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All Journal Jurnal Pendidikan Sosial dan Konseling JURISTA : Jurnal Hukum dan Keadilan
Mawaddaturrahmah
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Religion Arts Humanities Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Mengembangkan Aktivitas, Motivasi Dan Aspek Bahasa Anak Dalam Menyebutkan Simbol Huruf Melalui Model PBL, MAM, DAN TK Mawaddaturrahmah; Aslamiah
Jurnal Pendidikan Sosial Dan Konseling Vol. 3 No. 2 (2025): Juli - September
Publisher : CV. ITTC INDONESIA

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The problem in this study is the low activity, motivation, and results of children's language development in mentioning letter symbols. The cause of this problem is the lack of active involvement of children in the learning process because learning is one-way, learning is less interesting, learning is abstract, and learning is less varied. The solutions provided are through the problem based learning model, make a match, and guess the word. The purpose of this study is to describe teacher activities, and analyze the increase in children's activities, learning motivation, and the results of the development of language aspects in mentioning letter symbols.This research approach uses qualitative with the type of PTK. The research was conducted in Group B of TK Negeri Tamban, involving 12 children as participants. The results of the study showed that Teacher Activities increased until meeting 4 reached a score of 23. Children's Activity increased until meeting 4 reached a percentage of 100%. Children's Learning Motivation increased until meeting 4 to 100%. The results of Children's Language Development in Mentioning Letter Symbols increased at every meeting until meeting 4 reaching 100%. This study can serve as input for teacher training, as an alternative learning model, and as a reference for future research.
IMPLEMENTATION OF FINANCING USING THE MUSYARAKAH SCHEME AT PT BANK ACEH SYARIAH AND ITS RELEVANCE TO SHARIA ECONOMIC LAW Mawaddaturrahmah; Yuhasnibar
JURISTA: Jurnal Hukum dan Keadilan Vol. 9 No. 2 (2025): JURISTA: Jurnal Hukum dan Keadilan
Publisher : Centre for Adat and Legal Studies of Aceh Province (CeFALSAP)

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This scientific article analyses the implementation of musyarakah financing at PT Bank Aceh Syariah and its relevance to Sharia Economic Law. Musyarakah, as one of the profit-sharing financing instruments, plays a crucial role in Islamic banking. This study examines the basic concepts, types, pillars, and principles of musyarakah within the framework of fiqh muamalah, as well as the regulatory framework in Indonesia, which includes laws, fatwas from the DSN-MUI, and guidelines from the OJK. Through a case study of PT Bank Aceh Syariah, this article describes the product, procedures, and implementation data, identifies challenges, and analyzes the alignment of practices with Sharia principles and the views of contemporary scholars. The research findings indicate that PT Bank Aceh Syariah has adopted musyarakah as its primary product, including Musyarakah Mutanaqisah, with structured procedures supported by a comprehensive regulatory framework. However, challenges such as customer dishonesty and a lack of understanding of the contract still exist. Nevertheless, adaptations in banking practices, such as the use of collateral, reflect efforts to balance Sharia compliance with modern banking prudence principles. This article concludes that the implementation of musyarakah at PT Bank Aceh Syariah is generally consistent with Sharia Economic Law. However, there is room for improvement in transparency and education to optimise the potential of this instrument in achieving equitable economic well-being.
Co-Authors Aslamiah Yuhasnibar