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All Journal Jurnal Hukum Lex Generalis
Andriano, Diki
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Law, Crime, Criminology & Criminal Justice

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Perlindungan Hukum Bagi Kreditur dalam Perjanjian Kredit dengan Jaminan Hak Tanggungan Sertifikat Tanah Andriano, Diki; Gufran; Irwansah, Didik
Jurnal Hukum Lex Generalis Vol 6 No 9 (2025): Tema Hukum Agraria dan Pertanahan
Publisher : CV Rewang Rencang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56370/jhlg.v6i4.1415

Abstract

Credit agreements secured by land certificate mortgage rights are key legal instruments in financial lending. In practice, legal protection for creditors often faces obstacles such as land disputes and enforcement delays. This study reveals that although creditors are legally protected under the Mortgage Law, its implementation remains suboptimal. It concludes that legal protection for creditors must be reinforced through administrative certainty in land registration and more effective mortgage enforcement mechanisms.
Co-Authors Gufran Irwansah, Didik