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Cynthia, Alma
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Economics, Econometrics & Finance

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The Influence of Digital Payments, Financial Literacy, and Financial Management on the Performance of MSMEs in Tenggilis Mejoyo District, Surabaya Cynthia, Alma; Muslimin, Muslimin
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.6324

Abstract

This study aims to identify the factors influencing the performance of MSMEs in Tenggilis Mejoyo District, Surabaya. Digital payment, financial literacy, and financial management serve as the independent variables in this research. A quantitative approach is employed, focusing on MSMEs located in Tenggilis Mejoyo District, Surabaya. The incidental sampling method was used to collect a sample of 94 respondents. Smart-PLS 4.0 was utilized to analyze SEM-PLS data. The results indicate that digital payment has no significant effect on MSME performance. Meanwhile, financial literacy and financial management significantly influence MSME performance.
Co-Authors Muslimin Muslimin