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All Journal Jurnal Sosial dan Sains Jatijajar Law Review
Rosidi, M.
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Astronomy Environmental Science Law, Crime, Criminology & Criminal Justice Library & Information Science Physics

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Penyelesaian Hukum Akibat Wanprestasi Terhadap Perjanjian Utang Piutang (Studi Putusan Nomor 70/Pdt.G/2024/Pn Sdw) Prasetia, Ade Nufi; Akmalia, Iftita; Habibie, M. Mirza; Rosidi, M.; Dwi Kusworo , Anjar
Jurnal sosial dan sains Vol. 5 No. 8 (2025): Jurnal Sosial dan Sains
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jurnalsosains.v5i8.32446

Abstract

This research analyzes the legal settlement due to default in a debt and credit agreement with a focus on Decision Number 70/Pdt.G/2024/PN Sdw. Debt and credit as a fundamental economic activity in society often causes legal problems, especially when debtors fail to fulfill their obligations. The case studied involved a debt and credit agreement worth Rp 100,000,000 with 12% interest per month between Masius Heri as the creditor and Tairudi as the debtor, where the debtor failed to fulfill his obligations despite having provided collateral in the form of Excha invoice documents. This research uses a normative juridical method with a case study approach to examine the legal responsibilities of parties who make defaults and the dispute resolution mechanisms available in the Indonesian legal system. Data was collected through a literature study of relevant laws and regulations, court decisions, and legal literature. The results show that the responsibilities of debtors who default include the obligation to pay principal debt, interest according to the agreement, compensation which includes costs, losses, and moratoir interest, as well as court costs. Dispute resolution mechanisms can be pursued through non-litigation channels (negotiation, mediation, arbitration) or litigation in the District Court. In addition, there is a need for formal collateral binding, good documentation, and utilization of mediation as a more efficient alternative to dispute resolution before filing a lawsuit in court.
Perlindungan Hukum Konsumen Terhadap Transaksi Online dan Pembuktian Akta Elektronik Sebagai Bukti dalam Sengketa Perdata di Era Digitalisasi Prasetia, Ade Nufi; Kusworo, Anjar Dwi; Rosidi, M.
JATIJAJAR LAW REVIEW Vol 5, No 1 (2026): Jatijajar Law Review
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Muhammadiyah Gombong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26753/jlr.v5i1.1959

Abstract

The digital era is revolutionising online transactions in Indonesia, valued at hundreds of trillions of rupiah, but it also poses risks of fraud, product discrepancies, and difficulties in proving civil disputes due to doubts about the integrity of electronic deeds. The purpose of this research is to analyse the legal consumer protection framework based on Law No. 8/1999 on Consumer Protection and Government Regulation No. 80/2019, as well as the evidentiary strength of electronic deeds in accordance with Law No. 11/2008 on Electronic Information and Transactions jo. No. 19/2016, in order to identify challenges and solutions for legal certainty. Using a normative legal approach with secondary analysis of regulations, journals, books, and court decisions through literature review. The results show that regulations recognise electronic deeds as valid evidence if their integrity is guaranteed via digital certification, but challenges in metadata verification and e-commerce oversight hinder effectiveness; strengthening SEMA MA, blockchain, and judicial education is needed.
Co-Authors Akmalia, Iftita Dwi Kusworo , Anjar Habibie, M. Mirza Kusworo, Anjar Dwi Prasetia, Ade Nufi