkat perekonomian masyarakat di Talang Bandung Kecamatan Baturaja Barat? Dengan tujuan dalam penelitian ini untuk mengetahui bagaimana tingkat pendapatan pelaku usaha di kampung kuliner Talang Bandung Kecamatan Baturaja Barat. Penelitian ini merupakan penelitian lapangan (Field Research) dengan menggunakan metode penelitian kuantitatif. Peneliti mendapatkan populasi sebanyak 50 pelaku usaha dengan jumlah sampel sebanyak 50 Pelaku usaha. Berdasarkan FHitung sebesar 17,124. Hasil tersebut kemudian dibandingkan dengan FTabel didapatkan FHitung sebagai berikut (dfl= jumlah variabel-1)-2=1 dan (df2-n-k-1)-50-1-1-48 pada tingkat kepercayaan 88% atau α = 5% didapat FTabel 3.20 Jadi FHitung 17,124 > FTabel 3.20 maka Ho ditolak dan Ha, diterima, artinya secara simultan ada pengaruh signifikan pelaku usaha kampung Kuliner secara bersama-sama terhadap tingkat perekonomian masyarat di Talang Bandung Kecamatan Baturaja Barat. Berdasarkan hasil perhitungan dapat diketahui bahwa koefisien determinasi (R) yang diperoleh sebesar 0,094. Hal ini menunjukkan berarti pengaruh pelaku usaha kampung kuliner terhadap tingkat perekonomian masyarat di Talang Bandung Kecamatan Baturaja Barat sebesar 88% sedangkan sisanya 12% dipengaruhi oleh variabel lain yang tidak disebutkan dalam penelitian ini.
ANALISI KINERJA KESEHATAN BANK MANDIRI TASPEN BATURAJA (STUDI PENDEKATAN MENGGUNAKAN RISK PROFILE, GOOD CORORATE GONVERNANCE, EARNING, CAPITAL (RGEC) Mauliyanti, Anita; Hawa, Nur; Nurrohman, Dede
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 2 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v9i2.17364

Abstract

Penelitian ini bertujuan untuk menganalisis tingkat kesehatan bank dengan menggunakan metode RGEC pada Bank Mandiri Taspen Baturaja. Jenis penelitian yang digunakan dalam penelitian ini adalah jenis penelitian kuantitatif deskriftif. Jenis data yang digunakan adalah data sekunder yang bersumber dari analisis laporan keuangan Bank Mandiri Taspen Baturaja. Berdasarkan hasil penilaian kesehatan, Bank Mandiri Taspen tergolong tidak sehat pada tahun 2019 hingga tahun 2021. Hal ini didasarkan pada rasio Non-Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) yang menunjukkan bahwa bank telah kurang berhasil mengelola keuangannya. Tata Kelola Perusahaan yang kurang Baik (GCG) memastikan operasional perusahaan dijalankan dengan baik. Metrik Return On Asset (ROA) dan Net Interest Margin (NIM) menunjukkan kemampuan bank dalam mencapai laba. Dan Capital Adequacy Ratio (CAR) yang selalu berada di atas batas minimum Bank Indonesia menunjukkan bahwa Bank Indonesia mampu menangani transaksi.
Peran Regulasi Sebagai Landasan Hukum Bagi Pertumbuhan Lembaga Keuangan Syariah Di Indonesia: Peluang Dan Tantangan Faizatul Rohmah, Zelyn; Arta, Antri; Huda, Qomarul; Nurrohman, Dede
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 7 No. 1 (2024)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v7i1.5792

Abstract

Penelitian ini menganalisis peran regulasi sebagai landasan hukum bagi pertumbuhan lembaga keuangan syariah di Indonesia. Melalui analisis literatur, penelitian ini mengidentifikasi peluang dan tantangan yang dihadapi dalam mengembangkan lembaga keuangan syariah di negara ini. Hasil penelitian menunjukkan pertumbuhan signifikan lembaga keuangan syariah di Indonesia dalam beberapa tahun terakhir. Namun, tantangan seperti kurangnya pemahaman masyarakat, infrastruktur yang belum matang, dan ketersediaan produk dan layanan keuangan syariah yang inovatif masih menjadi hambatan. Regulasi berperan penting dalam mengatasi tantangan ini. Melalui regulasi yang tepat, pemerintah dapat meningkatkan pemahaman masyarakat, memperbaiki infrastruktur, mendorong inovasi produk dan layanan keuangan syariah, serta memastikan kepatuhan syariah dan transparansi operasional. Regulasi yang efektif menciptakan lingkungan yang kondusif bagi pertumbuhan lembaga keuangan syariah dan inklusi keuangan syariah yang lebih baik di Indonesia. Penelitian ini menyimpulkan bahwa regulasi merupakan landasan hukum penting untuk memfasilitasi pertumbuhan lembaga keuangan syariah di Indonesia, dan regulasi yang baik dan mendukung menjadi kunci dalam mempercepat perkembangan sektor keuangan syariah sesuai dengan prinsip syariah.
LOCAL COMMUNITY-BASED SUSTAINABLE TOURISM DEVELOPMENT TOWARDS COMMUNITY WELFARE Mauliyanti, Anita; Sujianto, Agus Eko; Nurrohman, Dede
PROCEEDING OF INTERNATIONAL CONFERENCE ON EDUCATION, SOCIETY AND HUMANITY Vol 2, No 2 (2024): Third International Conference on Education, Society and Humanity
Publisher : PROCEEDING OF INTERNATIONAL CONFERENCE ON EDUCATION, SOCIETY AND HUMANITY

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Abstract

Local community-based sustainable tourism is an important strategy in developing a tourism sector that is oriented towards community welfare. This research aims to explore a sustainable tourism development model that involves local communities as the main actors in the management and development of tourist destinations. The method used is literature review by analyzing various previous studies regarding policies, strategies, and social, economic and environmental impacts of community-based tourism. The study results show that the active involvement of local communities in tourism planning and management can improve economic welfare through employment opportunities and micro-enterprises. Apart from that, the community-based sustainable tourism model also contributes to cultural and environmental preservation by instilling conservation values and local wisdom. However, there are challenges that need to be overcome, such as lack of human resource capacity, capital and access to global markets. Therefore, synergy is needed between the government, tourism industry players and the community in creating an inclusive and sustainable tourism ecosystem. With the right approach, community-based tourism development can be a catalyst in improving community welfare and preserving cultural heritage and the environment.
Pendekatan Interdisipliner dalam Studi Islam: Metodologi dan Implikasinya di Indonesia Ayu, Diyan Putri; Nurrohman, Dede
Social Science Academic Vol. 2 No. 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ssa.v2i2.5542

Abstract

Correct understanding reveals the true path of faith and belief in the true teachings of Islam. An incomplete perception arises when the Islamic approach is less comprehensive, giving rise to various situations. This approach is used to generate a complete and complete understanding of Islam in order to help Muslims face and answer various difficulties related to Islamic teachings. Efforts to study religion, especially Islam, are not only carried out by Muslims, but also by people outside the Muslim community. Islamic studies carried out among Muslims are of course very different in purpose and motivation from those carried out by those outside the Muslim community. This research takes the form of qualitative research, this method is very suitable for understanding social phenomena, problems or symptoms in humans by collecting as many in-depth facts as possible, the data is presented in verbal form, not in numerical form. This research produces conclusions. An interdisciplinary approach is one that uses an integrated evaluation of several related scientific views to solve problems. An interdisciplinary approach is a study that uses various methodologies or views. In research, for example, using philosophical, sociological, historical and normative perspectives at the same time.
Economic Growth Viewed from Life Expectation Levels, Wholesale Trade, Business Trend, Consumer Trends and Received of Zakat, Infaq and Alms Syahrul Hidayat, Muhammad; Eko Sujianto, Agus; Arif Faizin, Mochamad; Nurrohman, Dede; Mashudi, Mashudi
Journal of World Science Vol. 2 No. 3 (2023): Journal of World Science
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jws.v2i3.247

Abstract

This research aims to identify and analyze the effect of life expectancy, wholesale price index, business tendency index, and consumer tendency index on economic growth with zakat, infaq and almsgiving receipts as intervening variables in Indonesia. The method used in this study is a quantitative method with the type of associative research, population and sample in this study is Indonesia's Economic Growth Quarter I 2005 – Second Quarter of 2022 Central Statistics Agency. Based on research on life expectancy, the wholesale price index, the business tendency index, and the consumer tendency index have a significant positive effect on economic growth in Indonesia. The results of this study indicate that the receipt of zakat, infaq, and alms has a significant positive effect on Indonesia's economic growth. It can be concluded that it can contribute to the government, zakat managers, the general public, both academics and economic actors and the general public so that they understand more about the linkage of life expectancy, wholesale price index, business tendency index, consumer tendency index to economic growth.
SHARIA MICROFINANCE REFORMULATION TOWARDS AN INCLUSIVE ECONOMY: An Approach Maqashid al-Shariah fi Hifdz al-Mal Ubaidillah; Nurrohman, Dede; Anshor, Ahmad Muhtadi
Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 4 No. 2 (2025)
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/muamalah.epmex470

Abstract

Economic inequality and high poverty rates remain crucial issues in many Muslim-majority countries. This is due to the unequal distribution of wealth, the low quality of public services, and the suboptimal utilization of Islamic economic instruments such as zakat and waqf. Sharia microfinance has emerged as a fair and inclusive financing solution. However, the current model tends to imitate conventional systems and does not fully reflect the values of maqasid al-shariah, particularly in the aspect of hifdz al-mal (protection of wealth). This research aims to rebuild the Sharia microfinance model based on maqashid al-shariah fi hifdz al-mal as an ethical and normative basis for creating an Islamic financial system that is fair, sustainable, and relevant to contemporary socio-economic challenges. Using an Islamic legal research case study approach, this research examines the principles of Islamic financial management, critiques the weaknesses of existing microfinance models, both conventional and Sharia-compliant, and proposes more comprehensive design alternatives. Primary data for this study were obtained through field surveys, in-depth interviews, and direct observation at several Sharia Microfinance Institutions and beneficiary communities. The research results indicate that the application of maqashid al-shariah in the context of asset protection can strengthen the contribution of Islamic financial institutions to empowering micro, small and medium enterprises, alleviating poverty, and achieving the Sustainable Development Goals (SDGs). The proposed model emphasizes the principles of justice, spiritual and material well-being, protection of fundamental rights, and institutional synergy based on Islamic values.        
Paid Membership Cards in Buying and Selling Transactions: A Sharia Economic Law Analysis ubaidillah, Ubaidillah; Hanip, Abdul; Nurjannah, Feby; Nurrohman, Dede; Al-Muhajir SAM, Achmad
AL-IQTISHADIYAH : EKONOMI SYARIAH DAN HUKUM EKONOMI SYARIAH Vol 11, No 2 (2025): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v11i2.22010

Abstract

The development of modern trade has introduced various marketing innovations, one of which is the use of paid member cards that offer discounts, shopping points, and exclusive benefits. However, when the use of member cards requires a registration fee, questions arise regarding the clarity of benefits, compliance with the principles of Islamic economic law, and consumer rights protection. This study aims to analyze consumer rights in the use of paid member cards and to evaluate the practice from the perspective of Islamic economic law. The research employed a qualitative descriptive-analytical method with a juridical-empirical approach, through interviews and literature review. The results indicate that the practice of paid member cards has the potential to create uncertainty of benefits and an imbalance between costs and gains, especially when information is not transparent. From the perspective of Islamic economic law, this practice is permissible provided that benefits are clearly defined, free from gharar (uncertainty) and maysir (speculation), and the fees charged are limited to administrative costs. In practice, at Kotty Kosmetik Banda Aceh, some consumers reported a lack of certainty regarding products eligible for discounts, limited information on items that can be redeemed with points, and relatively high registration fees. Therefore, the implementation of information transparency and cost limitation principles is essential to ensure justice, protect consumer rights, and maintain compliance with Islamic economic law.
Co-Authors Agus Eko Sujianto Agus Eko Sujianto Ahmad Muhtadi Anshor, Ahmad Muhtadi Al-Muhajir SAM, Achmad Arif Faizin, Mochamad Arta, Antri Ayu, Diyan Putri Faizatul Rohmah, Zelyn Hanip, Abdul Hawa, Nur Mashudi Mashudi Mauliyanti, Anita Muhammad Syahrul Hidayat Nurjannah, Feby Qomarul Huda, Qomarul Ubaidillah Ubaidillah Ubaidillah