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All Journal Jurnal Pro Hukum : Jurnal Penelitian Bidang Hukum Universitas Gresik Jurnal Ekonomi, Teknologi dan Bisnis Journal of Management, Economic, and Financial
Safii, Nur Muhamad
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Humanities Astronomy Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mechanical Engineering Social Sciences

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Islamic Fintech Digital Transformation: Organizational Readiness and Data Protection Compliance in Indonesia's 2025 Regulatory Framework Savandha, Septien Dwi; Safii, Nur Muhamad
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 4 No. 5 (2025): JETBIS : Journal of Economics, Technology and Business
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/jetbis.v4i5.197

Abstract

The rapid growth of Islamic fintech in Indonesia coincides with the enactment of Law No. 27/2022 on Personal Data Protection (UU PDP), creating challenges for organizations to comply with both. This study reviews how organizations prepare for Sharia-compliant digital transformation under these laws. A systematic review of 73 studies from 2020-2025, following PRISMA, identified relevant peer-reviewed articles, conference papers, and regulations on readiness and Islamic fintech. Thematic analysis revealed seven key readiness dimensions: technological infrastructure (91.8%), Sharia compliance (87.7%), regulatory adaptation (80.8%), human capital (76.7%), financial resources (69.9%), organizational culture (64.4%), and stakeholder engagement (58.9%). UU PDP compliance issues, especially data protection officers (80.9%), significantly affect organizations. Success factors include leadership and Sharia board integration, though assessment frameworks lack empirical validation. Islamic fintech needs unique readiness considerations beyond traditional models, with religious governance as a new key dimension. However, reactive compliance and validation gaps highlight opportunities for improvement in organizational strategies.
Islamic Fintech Digital Transformation: Organizational Readiness and Data Protection Compliance in Indonesia's 2025 Regulatory Framework Savandha, Septien Dwi; Safii, Nur Muhamad
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 4 No. 5 (2025): Jurnal Ekonomi, Teknologi dan Bisnis
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/jetbis.v4i5.197

Abstract

The rapid growth of Islamic fintech in Indonesia coincides with the enactment of Law No. 27/2022 on Personal Data Protection (UU PDP), creating challenges for organizations to comply with both. This study reviews how organizations prepare for Sharia-compliant digital transformation under these laws. A systematic review of 73 studies from 2020-2025, following PRISMA, identified relevant peer-reviewed articles, conference papers, and regulations on readiness and Islamic fintech. Thematic analysis revealed seven key readiness dimensions: technological infrastructure (91.8%), Sharia compliance (87.7%), regulatory adaptation (80.8%), human capital (76.7%), financial resources (69.9%), organizational culture (64.4%), and stakeholder engagement (58.9%). UU PDP compliance issues, especially data protection officers (80.9%), significantly affect organizations. Success factors include leadership and Sharia board integration, though assessment frameworks lack empirical validation. Islamic fintech needs unique readiness considerations beyond traditional models, with religious governance as a new key dimension. However, reactive compliance and validation gaps highlight opportunities for improvement in organizational strategies.
Legalitas dan Implikasi Hukum Penerapan Restorative Justice dalam Kasus Kekerasan Seksual: Studi atas UU TPKS Safii, Nur Muhamad
Jurnal Pro Hukum : Jurnal Penelitian Bidang Hukum Universitas Gresik Vol 13 No 2 (2024): Jurnal Pro Hukum: Jurnal Penelitian Bidang Hukum Universitas Gresik
Publisher : Fakultas Hukum Universitas Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Restorative justice semakin mendapat perhatian sebagai pendekatan alternatif dalam sistem peradilan pidana, termasuk dalam kasus kekerasan seksual. Penelitian ini bertujuan untuk menganalisis legalitas serta implikasi hukum penerapan restorative justice dalam kasus kekerasan seksual berdasarkan Undang-Undang Nomor 12 Tahun 2022 tentang Tindak Pidana Kekerasan Seksual (UU TPKS). Penelitian ini menggunakan metode kualitatif dengan pendekatan studi kasus yang melibatkan wawancara mendalam dengan aparat penegak hukum, penyintas kekerasan seksual, serta aktivis hak asasi manusia. Hasil penelitian menunjukkan bahwa meskipun restorative justice memiliki potensi untuk memberikan keadilan bagi korban, penerapannya di Indonesia masih menghadapi tantangan, terutama dalam aspek regulasi, tekanan sosial terhadap korban, dan kurangnya pemahaman aparat hukum terhadap mekanisme ini. Selain itu, penelitian ini menemukan adanya kesenjangan antara harapan pembuat kebijakan dan pengalaman korban dalam menjalani proses restorative justice. Oleh karena itu, diperlukan regulasi yang lebih ketat, pengawasan yang lebih baik terhadap proses mediasi, serta peningkatan edukasi bagi aparat hukum dan masyarakat agar restorative justice dapat diterapkan secara efektif dan adil dalam kasus kekerasan seksual.
AgriPreneurship and Digital Accounting: Redefining Business Models for Sustainable Agriculture Safii, Nur Muhamad
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 4 No. 3 (2025): Jurnal Ekonomi, Teknologi dan Bisnis
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/9yhb6694

Abstract

Digital transformation in the agricultural sector has opened up new opportunities for agripreneurs to improve business efficiency and competitiveness in the global market. Digital accounting is present as an important instrument, not only in recording transactions, but also in building transparency, access to financing, and strengthening sustainable business models. However, the adoption of this technology still faces challenges in the form of low digital literacy, implementation costs, and human resource resistance. This study aims to map the driving factors and obstacles to the adoption of digital accounting in agricultural SMEs, examine the role of the integration of Farm Financial Accounts (FFA) and Farm Management Information Systems (FMIS), and formulate a framework for redefining agripreneurship business models towards sustainability. The research uses a qualitative approach with exploratory case studies on agricultural SMEs in West Java. Data were collected through semi-structured interviews, questionnaires, field observations, and digital financial statement documentation, then analyzed by thematic analysis and triangulation techniques. The findings show that the use of digital accounting increases the speed of financial reporting, strengthens credibility in the eyes of financial institutions, and facilitates the integration of Environmental, Social, and Governance (ESG) indicators in business practices. The adoption of digital accounting has also been proven to expand access to financing through banks and fintech, as well as encourage data-driven business model innovation. This research confirms that digital accounting is a strategic catalyst in redefining sustainable agripreneurship business models. The results of the research can be a reference for business actors, technology providers, and policymakers to strengthen digital literacy, provide technology incentives, and integrate ESG principles in agricultural policies.
THE NEXUS BETWEEN LEADERSHIP STYLES, ORGANIZATIONAL CULTURE, AND FINANCIAL OUTCOMES safii, Nur Muhamad
Journal of Management Economic and Financial Vol. 2 No. 2 (2024): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jmef.v2i2.176

Abstract

Leadership and culture organization is two factor strategic that influences performance finance company . However , the findings empirical related connection both of them Still diverse , especially in Indonesian context . Research This aim For analyze influence style leadership to culture organization and results finance , as well as test role mediation culture organization in the company medium and large enterprises in Indonesia. Research This use approach quantitative explanatory with method survey . Primary data was collected through questionnaire to 220 managers middle and upper class , while secondary data originate from report finance company . Analysis done with Structural Equation Modeling (SEM) using SmartPLS . Research results show that (1) style leadership influential positive significant to culture organization ; (2) style leadership influential direct to results finance , although its influence relatively small ; (3) culture organization influential significant to results finance ; and (4) culture organization mediate connection between style leadership and results finance . Research This confirm that leadership transformational play a role important in form culture adaptive organization , which in turn increase profitability company . Implications study This emphasize importance investment company in development leadership and transformation culture organization as an improvement strategy Power competitiveness and sustainability business in Indonesia.
Co-Authors Savandha, Septien Dwi