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Implementasi Laporan Keuangan Syariah pada UMKM Kota Jambi: Analisis Pengaruh Tingkat Pendidikan, Pemahaman Akuntansi, dan Skala Usaha Baitul Hasanah; Hasanah, Baitul; Mubyarto, Novy; Martaliah, Nur Fitri
Manajemen Keuangan Syariah Vol 5 No 1 (2025): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/makesya.v5i1.3346

Abstract

This study aims to determine the effect of education level, accounting understanding, and business scale on the implementation of sharia financial reporting in micro, small and medium enterprises in Jambi City. The population in this study were MSME actors in the culinary field in Jambi City in 2023 with the number of MSMEs in 11 sub-districts being 18.876 people who had been registered at the Jambi City Manpower, Cooperatives and MSMEs Office.  population  used using the Slovin approach formula. The sampling technique uses the random sampling method as a sampling technique. The data collection technique is using a questionnaire. Data uses the Statistical Package for Social Sciences (SPSS) 27 software. Based on the results of the data analysis carried out by this researcher, it shows that the influence of education level has a significant effect on the implementation of sharia financial reporting. Accounting understanding has a significant effect on the implementation of sharia financial reporting. Business scale does not affect the implementation of sharia financial reporting. Education level, accounting understanding, and business scale affect the implementation of sharia financial reporting.
Empowering of Micro, Small and Medium Enterprise (MSMEs) Through Business Legality Assistance and Halal Certivication in Sungai Duren Village: - Nur Fitri Martaliah; Annisa Indri Meithara; Amalia Rahayu; Putri Anelisa; Ikna Nur Hikmah; Siti Nabila Lisanda
JATI EMAS (Jurnal Aplikasi Teknik dan Pengabdian Masyarakat) Vol. 9 No. 4 (2025): Jati Emas (Jurnal Aplikasi Teknik dan Pengabdian Masyarakat)
Publisher : DPD Jatim Perkumpulan Dosen Indonesia Semesta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This community service is part of the SDGs volunteer program converted into a community-based service (KKN) by UIN Sulthan Thaha Saifuddin Jambi. The activity took place in Sungai Duren Village and aimed to empower local MSMEs (Micro, Small, and Medium Enterprises) through licensing assistance and halal certification training. Many MSMEs lacked essential legal documents such as NIB (Business Identification Number), PIRT (Home Industry Food Certificate), and Halal Certification. The program included data collection, administrative mentoring, coordination with relevant institutions, and a focused training session on the halal certification process. The activity resulted in improved legal awareness and compliance among MSME actors, with several obtaining NIB and initiating the process for PIRT and halal certificates.
Pengaruh Promosi, Kualitas Pelayanan dan Harga Terhadap Keputusan Nasabah Memilih Cicilan Emas di Bank BSI KCP Patimura Maherizky Maherizky; Putri Apria Ningsih; Nur Fitri Martaliah
QISTINA: Jurnal Multidisiplin Indonesia Vol. 5 No. 1 (2026): June 2026
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/qistina.v5i1.8291

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh promosi, kualitas pelayanan, harga secara parsial dan secara simultan terhadap keputusan nasabah memilih cicilan emas di Bank BSI KCP Patimura. Metode penelitian yang dihunakan adalah kuantitatid dan analisis penelitian yang digunakan adalah regresi linier berganda. Hasil penelitian menunjukkan bahwa secara parsial promosi, kualitas pelayanan dan harga berpengaruh secara positif dan signifikan terhadap keputusan nasabah memilih cicilan emas di Bank BSI KCP Patimura. Hasil secara simultan menunjukkan bahwa promosi, kualitas pelayanan dan harga berpengaruh secara positif dan signifikan terhadap keputusan nasabah memilih cicilan emas di Bank BSI KCP Patimura. Berdasarkan koefisien determinasi mengindifikasikan bahwa promosi (X1), kualitas pelayanan (X2), dan harga (X3) dapat mempengaruhi keputusan nasabah memilih cicilan emas di Bank BSI KCP Patimura sebesar 80,4%.
Strategi Pemasaran Masyarakat Terhadap Mobile Banking Pada Bank 9 Jambi Syariah di Wilayah Kota Jambi Nurul Wirdah; Usdeldi Usdeldi; Nur Fitri Martaliah
Jurnal Publikasi Ekonomi dan Akuntansi Vol. 6 No. 2 (2026): Mei : Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jupea.v6i2.6821

Abstract

This study aims to examine the community marketing strategy for mobile banking at Bank 9 Jambi Syariah in Jambi City and its constraints. The problem in this study is that Bank 9 Jambi Syariah is one of the most popular banks among the community. Mobile banking services allow customers to conduct various transactions without the need for a banker, such as transferring money between accounts. Other banks also offer mobile banking services, but Bank 9 Jambi's customer base has grown significantly. What is the community marketing strategy for mobile banking at Bank 9 Jambi Syariah in Jambi City? To answer this question, the researcher used a qualitative research approach. The sample used in this study was Bank 9 Jambi Syariah, located in Jambi City. The analysis used in this study was descriptive qualitative analysis. The results of this study indicate that Bank 9 Jambi Syariah's community marketing strategy for mobile banking in Jambi City. The aim is to increase promotional activities, minimize tariff strategies with optimal results, and streamline the registration process. The challenge faced by Bank 9 Jambi Syariah in marketing its mobile banking services lies in promotion. Bank 9 Jambi's promotions have been poorly received by rural communities due to a lack of technological understanding and limited outreach.
Pengaruh Financial Self-Control Dan Financial Stress Terhadap Pengelolaan Keuangan Syariah Generasi Muda Di Kota Jambi Tiara Sinta; Maulana Yusuf; Nur Fitri Martaliah
JOURNAL OF SHARIA ECONOMICS Vol 6 No 1 (2024): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v6i1.1409

Abstract

This study aims to examine the influence of Financial Self-Control and Financial Stress on the Islamic financial management of young adults in Jambi City. The study was motivated by the importance of young adults' ability to manage their finances in accordance with Islamic principles amidst various financial behavioral challenges and financial pressures. This research employed a quantitative approach using a survey method involving 100 respondents selected through purposive sampling. Data were collected using a four-point Likert scale questionnaire and analyzed using the Partial Least Squares-Structural Equation Modeling (PLS-SEM) method with the assistance of SmartPLS 4.0 software. The findings indicate that Financial Self-Control and Financial Stress have a positive and significant effect on the Islamic financial management of young adults in Jambi City. The coefficient of determination (R-Square) value of 0.570 indicates that both independent variables explain 57% of the variance in Islamic financial management, while the remaining 43% is explained by other factors outside the research model. In conclusion, Financial Self-Control and Financial Stress are important factors influencing Islamic financial management among young adults in Jambi City. Therefore, young adults are expected to improve their self-control in financial management and manage Financial Stress wisely in order to implement sound financial management in accordance with Islamic principles