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All Journal Buletin Peternakan Jurnal Sain Peternakan Indonesia Agrisocionomics: Jurnal Sosial Ekonomi Pertanian
Wankar, Tian Jihadhan
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Agriculture, Biological Sciences & Forestry Veterinary Other

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Determinant Factors of People’s Business Credit (KUR) Repayment in The Livestock Sector Syahfrizal, Aldi; Muzayyanah, Mujtahidah Anggriani Ummul; Wankar, Tian Jihadhan
Buletin Peternakan Vol 49, No 3 (2025): BULETIN PETERNAKAN VOL. 49 (3) August 2025
Publisher : Faculty of Animal Science, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21059/buletinpeternak.v49i3.104116

Abstract

The People's Business Credit (KUR) program plays a crucial role in supporting Indonesia's livestock sector, which remains a primary source of livelihood for many rural households. This study aims to identify the characteristics of livestock farmers receiving KUR and the factors influencing loan repayment. Data were collected through a survey of 505 livestock farmers in Purbalingga Regency who had received KUR financing. A binary logistic regression model was used to analyze the determinants of loan repayment. The results show that borrower age, loan amount, loan term, and credit risk score significantly affect loan repayment performance. In contrast, gender, number of dependents, education level, business experience, income, and repayment capacity do not have a significant effect. The findings suggest that borrower characteristics and loan terms are crucial in determining repayment outcomes. Policymakers are advised to align KUR loan terms with livestock production cycles and provide financial literacy support to improve repayment rates and ensure the long-term sustainability of livestock-based KUR programs.
The Consumers' Choice of Purchasing Location and the Preferences for Beef in Yogyakarta Wankar, Tian Jihadhan; Morales, E.; Griffith, G.; Agus, A.; Guntoro, B.
Jurnal Sain Peternakan Indonesia Vol 18 No 2 (2023)
Publisher : Universitas Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31186/jspi.id.18.2.98-105

Abstract

This study aims to analyze the consumer preferences about choosing a place to buy beef and beef attribute product influence in buying decision of consumers in Yogyakarta. There were 300 beef consumers selected near traditional markets, butcher or meat shops, supermarkets, restaurants and food stalls for the survey using the questionnaire. The data were analyzed descriptively and used the chi-square test to evaluate the relationship between demographic characteristics and the consumers' choice of place when buying beef in Yogyakarta. The study reveals that most respondents buy beef at butcher or meat shops, followed by traditional markets and supermarkets. Consumers consider price, top quality of beef, the freshness of the product, shopping convenience and friends with sellers as the top five reasons when they choose a place to buy beef. Further, there is no correlation between demographic aspects with consumer preferences in choosing a place to buy beef. Finally, the beef attributes consumers consider when buying beef are the halal slaughtering method, bright red colour, quality assured and beef cuts.
Economic Value of Utilizing Manure in Yogyakarta Goat and Sheep Farmers Association: A Partial Budgeting Approach Ramadhani, Trisnanda Fredinabila; Wankar, Tian Jihadhan; Kusumastuti, Tri Anggraeni
Agrisocionomics: Jurnal Sosial Ekonomi Pertanian Vol 9, No 3 (2025): November 2025
Publisher : Faculty of Animal and Agricultural Science, Diponegoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/agrisocionomics.v9i3.25156

Abstract

The utilization of livestock manure from goat and sheep farming presents significant opportunities for farmers to increase the value of their production. This study aimed to identify the various uses of manure by-products, assess their economic impact, and examine factors influencing the sale of these by-products. The sample included 53 respondents, selected through convenience sampling from active members of the Yogyakarta Goat and Sheep Farmers Association (PPKDY). These farmers, engaged in both household and smallholder farming systems, had at least one year of experience and participated in interviews. Data were analyzed using a descriptive quantitative approach, with partial budgeting used to assess the economic impact. Additional income was generated through the sale of both fermented and non-fermented compost, with costs covering raw materials, processing, packaging, and labor. Multiple linear regression analysis was conducted to determine factors influencing manure sales.  Results showed that respondents were of productive age (20-64 years), had high education levels, and 5-7 years of farming experience. The most common use of manure was as compost fertilizer and applied to agricultural land, as farmers also grew feed crops and other plants. Economic analysis revealed that non-fermented compost earned IDR 11,050 per sack, while fermented compost earned IDR 14,550 per sack. The study found that factors such as sale type and livestock numbers significantly affected manure sales (P<0.01), with education also influencing sales (P<0.05). This research highlights the importance of recognizing manure as an income source and encourages increased collaboration and technical support through PPKDY.
Co-Authors A. Agus B. Guntoro Griffith, G. Morales, E. Mujtahidah Anggriani Ummul Muzayyanah Ramadhani, Trisnanda Fredinabila Syahfrizal, Aldi Tri Anggraeni Kusumastuti