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All Journal JEBD Jurnal Imiah Pengabdian Pada Masyarakat (JIPM)
Nadiya Nur Fadilla
Unknown Affiliation
Religion Economics, Econometrics & Finance Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Pengabdian Kepada Masyarakat KreAtif: Kreativitas Anak Panti untuk Masa Depan Produktif oleh Mahasiswa/i Universitas Muhammadiyah Makassar Az-Zahra J , Iftitah Resky; Irwani, Irwani; Nadiya Nur Fadilla; Ramadana, Ramadana; Nuryuli, Nuryuli; Ferdinan, Ferdinan
Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Vol 2 No 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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This Community Service Activity (PKM) “KreArtif” aims to empower orphanage children through the development of creativity and productive skills. The background is the unexplored potential of orphanage children's creativity and the need for provision of independence in the future. The methods used include needs assessment, preparation of training modules, implementation of interactive workshops facilitated by Muhammadiyah Makassar University students, and social entrepreneurship assistance. The expected results are an increase in the capacity of orphanage children in creating valuable works, the growth of entrepreneurial spirit, and increased self-confidence. This program is also expected to strengthen the role of students as agents of social change and foster concern for social issues in society. Thus, “KreArtif” not only focuses on developing creativity, but also on building productive and independent characters for orphanage children, preparing them to become competitive individuals in the future.
Dampak Pinjaman Online Dan Shopeepaylater Terhadap Pengelolaan Keuangan Pribadi Pengguna Di Kota Makassar Nadiya Nur Fadilla; Wa Ode Rayyani
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 1 (2025): Juli - September
Publisher : CV. ITTC INDONESIA

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Abstract

This study aims to analyze the impact of using online loans and Shopee PayLater on users' personal financial management in Makassar City. These two digital financial services offer convenience and speed of access, which has attracted many individuals amidst urgent financial needs and shifting shopping habits to online platforms. Using a qualitative approach with phenomenological method, this research was located in Makassar City from June to July 2025. Data was collected through observation, semi-structured interviews, and documentation from six key informants selected through purposive sampling technique, who are active users of online loans or Shopee PayLater aged 20-40 years old. Data analysis involved reduction, presentation, and coding (open, axial, selective), followed by conclusion drawing. The results showed that the ease of access to online loans and Shopee PayLater significantly impacted users' debt management, spending arrangements, financial priorities, and consumptive behavior. The impact can vary, either worsening financial conditions through increased debt and consumptive behavior, or being a quick solution if used responsibly and supported by adequate financial literacy. This research emphasizes the importance of financial education to prevent unmanageable debt in the digital era.
Co-Authors Az-Zahra J , Iftitah Resky Ferdinan Ferdinan, Ferdinan Irwani Irwani Nuryuli, Nuryuli Ramadana, Ramadana Wa Ode Rayyani