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All Journal International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Jurnal Intelek Dan Cendikiawan Nusantara
Audya Cantika Putri
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Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Other

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USER DATA SECURITY IN E-COMMERCE APPLICATIONS: A CASE STUDY ON SHOOPE AND TOKOPEDIA Niswatul Ajmi; Audya Cantika Putri; Rayyan Firdaus
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 4 No. 4 (2025): MARCH
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v4i9.904

Abstract

The rapid growth of digital transactions in Indonesia has driven the expansion of major e-commerce platforms such as Shopee and Tokopedia. However, this growth also raises significant concerns regarding the security and privacy of user data. This study aims to examine and compare the data security policies implemented by these two platforms and assess their effectiveness in protecting personal data in accordance with national regulations, including the Indonesian Personal Data Protection Law (PDP Law) and the Electronic Information and Transactions Law (ITE Law). This research adopts a qualitative descriptive method with a case study approach. Data were collected through document analysis of privacy policies, security incident reports, and relevant literature. The findings reveal that although both platforms have applied security features such as two-factor authentication and data encryption, there remain gaps in policy execution and a lack of transparency in communicating risks to users, particularly highlighted by the 2020 Tokopedia data breach. This study recommends strengthening user data protection through better regulatory compliance and increased user privacy awareness. The results provide valuable insights for app developers and policymakers to develop more proactive and inclusive digital security frameworks.
Peran Akuntansi Perbankan Syariah Dalam Meningkatkan Transparansi Dan Kepercayaan Publik Di Era Digitalisasi Keuangan Muammar Khaddafi; Niswatul Ajmi; Audya Cantika Putri; Meita Yohana Berutu; Alya Devana Br Sitepu; Natasya Rahmayani Pohan
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 2 No. 6 (2025): Desember 2025 - Januari 2026
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

Perkembangan teknologi digital dalam sektor keuangan mendorong perubahan signifikan pada sistem operasional lembaga perbankan, termasuk perbankan syariah. Digitalisasi layanan keuangan tidak hanya berorientasi pada peningkatan efisiensi, tetapi juga menuntut transparansi dan akuntabilitas yang lebih tinggi dalam penyajian informasi keuangan. Dalam konteks tersebut, akuntansi perbankan syariah memegang peran strategis dalam menjaga kepercayaan publik. Artikel ini bertujuan untuk menganalisis peran akuntansi perbankan syariah dalam meningkatkan transparansi dan kepercayaan publik di era digitalisasi keuangan. Metode penelitian yang digunakan adalah pendekatan kualitatif melalui studi literatur dengan menelaah buku referensi, Pernyataan Standar Akuntansi Keuangan (PSAK) Syariah, serta artikel jurnal ilmiah yang relevan. Hasil kajian menunjukkan bahwa penerapan akuntansi perbankan syariah yang berlandaskan PSAK Syariah mampu meningkatkan kualitas pelaporan keuangan melalui pengungkapan informasi yang lebih jelas terkait akad, risiko, dan distribusi hasil usaha. Dengan demikian, akuntansi perbankan syariah tidak hanya berfungsi sebagai sistem pencatatan keuangan, tetapi juga sebagai instrumen penting dalam membangun transparansi dan memperkuat kepercayaan publik terhadap perbankan syariah
Co-Authors Alya Devana Br Sitepu Meita Yohana Berutu Muammar Khaddafi Natasya Rahmayani Pohan Niswatul Ajmi Rayyan Firdaus