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PENGARUH PERCEIVED SECURITY DAN DESENTRALISASI TERHADAP MANFAAT FINANSIAL PADA ASET KRIPTO Yusti Pujisari; Fiki Kartika; Cesilia Arum Septianingsih
Jurnal Ekonomi Dan Bisnis Vol 19 No 2 (2025): JEB Vol 19 No 2 Juli 2025
Publisher : LPPM STIE YKPN Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53916/jeb.v19i2.111

Abstract

Crypto assets have become part of investment products legalized by the government in Indonesia, especially under the supervision of Otoritas Jasa Keuangan (OJK). This study aims to test whether there is an influence of perceived security on financial benefits, the influence of decentralization on financial benefits and the simultaneous influence of perceived security and decentralization perception on financial benefits on crypto assets. The sampling method is purposive sampling, namely individuals who have or have crypto assets or have never owned them, but have good knowledge of crypto assets. A questionnaire was used to collect data, using a 5-point Likert scale, namely strongly agree to strongly disagree. With a total of 34 respondents, the results showed that decentralization has a significant positive effect on financial benefits, with a significance level of 0.00. Meanwhile, perceived security does not have a significant positive effect on financial benefits, with a significance level of 0.143. Simultaneous testing also showed significant results with a significance level of 0.01. These results indicate that perceived security is not a factor in obtaining future financial benefits, especially for crypto assets. While the main characteristic of crypto assets, namely decentralization, is a factor that influences the desire to obtain financial benefits in the future.
PENGARUH PROFITABILITAS, UKURAN PERUSAHAAN DAN PERTUMBUHAN PERUSAHAAN TERHADAP NILAI PERUSAHAAN DENGAN STRUKTUR MODAL SEBAGAI VARIABEL MODERASI (Studi Empiris pada Perusahaan Sektor Transportasi dan Logistik yang Terdaftar di Bursa Efek Indonesia Periode Rizkia Ayu Salsabila Rosyidi; Eni Dwi Susliyanti; Cesilia Arum Septianingsih; Andi Urfia Awaliah
Juremi: Jurnal Riset Ekonomi Vol. 4 No. 1: Juli 2024
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/juremi.v4i1.8449

Abstract

This research was conducted to examine the effect of profitability, firm size and firm growth on firm value and to test moderation using the capital structure in transportation and logistics sector companies listed on the Indonesia Stock Exchange for the 2018-2021 period. Data obtained from the Indonesia Stock Exchange (IDX) website, www.idx.co.id. The method used was purposive sampling with a final data sample 31. The data analysis used was t test and Moderated Regression Analysis (MRA). The results of this study indicate that profitability has a significant positive effect on firm value while firm size and firm growth have an insignificant negative effect on firm value and capital structure is not able to moderate the profitability of company size and firm growth on firm value
ANALISIS PENGARUH PENDAPATAN PREMI , HASIL UNDERWRITING, HASIL INVESTASI, BEBAN KLAIM dan RISK BASED CAPITAL TERHADAP LABA PERUSAHAAN ASURANSI UMUM DI INDONESIA Ch.Dini Ika Handayani; Cesilia Arum Septianingsih; Vetriana Agustiningrum Agustiningrum
Kajian Bisnis Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha Vol 34 No 2 (2026): JURNAL KAJIAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/261b0k60

Abstract

The insurance industry's performance after the pandemic has seen a significant improvement. From 2022 to 2024, premiums collected by the industry increased by an average of 13.1%. However, this premium increase was not accompanied by increased profits. The insurance industry tended to experience losses. These losses were caused by a decline in underwriting results and an increase in premium and claim reserves. This study used premium income, underwriting results, investment results, claim expenses, and risk-based capital as independent variables, and return on assets as the dependent variable. The sample used in this study was 12 general insurance companies listed on the Indonesia Stock Exchange that published financial reports from 2022 to 2024. Using panel data regression analysis with a fixed effect mode, the results showed that premium income and risk-based capital (RBC) variables partially had a negative effect on return on assets (ROA). Meanwhile, underwriting results, investment results, and claim expenses partially had a positive but insignificant effect on return on assets (ROA). This study also shows that insurance premium income, underwriting results, investment results, claim expenses and Risk Based Capital (RBC) simultaneously influence Return on Assets (ROA) with a multiple determination coefficient (R2) value of 48.33%.