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All Journal Al-Hijrah: Journal of Islamic Economics and Banking Damhil: Jurnal Pengabdian kepada Masyarakat Journal of Islamic Economics and Finance
HANIMA, SITTI
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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ENCHANCING ECONOMIC JUSTICE THROUGH SHARIA P2P LENDING: A LEGAL AND CAPABILITY BASED ANALYSIS INDONESIA HANIMA, SITTI; HASAN, HURRIAH ALI; MANSYUR, SAIDIN
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2025): Mei
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/joieaf.v1i4.2380

Abstract

This research aims to analyze the role of Sharia-based Fintech Peer to Peer (P2P) Lending in promoting economic justice in Indonesia. Using a normative juridical method and Amartya Sen’s theory of economic justice as a theoretical framework, the study explores literature, legal regulations, and current fintech practices. The findings show that while Sharia P2P Lending holds strong potential to expand financial access and empower MSMEs, significant challenges remain regarding sharia compliance, consumer protection, and regulatory clarity. The integration of Amartya Sen’s capability approach with Islamic economic principles highlights the importance of equitable access to finance in realizing just and inclusive economic development. The research emphasizes the need for comprehensive regulation, public financial literacy, and technological innovation aligned with Islamic legal values. It concludes that Sharia P2P Lending can become a strategic instrument to strengthen welfare and reduce inequality, provided it adheres to fair, transparent, and sharia-compliant financial practices.
BAHASA INGGRIS Hanima, Sitti
Al-Hijrah: Journal of Islamic Economics And Banking Vol. 3 No. 1 (2025): Al-Hijrah: Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55062/alhijrah.v3i1.824

Abstract

This research aims to analyze the role of Sharia-based Fintech Peer to Peer (P2P) Lending in promoting economic justice in Indonesia. Using a normative juridical method and Amartya Sen’s theory of economic justice as a theoretical framework, the study explores literature, legal regulations, and current fintech practices. The findings show that while Sharia P2P Lending holds strong potential to expand financial access and empower MSMEs, significant challenges remain regarding sharia compliance, consumer protection, and regulatory clarity. The integration of Amartya Sen’s capability approach with Islamic economic principles highlights the importance of equitable access to finance in realizing just and inclusive economic development. The research emphasizes the need for comprehensive regulation, public financial literacy, and technological innovation aligned with Islamic legal values. It concludes that Sharia P2P Lending can become a strategic instrument to strengthen welfare and reduce inequality, provided it adheres to fair, transparent, and sharia-compliant financial practices.    
Peningkatkan Numerasi Siswa Melalui Edutainment Math Playground: Program Kampus Mengajar Angkatan 7 Hanima, Sitti; Hasan, Hurriah Ali
Damhil: Jurnal Pengabdian kepada Masyarakat Vol 3, No 1: June 2024
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34312/damhil.v3i1.26283

Abstract

This study aims to explain the implementation of numeracy games activities through edutainment at UPT SPF SD Inpres Daya Makassar City, as well as describe the impact of improving students' numeracy skills through edutainment activities in the Batch 7 Teaching Campus program. In this study, a descriptive qualitative method is applied with an interactive analysis model approach to reveal a thorough and systematic understanding of the phenomenon studied through natural data collection. The results of the study showed that edutainment activities carried out by students of the Teaching Campus program Batch 7 proved to be effective in increasing the numeracy of students/I UPT SPF SD Inpres Daya. This is reflected in the increase in student learning motivation, active participation in learning activities and satisfactory learning outcomes. This edutainment activity is a teaching campus student team program formed through work programs carried out in placement schools, including the Edutainment Math Playground. 
Co-Authors Hurriah Ali Hasan Mansyur, Saidin