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All Journal Al-Mashrof: Islamic Banking and Finance E-Jurnal Ekonomi dan Bisnis Universitas Udayana
Ronaldi, Alvin Destian
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Analysis of the Implementation of Cashless Payment System Using Quick Response Code Indonesian Standard (QRIS) at the Cafeterias of UIN Raden Intan Lampung Ronaldi, Alvin Destian; Choiriah, Alvi; Asmalia, Ghina; Utamie, Zathu Restie
Al-Mashrof: Islamic Banking and Finance Vol. 4 No. 1 (2023): Al-Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mashrof.v4i1.17310

Abstract

This research is classified as a type of qualitative descriptive research. Sources of data in this study use the types of primary data and secondary data. Data collection techniques include observations and interviews to find out information about the financing and payment models of the Cashless System which are developing and widely used in UIN Raden Intan Lampung. After getting the data through observation and interviews, the next is the method of data analysis. After getting the data, the next step is data reduction. This is done to make it easier for researchers when looking for data and make it easier to collect data so that it can be more clearly shown in the form of an overview of the data that has been reduced. The next stage is the presentation of the data and then drawing conclusions that can explain the results of the research conducted. The results of this study state that technological advances, especially on the financial transaction side, are also affected, such as Cashless payments with various channels, including E-Wallet, M-Banking, and so on. The community obtains many benefits, especially students in the UIN Raden Intan Lampung in this Cashless / Non- Cash payment system, including Cashless payment transactions in the Campus Canteen area using the QRIS Code with M-Banking BSI, BTN, and so on.
ANALISIS POTENSI EKONOMI KOTA BANDAR LAMPUNG DENGAN MENGGUNAKAN METODE LOCATION QUOTIENT DAN SHIFT SHARE Ronaldi, Alvin Destian; Afandi, Yopi Ayomi; Sianturi, Devi Fransiska; Suparta, I Wayan
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.15.NO.01.TAHUN.2026
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/EEB.2026.v15.i01.p03

Abstract

Penelitian ini bertujuan mengidentifikasi sektor unggulan (basis) dan potensi ekonomi yang menjadi penggerak utama pembangunan di Kota Bandar Lampung. Metode yang dipakai ialah analisis kuantitatif deskriptif dengan pendekatan Location Quotient (LQ) dan Shift Share, menggunakan data sekunder PDRB Kota Bandar Lampung dan Provinsi Lampung periode 2020–2024 dari Badan Pusat Statistik (BPS). Hasil analisis menunjukkan bahwa sektor dengan nilai LQ > 1, seperti industri pengolahan, perdagangan, transportasi, akomodasi, informasi, keuangan, real estate, administrasi pemerintahan, dan jasa kesehatan, menjadi pendorong utama ekonomi daerah yang didominasi oleh sektor jasa dan perdagangan. Shift Share mengindikasikan bahwa pertumbuhan ekonomi Kota Bandar Lampung masih mengikuti tren nasional dengan komponen pertumbuhan nasional (KPN) positif sebesar 37,07, namun sebagian besar sektor belum memiliki daya saing kuat di tingkat regional. Oleh karena itu, kebijakan pembangunan ke depan perlu menitikberatkan pada penguatan sektor jasa dan industri agar pertumbuhan ekonomi lebih merata dan berkelanjutan.   This study aims to identify the basic sectors and economic potential that are the main drivers of development in Bandar Lampung City. The method used is quantitative descriptive analysis with the Location Quotient (LQ) and Shift Share approaches, using secondary data on the GRDP of Bandar Lampung and Lampung Province for the 2020–2024 period. from Badan Pusat Statistik Bandar Lampung (BPS). The analysis results show that sectors with an LQ value > 1, such as manufacturing, trade, transportation, accommodation, information, finance, real estate, government administration, and health services, are the main drivers of the regional economy, which is dominated by the service and trade sectors. The Shift Share analysis indicates that Bandar Lampung City's economic growth still follows the national trend with a positive national growth component (KPN) of 37.07, but most sectors do not yet have strong competitiveness at the regional level. Therefore, future development policies need to emphasize strengthening the service and industrial sectors for more equitable and sustainable economic growth.  
Co-Authors Afandi, Yopi Ayomi Asmalia, Ghina Choiriah, Alvi I Wayan Suparta . Sianturi, Devi Fransiska Zathu Restie Utamie