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All Journal Tribakti: jurnal pemikiran keIslaman Jurnal Indonesia Sosial Sains Tribakti: Jurnal Pemikiran Keislaman AL MAQRIZI: Jurnal Ekonomi Syariah dan Studi Islam
Kholid, Hendra
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Religion Arts Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Environmental Science Immunology & microbiology Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Neuroscience Physics Social Sciences Other

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Konsep Ihtiyat­ dan Maslahah pada Produk-Produk Baitul Maal Wat Tamwil (BMT) Al-Fattah Kab. Semarang Noor, Syafri Muhammad; Muhaimin, Abdul Wahab Abdul; Kholid, Hendra
Al-Maqrizi: Jurnal Ekonomi Syariah dan Studi Islam Vol. 1 No. 2 (2023): AL MAQRIZI: Jurnal Ekonomi Syariah dan Studi Islam
Publisher : ekonomi syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/amq.v1i2.37273

Abstract

Tujuan dari tesis ini adalah untuk mengkaji penerapan konsep iḥtiyāṭ dan maṣlaḥaḥ pada produk-produk Baitul Maal Wat Tamwil (BMT) Al-Fattah di Kabupaten Semarang dan memberikan perspektif yang lebih luas tentang konsep iḥtiyāṭ dan maṣlaḥaḥ dalam lingkup hukum ekonomi syariah. Penelitian ini merupakan penelitian lapangan dengan metodologi analisis kualitatif dalam bentuk studi kasus. Pendekatan yang diterapkan dalam penelitian ini adalah yuridis normatif, dengan data yang dikumpulkan dari wawancara dengan pihak pengelola BMT Al-Fataah Kabupaten Semarang yang dijadikan sebagai sumber data primer. Data sekunder diambil dari dokumentasi dan literatur lain yang mendukung teori yang digunakan dalam penelitian ini. Hasil penelitian yang penulis lakukan menunjukkan bahwa beberapa produk Baitul Maal Wat Tamwil (BMT) Al-Fattah di Kabupaten Semarang telah menerapkan konsep iḥtiyāṭ dengan tidak mengabaikan maṣlaḥaḥ, seperti sumber dana untuk produk qarḍu ḥasan, kebijakan produk qarḍu ḥasan untuk kegiatan produktif yang tidak melanggar ketentuan ekonomi syariah, ketersediaan program bantuan, dan perpanjangan masa sidang bagi nasabah wanprestasi.
The Role of Digital Media Against Zakat Fundraising in The Perspective of Sharia Economic Law (Research Study at the IZI Institute) Wahyudi, Wahyudi; Hidayat, Hidayat; Kholid, Hendra
Jurnal Indonesia Sosial Sains Vol. 5 No. 03 (2024): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jiss.v5i03.997

Abstract

This study explores the use of digital media for zakat fundraising at IZI, explains its implementation within the framework of Sharia economic law, and its impact on increasing zakat collection. IZI's approach to digital media-based zakat fundraising is not only interesting but also educational and diverse. The purpose of this study is to investigate and analyze the strategy and effectiveness of using digital media in collecting zakat funds by zakat institutions, focusing on the Indonesian Zakat Initiative (IZI). Methodologically, the study used a variety of techniques, including interviews with relevant personnel at IZI, literature review within the institution, direct observation of zakat contributors to IZI, and qualitative analysis through graphical representation of zakat collections over time. This method is carried out meticulously in collaboration with IZI staff to ensure data accuracy. The result of this study is that the adoption of zakat fundraising through digital media at IZI has proven effective and diverse. Collaboration with Tokopedia through "zakatpedia" has helped increase the zakat collection significantly. Fundraising through digital media by Sharia principles provided that it does not harm other parties, supported by references to the Quran, Hadith, Ijma', Qiyas, and Fatwa DSN MUI, and the role of digital media-based fundraising in IZI has become a key factor in collecting zakat. This is evidenced by the consistent increase in zakat collection, an average of 20% per year since the adoption of digital media. In conclusion, it is important to embrace digital platforms for zakat fundraising within the scope of the Islamic economy. The innovative approach taken by IZI not only enhances zakat collection but also upholds the ethical and legal principles integral to Islamic finance.
Waqf Literacy, Trust, and Public Interest in Cash Waqf Postcolonial: A Study of Urban Muslims in Jakarta Kholid, Hendra; Suherlan, Ade
Tribakti: Jurnal Pemikiran Keislaman Vol. 37 No. 1 (2026): Tribakti: Jurnal Pemikiran Keislaman
Publisher : Universitas Islam Tribakti (UIT) Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/tribakti.v37i1.8026

Abstract

This study examines the determinants of public interest in participating in cash waqf in Jakarta by focusing on the roles of waqf literacy, trust in waqf management institutions, and religiosity within a postcolonial urban context. Employing a quantitative approach, data were collected from 350 respondents and analyzed using descriptive statistics and multiple linear regression. The results show that public interest in cash waqf is relatively high (Mean = 3.50; SD = 0.75), while waqf literacy remains at a moderate level (Mean = 3.20; SD = 0.85) and trust in waqf management institutions is comparatively lower (Mean = 2.90; SD = 0.95), indicating a significant but underutilized participation potential. The regression model demonstrates strong explanatory power, accounting for 55% of the variance in public interest (R² = 0.550; Adjusted R² = 0.540; F = 58.320; p < 0.001). Waqf literacy has a positive and significant effect on public interest (B = 0.350; β = 0.280; p < 0.001), while trust in waqf management institutions emerges as the most dominant determinant (B = 0.450; β = 0.390; p < 0.001). Religiosity also exerts a significant but weaker influence (B = 0.200; β = 0.180; p = 0.008), whereas income and education show moderate effects, and age and gender are not statistically significant. The findings suggest that cash waqf participation in Jakarta is shaped less by demographic factors and more by epistemic capacity and institutional legitimacy. Theoretically, this study contributes to contemporary waqf scholarship by demonstrating that Islamic piety in postcolonial urban societies is not diminished but renegotiated through literacy and trust. It argues that normative–theological explanations of waqf must be complemented by epistemic and governance perspectives to understand modern Islamic philanthropic practices adequately.
Waqf Literacy, Trust, and Public Interest in Cash Waqf Postcolonial: A Study of Urban Muslims in Jakarta Kholid, Hendra; Suherlan, Ade
Tribakti: Jurnal Pemikiran Keislaman Vol. 37 No. 1 (2026): Tribakti: Jurnal Pemikiran Keislaman
Publisher : Universitas Islam Tribakti (UIT) Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/tribakti.v37i1.8026

Abstract

This study examines the determinants of public interest in participating in cash waqf in Jakarta by focusing on the roles of waqf literacy, trust in waqf management institutions, and religiosity within a postcolonial urban context. Employing a quantitative approach, data were collected from 350 respondents and analyzed using descriptive statistics and multiple linear regression. The results show that public interest in cash waqf is relatively high (Mean = 3.50; SD = 0.75), while waqf literacy remains at a moderate level (Mean = 3.20; SD = 0.85) and trust in waqf management institutions is comparatively lower (Mean = 2.90; SD = 0.95), indicating a significant but underutilized participation potential. The regression model demonstrates strong explanatory power, accounting for 55% of the variance in public interest (R² = 0.550; Adjusted R² = 0.540; F = 58.320; p < 0.001). Waqf literacy has a positive and significant effect on public interest (B = 0.350; β = 0.280; p < 0.001), while trust in waqf management institutions emerges as the most dominant determinant (B = 0.450; β = 0.390; p < 0.001). Religiosity also exerts a significant but weaker influence (B = 0.200; β = 0.180; p = 0.008), whereas income and education show moderate effects, and age and gender are not statistically significant. The findings suggest that cash waqf participation in Jakarta is shaped less by demographic factors and more by epistemic capacity and institutional legitimacy. Theoretically, this study contributes to contemporary waqf scholarship by demonstrating that Islamic piety in postcolonial urban societies is not diminished but renegotiated through literacy and trust. It argues that normative–theological explanations of waqf must be complemented by epistemic and governance perspectives to understand modern Islamic philanthropic practices adequately.
Co-Authors Ade Suherlan, Ade Hidayat Hidayat Muhaimin, Abdul Wahab Abdul Noor, Syafri Muhammad Wahyudi Wahyudi