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All Journal JASF (Journal of Accounting and Strategic Finance) Eduvest - Journal of Universal Studies
Putri, Juvita Ananda
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Aerospace Engineering Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Health Professions Neuroscience Social Sciences Other

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Revealing the Investment Interests of Part-Time Working Students: Implications for Financial Literacy and Behavior Koesoemasari, Dian Safitri Pantja; Surveyandini, Mayla; Putri, Juvita Ananda; Janah, Anisa Aulia
JASF: Journal of Accounting and Strategic Finance Vol. 6 No. 2 (2023): JASF (Journal of Accounting and Strategic Finance) - December 2023
Publisher : Accounting Department, Faculty of Economics and Business, Universitas Pembangunan Nasional Veteran Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/jasf.v6i2.481

Abstract

This study aims to explore the factors affecting the investment interest of part-time students at the Faculty of Economics and Business, Wijayakusuma University, Purwokerto. A total of 177 respondents were selected using the snowball sampling technique, and the data were analyzed through multiple linear regression with the step-wise method, utilizing Jamovi software. The findings indicate that both financial literacy and financial behavior have a significant positive impact on investment interest, with a significance level of 1%. In contrast, the income variable does not show a significant effect on investment interest. Three regression models were evaluated, all of which demonstrated a strong goodness of fit. The model with the best explanatory power reveals that students' investment interest is primarily influenced by their financial literacy and behavior, rather than their income. These results highlight the need for enhancing financial literacy and behavior through formal education and training programs, in order to boost investment interest among students.
Community-Based Participatory Action Research Methodology To Improve Financial Literacy And Financial Inclusion Of Women Entrepreuner Koesoemasari, Dian S. P.; Lestari, Sri; Harsuti, Harsuti; Surveyandini, Mayla; Putri, Diva Aulia; Juliantika, Mutiara Naomi; Putri, Juvita Ananda
Eduvest - Journal of Universal Studies Vol. 4 No. 10 (2024): Journal Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v4i10.39010

Abstract

Financial literacy and financial inclusion are indispensable for business actors, especially women entrepreneurs. Financial literacy is financial knowledge related to the ability to manage finances, such as making budgets, interest rate knowledge, investments, savings, and so on. Meanwhile, financial inclusion is the availability of access to financial institutions, financial products and services. Until now, there is still a gap in knowledge and financial inclusion among business actors, especially women entrepreneurs, towards financial technology. If business actors have good financial literacy and financial inclusion, they can take advantage of financial technology services for the sustainability of their business. The target group for this community service is a women's business group that is a member of the Banyumas micro small and small entrepreneurs association (ASPIKMAS) in Cilongok District. There were 30 counseling participants. Counseling is carried out face-to-face. The result of this activity is that women entrepreneurs are more familiar with financial technology services and can choose the right services needed to ensure the sustainability of their business.
Co-Authors Harsuti, Harsuti Janah, Anisa Aulia Juliantika, Mutiara Naomi Koesoemasari, Dian S. P. Koesoemasari, Dian Safitri Pantja Putri, Diva Aulia Sri Lestari Surveyandini, Mayla