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All Journal Jurnal Hukum Ekonomi Syariah Ekspose: Jurnal Penelitian Hukum dan Pendidikan
M. Asro
Universitas Islam Negeri Sunan Gunung Djati Bandung
Religion Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics

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The Concept of Digital Rupiah (Central Bank Digital Currency) as a Medium of Exchange in the Context of Sharia Economic Law Muhammad Fakhriel Zayida; Didah Durrotun Naafisah; M. Asro; M. Anton Athoillah
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 1: Juni 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/j-hes.v9i1.17695

Abstract

The development of digital technology has prompted central banks to develop Central Bank Digital Currency (CBDC), including in Indonesia with the introduction of Digital Rupiah. Although it has been legally recognized through Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Sector (P2SK Law), its compatibility with Sharia Economic Law is still being debated. Therefore, this study aims to analyze the Digital Rupiah as a medium of exchange from the perspective of Islamic Economic Law, particularly in relation to public interest and the objectives of Sharia law. This study employs a descriptive-analytical qualitative method with a normative approach, examining relevant regulations and comparing the concept of the Digital Rupiah with principles in Islamic Economic Law based on literature reviews from academic sources, scientific journals, and official documents from the Bank of Indonesia. The results of the study indicate that the Digital Rupiah is consistent with the objectives of Sharia law, particularly in terms of hifzh al-mal (preserving wealth) through value stability and hifzh al-aql (preserving intellect) through transaction transparency and technology-based financial inclusion. Additionally, the Digital Rupiah enhances hifzh an-nafs (preserving life) through a safer financial system. The Digital Rupiah can be accepted under Islamic Economic Law, provided its implementation remains within the framework of justice, public interest, and is free from riba gharar and maisir. However, there are still several challenges faced by the Digital Rupiah, such as the need for further regulation regarding distribution, ownership, user protection, transaction mechanisms, and conversion, the need for digital security updates, and educating the public to ensure optimal distribution and usage.
Implementasi Perda Kota Bandung Nomor 10 Tahun 2024 tentang Pengawasan dan Pengendalian Minuman Beralkohol dalam Perspektif Siyasah Dusturiyah Mochamad Yuzar Rauf; M. Asro; Muhammad Amin
Ekspose: Jurnal Penelitian Hukum dan Pendidikan Vol. 25 No. 1 (2026): JUNI
Publisher : Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/ekspose.v25i1.11640

Abstract

The circulation of alcoholic beverages in Bandung has reached alarming levels, with the RSUD Kota Bandung recording 152 alcohol poisoning cases in 2024 and Polrestabes data showing 67% of fatal traffic accidents involving teenagers occurred under the influence of alcohol. Local Regulation No. 10 of 2024, particularly Article 6 Paragraph (5), was enacted as a normative response, mandating identity verification for consumers aged at least 21 years. This study aims to analyze the implementation, operational barriers, and policy evaluation of the age verification requirement through the perspective of Siyasah Dusturiyah. The researcher applied a juridical-empirical approach using descriptive-analytical methods to examine how the law functions within social reality. Data were collected through in-depth interviews with authoritative sources and participatory observation. The research findings reveal that the identity card verification mechanism functions effectively only in formal businesses with structured management, while small retailers tend to disregard the obligation for economic gain. Disproportionate supervisory capacity and the proliferation of online transactions constitute the main structural barriers weakening regulatory enforcement. A Siyasah Dusturiyah review regards this regulation as a legitimate manifestation of the government's authority to protect rationality (hifz al-'aql) and progeny (hifz al-nasl), yet calls for strengthened cross-sectoral collaboration and digital oversight to ensure public welfare objectives are optimally achieved.   Peredaran minuman beralkohol di Kota Bandung telah mencapai tingkat mengkhawatirkan: RSUD Kota Bandung mencatat 152 kasus keracunan alkohol sepanjang 2024, sementara data Polrestabes Bandung menunjukkan 67% kecelakaan lalu lintas fatal yang melibatkan remaja terjadi di bawah pengaruh alkohol. Kondisi ini menuntut penguatan regulasi yang diwujudkan melalui Perda Kota Bandung Nomor 10 Tahun 2024, khususnya Pasal 6 Ayat (5) tentang kewajiban verifikasi usia minimal 21 tahun. Penelitian ini bertujuan menganalisis implementasi, hambatan operasional, dan evaluasi kebijakan verifikasi usia tersebut melalui perspektif Siyasah Dusturiyah. Peneliti menerapkan pendekatan yuridis-empiris dengan metode deskriptif-analitis guna menelaah bekerjanya hukum dalam realitas sosial. Data dikumpulkan melalui wawancara mendalam dengan narasumber otoritas dan observasi partisipatif. Hasil penelitian menunjukkan bahwa mekanisme verifikasi usia berjalan efektif hanya pada usaha formal yang memiliki manajemen terstruktur dan kekhawatiran terhadap sanksi, sementara pedagang eceran cenderung mengabaikan kewajiban tersebut. Kapasitas pengawasan yang tidak proporsional dengan luas wilayah serta maraknya transaksi daring menjadi hambatan struktural yang melemahkan efektivitas penegakan regulasi. Tinjauan Siyasah Dusturiyah memandang regulasi ini sebagai manifestasi sah kewenangan pemerintah dalam melindungi akal (hifz al-'aql) dan keturunan (hifz al-nasl), namun menuntut penguatan kolaborasi lintas sektor dan pengawasan digital agar tujuan kemaslahatan publik tercapai secara optimal.
Co-Authors Didah Durrotun Naafisah M. Anton Athoillah Mochamad Yuzar Rauf Muhammad Amin Muhammad Fakhriel Zayida