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All Journal Sabangka Abdimas Jurnal Pengabdian Masyarakat Sabangka Journal Economics Technology and Entrepreneur
Laksmi Subadra, Ni Putu Ayu
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Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering Social Sciences Other

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INSURANCE LITERACY AS A CATALYST FOR COMMUNITY EMPOWERMENT AND FINANCIAL INCLUSION Nurhayati; Wijaya, Richy; Esya, Lavlimatria; Wijayanto, Rakendro; Laksmi Subadra, Ni Putu Ayu
Jurnal Pengabdian Masyarakat Sabangka Vol 4 No 04 (2025): Jurnal Pengabdian Masyarakat Sabangka
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/sabangka.v4i04.1647

Abstract

The Community Service Program (PkM) by Trisakti University, titled "Insurance Literacy as an Educational Tool to Raise Insurance Awareness," took place in Kadumanggu Village, Babakan Madang, Bogor. The initiative aimed to enhance public understanding of insurance as a means of managing financial risks. Activities involved 28 participants from diverse backgrounds and included interactive presentations, discussions, and case-based simulations. Program effectiveness was measured through pre- and post-training assessments, analyzed using the Kolmogorov–Smirnov test and paired samples t-test. Findings revealed a statistically significant improvement in insurance literacy (sig = 0.000 < 0.05), highlighting the program's effectiveness. Participants also showed more openness and confidence regarding insurance. Contributing factors included participant enthusiasm, facilitator competence, and relevant materials. However, challenges included limited facilities and participant diversity. Output included higher literacy scores, a training module, and a participant database for future research. The program recommends wider replication, industry collaboration, and digital platforms for broader outreach.
MENGUNGKAP MEKANISME SOSIAL DI BALIK STUNTING: STUDI KUALITATIF TENTANG KEMISKINAN STRUKTURAL, BUDAYA KONSUMSI, DAN PENGASUHAN LINTAS GENERASI DI DESA CIAMBAR, SUKABUMI Nurhayati, Nurhayati; Fathurrahman, Muhammad; Haulian Sirait, Koramen; Laksmi Subadra, Ni Putu Ayu
Journal Economics Technology And Entrepreneur Vol 4 No 04 (2025): ECOTECHNOPRENEUR : JOURNAL ECONOMICS, TECHNOLOGY AND ENTREPRENEUR
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/ecotechnopreneur.v4i04.2087

Abstract

This study aims to understand how socio-economic conditions, food consumption patterns, intergenerational childcare practices, environmental sanitation, and access to integrated health posts (Posyandu) interact to shape stunting risk among children under five. An intrinsic case study design with a qualitative approach was employed. Thirteen informants—comprising parents, two Posyandu cadres, and the village head were purposively selected. Data were collected through in-depth interviews, participant observation, and document review, then analyzed thematically using NVivo 12. Findings reveal that unstable income, a "just full enough" consumption orientation, caregiving by grandmothers with limited nutrition literacy, inadequate sanitation,& irr egular Posyandu utilization collectively form social mechanisms that incr ease stunting risk. Word frequency analysis identified "Alhamdulillah" as a cultural coping mechanism that normalizes food insecurity. The study concludes that addressing stunting requires multi-level, family- and community-based interventions integrating food security, nutrition educa tion, sanitation improvement, and strengthened Posyandu functions.
Co-Authors Koramen Haulian Sirait Muhammad Fathurrahman Nurhayati Nurhayati Nurhayati Richy Wijaya Wijayanto, Rakendro