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Comparative Analysis of the Effectiveness of Cash Payment and Qris Payment Juliandhani, Audie Fricylia
International Journal Administration, Business & Organization Vol 3 No 1 (2022): IJABO
Publisher : Asosiasi Ahli Administrasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61242/ijabo.22.335

Abstract

This study aims to analyze the effectiveness of cash and QRIS (Quick Response Code Indonesian Standard) payment methods in transactions at Bandung State Polytechnic. A total of 104 respondents, who were students using the Business Laboratory, were selected as the sample. A quantitative approach was employed using descriptive analysis, correlation, and linear regression methods. The results show no significant difference in effectiveness between cash payments and QRIS payments. Both methods are considered effective based on transaction speed, ease of use, and convenience. These findings indicate that while QRIS is gaining popularity, cash payments still play an important role in micro-transactions. The study suggests the need for strategies to enhance digital payment adoption without disregarding conventional payment systems.
Analisis komparatif dampak fear of missing out (FOMO) terhadap impulse buying pada generasi milenial dan generasi Z di Kota Bandung Juliandhani, Audie Fricylia; Tjahjawati, Sri Surjani
Journal of Management and Digital Business Vol. 5 No. 2 (2025): Journal of Management and Digital Business
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jmdb.v5i2.1838

Abstract

The development of technology and social media has influenced consumption behavior, especially among Generation Z and Millennials. One of the consequences that arises is the Fear of Missing Out (FOMO) phenomenon, which is a feeling of anxiety about missing out on trends or information that encourages someone to make spontaneous purchases. The purpose of this study is to analyze the effect of FOMO on impulsive buying behavior and to compare its impact on Generation Z and Millennials in Bandung City. This study uses a quantitative approach with a purposive sampling technique. The study involved 270 respondents, comprising 135 from Generation Z and 135 from Millennials. Data collection was carried out through an online survey with a research duration of 40 days. The results of the analysis show that FOMO has a significant influence on impulsive buying in both generation groups. However, its influence is greater in Generation Z compared to Millennials. This condition is due to Generation Z's closeness to technology and social media, which makes them more susceptible to FOMO.