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All Journal Kompeten: Jurnal Ilmiah Ekonomi dan Bisnis Parewa Saraq: Journal of Islamic Law and Fatwa Review
Rifai, Ahmad Faizal
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Between Transaction and Partnership: The Juridical Discrepancy in MLM Member Onboarding Based on DSN-MUI Fatwas in Makassar Misbahuddin; Rifai, Ahmad Faizal; Thahir, Muhammad Nasir
Parewa Saraq: Journal of Islamic Law and Fatwa Review Vol. 4 No. 1 (2025): Parewa Saraq: Journal of Islamic Law and Fatwa Review
Publisher : MUI Sulawesi Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64016/parewasaraq.v4i1.31

Abstract

This research aims to analyze the recruitment methods used by Multi-Level Marketing (MLM) practitioners and to assess the relevance and compliance of these practices with the contractual provisions outlined in DSN-MUI fatwas. Employing a qualitative research approach, data were collected through observation, interviews, and documentation involving MLM companies in Makassar. The findings reveal that recruitment strategies commonly involve personal selling, hypnoselling techniques, promises of success, and flexing or marketing signaling. Notably, at the closing stage, companies apply the al-Ba’i Murabahah contract with prospective members, framing it as a business partnership within the same company. However, al-Ba’i Murabahah is inherently a transactional contract and not suited for intermediation purposes. The study demonstrates that the application of DSN-MUI fatwa-based contracts in MLM recruitment has not yet fully aligned with Sharia principles, particularly in terms of intermediation contracts. The appropriate model for member recruitment should be based on Mudharabah, where prospective members contribute effort, time, and skills to product distribution without initial capital investment. This study offers a novel critique of fatwa implementation in the context of MLM operations, highlighting the juridical disconnect between theoretical contract types and actual recruitment practices. The findings have practical implications for Sharia supervisory bodies and MLM operators to realign recruitment mechanisms with valid intermediation contracts, ensuring greater compliance with Islamic commercial ethics.
Penghitungan Harga Pokok Produksi pada UMKM Warung Penyet Pak Indra Rifai, Ahmad Faizal; Permana, Alvian Dwi Ary; Rimbawando, Baros; Rahayu, Firstyan Deviena Citra
Kompeten: Jurnal Ilmiah Ekonomi dan Bisnis Vol. 2 No. 4 (2024): Januari 2024
Publisher : PT Seval Literindo Kreasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57141/kompeten.v2i4.108

Abstract

UMKM (Usaha Mikro, Kecil, dan Menengah) menjadi fokus utama pemerintah untuk mendorong pertumbuhan ekonomi, terutama dalam konteks penanggulangan dampak pandemi COVID-19. Data terbaru menunjukkan bahwa total UMKM di Indonesia kini menyentuh angka 64 juta, yang secara tidak langsung berpengaruh pada Produk Domestik Bruto (PDB) mencapai 61 persen atau sekitar Rp8.573 triliun. Pentingnya peran UMKM menjadi semakin jelas saat pandemi COVID-19 melanda. Meskipun tantangan ekonomi melonjak, pertumbuhan jumlah UMKM justru menjadi penyelamat ekonomi di Indonesia. Di balik lonjakan ini, kegiatan produksi memegang peranan krusial, dan pengelolaan biaya produksi, atau harga pokok produksi, menjadi kunci. Penghitungan harga pokok produksi menjadi landasan untuk mengukur keuntungan, kerugian, dan menetapkan harga jual yang tepat. Pentingnya data numerik dan non-numerik dalam penghitungan harga pokok produksi membuat wawancara dengan para pemangku kepentingan menjadi metode yang relevan. Dengan melibatkan pihak terkait, informasi yang diperoleh tidak hanya bersifat kuantitatif tetapi juga kualitatif, memperkaya pemahaman tentang dinamika UMKM dalam ekosistem ekonomi Indonesia. Melalui pendekatan ini, pemerintah dapat terus mengambil langkah-langkah yang mendukung pertumbuhan dan keberlanjutan UMKM, menjaga kontribusi positif terhadap PDB.
Co-Authors Misbahuddin Permana, Alvian Dwi Ary Rahayu, Firstyan Deviena Citra Rimbawando, Baros Thahir, Muhammad Nasir