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All Journal Business Management Analysis Journal (BMAJ) QISTINA: Jurnal Multidisiplin Indonesia Jurnal Manajemen Keuangan Syariah Jurnal Publikasi Ekonomi dan Akuntansi Jati Emas (Jurnal Aplikasi Teknik dan Pengabdian Masyarakat)
Nur Fitri Martaliah
Universitas Islam Negeri Sultan Thaha Saifuddin Jambi
Religion Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences

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Implementasi Laporan Keuangan Syariah pada UMKM Kota Jambi: Analisis Pengaruh Tingkat Pendidikan, Pemahaman Akuntansi, dan Skala Usaha Baitul Hasanah; Hasanah, Baitul; Mubyarto, Novy; Martaliah, Nur Fitri
Manajemen Keuangan Syariah Vol 5 No 1 (2025): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/makesya.v5i1.3346

Abstract

This study aims to determine the effect of education level, accounting understanding, and business scale on the implementation of sharia financial reporting in micro, small and medium enterprises in Jambi City. The population in this study were MSME actors in the culinary field in Jambi City in 2023 with the number of MSMEs in 11 sub-districts being 18.876 people who had been registered at the Jambi City Manpower, Cooperatives and MSMEs Office.  population  used using the Slovin approach formula. The sampling technique uses the random sampling method as a sampling technique. The data collection technique is using a questionnaire. Data uses the Statistical Package for Social Sciences (SPSS) 27 software. Based on the results of the data analysis carried out by this researcher, it shows that the influence of education level has a significant effect on the implementation of sharia financial reporting. Accounting understanding has a significant effect on the implementation of sharia financial reporting. Business scale does not affect the implementation of sharia financial reporting. Education level, accounting understanding, and business scale affect the implementation of sharia financial reporting.
Global Commodity Price Spillovers and Domestic Demand Dynamics in Indonesia: An Empirical Analysis Martaliah, Nurfitri; Harkeni, Asti; Trismi A, Linda; Hardianti, Veni; Dewi, Fitchi Utama; Afdloli, Muhammad Ikhwan
Business Management Analysis Journal (BMAJ) Vol. 8 No. 2 (2025): Business Managament Analysis Journal (BMAJ)
Publisher : Universitas Muria Kudus

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Abstract

Global commodity prices have experienced high volatility over the past decade due to structural shifts in global demand, geopolitical tensions, the COVID-19 pandemic, and the ongoing energy transition. As an open economy, Indonesia is highly vulnerable to external shocks, which can influence domestic demand through price and exchange rate transmission mechanisms. This study aims to analyze the spillover effects of global commodity price fluctuations on Indonesia’s domestic demand, focusing on three key commodities—crude oil, coal, and cinnamon—over the 2015–2024 period.The research employs a Vector Error Correction Model (VECM) using annual time series data. This model allows for simultaneous analysis of short- and long-run relationships between global prices, domestic prices, exchange rates, per capita income, and domestic demand. Stationarity was tested using the Augmented Dickey–Fuller (ADF) test, cointegration through the Johansen method, and dynamic analysis using Impulse Response Function (IRF) and Forecast Error Variance Decomposition (FEVD).The results reveal a significant long-run relationship between global commodity prices and domestic demand in Indonesia. In the short run, increases in global and domestic prices significantly reduce domestic demand, whereas per capita income has a positive effect. The IRF analysis indicates that global price shocks produce the strongest negative response on domestic demand in periods 2–3 before gradually stabilizing. FEVD results show that global prices contribute the largest share (38.2%) to long-term variations in domestic demand.These findings confirm that global price volatility plays a crucial role in shaping Indonesia’s domestic demand dynamics. Therefore, policies aimed at stabilizing domestic energy prices, strengthening exchange rate management, diversifying strategic commodities, and boosting household income are essential to maintain purchasing power and enhance economic resilience.
Empowering of Micro, Small and Medium Enterprise (MSMEs) Through Business Legality Assistance and Halal Certivication in Sungai Duren Village: - Nur Fitri Martaliah; Annisa Indri Meithara; Amalia Rahayu; Putri Anelisa; Ikna Nur Hikmah; Siti Nabila Lisanda
JATI EMAS (Jurnal Aplikasi Teknik dan Pengabdian Masyarakat) Vol. 9 No. 4 (2025): Jati Emas (Jurnal Aplikasi Teknik dan Pengabdian Masyarakat)
Publisher : DPD Jatim Perkumpulan Dosen Indonesia Semesta

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Abstract

This community service is part of the SDGs volunteer program converted into a community-based service (KKN) by UIN Sulthan Thaha Saifuddin Jambi. The activity took place in Sungai Duren Village and aimed to empower local MSMEs (Micro, Small, and Medium Enterprises) through licensing assistance and halal certification training. Many MSMEs lacked essential legal documents such as NIB (Business Identification Number), PIRT (Home Industry Food Certificate), and Halal Certification. The program included data collection, administrative mentoring, coordination with relevant institutions, and a focused training session on the halal certification process. The activity resulted in improved legal awareness and compliance among MSME actors, with several obtaining NIB and initiating the process for PIRT and halal certificates.
Pengaruh Promosi, Kualitas Pelayanan dan Harga Terhadap Keputusan Nasabah Memilih Cicilan Emas di Bank BSI KCP Patimura Maherizky Maherizky; Putri Apria Ningsih; Nur Fitri Martaliah
QISTINA: Jurnal Multidisiplin Indonesia Vol. 5 No. 1 (2026): June 2026
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/qistina.v5i1.8291

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh promosi, kualitas pelayanan, harga secara parsial dan secara simultan terhadap keputusan nasabah memilih cicilan emas di Bank BSI KCP Patimura. Metode penelitian yang dihunakan adalah kuantitatid dan analisis penelitian yang digunakan adalah regresi linier berganda. Hasil penelitian menunjukkan bahwa secara parsial promosi, kualitas pelayanan dan harga berpengaruh secara positif dan signifikan terhadap keputusan nasabah memilih cicilan emas di Bank BSI KCP Patimura. Hasil secara simultan menunjukkan bahwa promosi, kualitas pelayanan dan harga berpengaruh secara positif dan signifikan terhadap keputusan nasabah memilih cicilan emas di Bank BSI KCP Patimura. Berdasarkan koefisien determinasi mengindifikasikan bahwa promosi (X1), kualitas pelayanan (X2), dan harga (X3) dapat mempengaruhi keputusan nasabah memilih cicilan emas di Bank BSI KCP Patimura sebesar 80,4%.
Strategi Pemasaran Masyarakat Terhadap Mobile Banking Pada Bank 9 Jambi Syariah di Wilayah Kota Jambi Nurul Wirdah; Usdeldi Usdeldi; Nur Fitri Martaliah
Jurnal Publikasi Ekonomi dan Akuntansi Vol. 6 No. 2 (2026): Mei : Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jupea.v6i2.6821

Abstract

This study aims to examine the community marketing strategy for mobile banking at Bank 9 Jambi Syariah in Jambi City and its constraints. The problem in this study is that Bank 9 Jambi Syariah is one of the most popular banks among the community. Mobile banking services allow customers to conduct various transactions without the need for a banker, such as transferring money between accounts. Other banks also offer mobile banking services, but Bank 9 Jambi's customer base has grown significantly. What is the community marketing strategy for mobile banking at Bank 9 Jambi Syariah in Jambi City? To answer this question, the researcher used a qualitative research approach. The sample used in this study was Bank 9 Jambi Syariah, located in Jambi City. The analysis used in this study was descriptive qualitative analysis. The results of this study indicate that Bank 9 Jambi Syariah's community marketing strategy for mobile banking in Jambi City. The aim is to increase promotional activities, minimize tariff strategies with optimal results, and streamline the registration process. The challenge faced by Bank 9 Jambi Syariah in marketing its mobile banking services lies in promotion. Bank 9 Jambi's promotions have been poorly received by rural communities due to a lack of technological understanding and limited outreach.
Co-Authors Afdloli, Muhammad Ikhwan Amalia Rahayu Annisa Indri Meithara Baitul Hasanah Dewi, Fitchi Utama Harkeni, Asti Hasanah, Baitul Ikna Nur Hikmah Maherizky Maherizky Mubyarto, Novy Nurul Wirdah Putri Anelisa Putri Apria Ningsih Siti Nabila Lisanda Trismi A, Linda Usdeldi, Usdeldi veni hardianti