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All Journal JIAI (Jurnal Ilmiah Akuntansi Indonesia) Guna Sewaka Jurnal Abdimas Independen
Fadhilah, Faiz
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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Pengaruh Literasi Keuangan dan Belanja Online Terhadap Pengelolaan Keuangan Fadhilah, Faiz; Animah, Animah
Guna Sewaka Vol 4 No 2 (2025)
Publisher : IAHN Gde Pudja Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53977/jgs.v4i2.2923

Abstract

This study aims to analyze the influence of financial literacy and online shopping on financial management in household finances. The study used a quantitative approach with a sample of 101 respondents who actively shop online. The sampling technique used was purposive sampling with sample criteria in the form of individuals who are married and active in shopping online. This study contributes by providing guidance for households to improve financial literacy as a basis for managing income and expenses, including in utilizing online shopping platforms wisely. The results of testing and data analysis show that knowledge about finance and online shopping significantly affects financial management in household finances. Suggestions for further researchers are to expand the research sample to various regions with different socio-economic characteristics to obtain a more comprehensive picture. tudies are recommended to take a longitudinal approach to identify long-term trends regarding the influence of financial literacy and online shopping on household financial management
PENGARUH PEMAHAMAN MAHASISWA MENGENAI FLUKTUASI VALUTA ASING DAN LITERASI KEUANGAN TERHADAP KEPUTUSAN INVESTASI MATA UANG ASING Ramdani, Hendi; Fidela, Mia; Fadhilah, Faiz; Wathan, Lalu Elgi Hizbul; Mustakim, Mustakim; Maulidzam, Khofan
Jurnal Ilmiah Akuntansi Indonesia Vol 9, No 2 (2024): JIAI (JURNAL ILMIAH AKUNTANSI INDONESIA)
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/jiai.v9i2.23436

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh pemahaman mahasiswa mengenai fluktuasi valuta asing dan literasi keuangan terhadap keputusan investasi dalam mata uang asing. Investasi semakin populer di kalangan mahasiswa, namun investasi dalam valuta asing dianggap memiliki risiko yang lebih tinggi dibandingkan instrumen investasi lainnya seperti saham dan reksadana. Pemahaman yang baik tentang dinamika pasar valuta asing sangat penting karena volatilitas nilai tukar dapat memberikan keuntungan maupun kerugian signifikan. Selain itu, literasi keuangan juga menjadi faktor penting yang memengaruhi kemampuan mahasiswa dalam mengambil keputusan investasi yang tepat. Penelitian ini menggunakan metode kuantitatif asosiatif dengan populasi mahasiswa jurusan ekonomi, manajemen, atau keuangan di Universitas Mataram. Teknik purposive sampling digunakan untuk menentukan sampel yang terdiri dari mahasiswa yang memiliki minat atau pengalaman dalam investasi valuta asing. Data dikumpulkan melalui kuesioner dan dianalisis untuk mengetahui hubungan antara variabel yang diteliti. Instrumen penelitian terbukti valid dan reliabel melalui uji validitas dan reliabilitas. Hasil analisis menunjukkan bahwa literasi keuangan memiliki pengaruh positif dan signifikan terhadap keputusan investasi mata uang asing, sedangkan pemahaman mengenai fluktuasi valuta asing tidak berpengaruh signifikan. Secara simultan, kedua variabel ini berpengaruh signifikan terhadap keputusan investasi mahasiswa. Penelitian ini menyimpulkan bahwa literasi keuangan memiliki peran yang lebih besar dalam mempengaruhi keputusan investasi mahasiswa dibandingkan pemahaman terhadap fluktuasi valuta asing.
MEMBANGUN FONDASI LITERASI KEUANGAN SEJAK DINI: PROGRAM EDUKASI UNTUK ANAK USIA DINI Hudaya, Robith; Akram, Akram; Hastuti, Ely Windarti; Fadhilah, Faiz
https://jurnal.fe.unram.ac.id/index.php/abdimas/about/privacy Vol 6 No 2 (2025): Jurnal Abdimas Independen, November 2025
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/independen.v6i2.2511

Abstract

The community service program entitled “Building the Foundation of Financial Literacy from an Early Age: An Educational Program for Early Childhood” was implemented to provide children with a basic understanding of wise financial management from an early age. Financial literacy in children is a crucial aspect in shaping healthy financial behavior in the future, and therefore needs to be introduced through educational, interactive, and age-appropriate approaches. The program was carried out through several methods, including socialization, training, technology implementation, mentoring, and evaluation. The socialization stage successfully raised awareness among teachers, parents, and the community about the importance of financial literacy. Training sessions equipped teachers and parents with practical skills to teach basic financial concepts through daily activities, interactive media, and educational simulations. The use of technology, such as simple applications, animated videos, and digital games, proved effective in helping children understand the concepts of saving, distinguishing between needs and wants, and using money wisely. Evaluation results showed that more than 70% of teachers and parents observed positive behavioral changes in children, particularly in their saving habits. The program also produced learning modules and established support groups to ensure its sustainability. Thus, this program not only improved the knowledge and skills of teachers and parents but also contributed significantly to building a strong foundation of financial literacy among early childhood children in a sustainable manner.
Co-Authors Akram, Akram Animah Animah Ely Windarti Hastuti, Ely Windarti Fidela, Mia Maulidzam, Khofan Mustakim Mustakim Ramdani, Hendi Robith Hudaya Wathan, Lalu Elgi Hizbul