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All Journal Penamas: Journal of Community Service Jurnal Ilmiah Sultan Agung
Sari, Devi Nofita
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PERLINDUNGAN HUKUM BAGI DEBITUR TERHADAP PARATE EKSEKUSI OBJEK JAMINAN FIDUSIA (STUDI KASUS DI PT. BCA FINANCE CABANG SEMARANG) Sari, Devi Nofita; Suwondo, Denny
Jurnal Ilmiah Penelitian Mahasiswa Vol 4, No 3 (2025): SEPTEMBER 2025
Publisher : Jurnal Ilmiah Sultan Agung

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Abstract

Parate eksekusi jaminan fidusia kerap dilakukan sepihak tanpa mekanisme peradilan sehingga berpotensi melanggar hak debitur. Putusan MK No. 18/PUU-XVII/2019 menegaskan bahwa eksekusi hanya sah jika terdapat pengakuan wanprestasi atau penetapan pengadilan. Penelitian ini bertujuan menganalisis perlindungan hukum debitur pasca putusan tersebut, serta kendala dan solusi pelaksanaan parate eksekusi di PT BCA Finance Cabang Semarang. Penelitian menggunakan metode yuridis sosiologis dengan pendekatan deskriptif kualitatif melalui observasi, wawancara, dan studi kepustakaan. Hasil penelitian menunjukkan perlindungan hukum terhadap debitur belum terlaksana sesuai amanat Putusan MK karena eksekusi masih dilakukan sepihak dengan melibatkan pihak ketiga tanpa pengawasan. Kendala utama meliputi lemahnya pemahaman hukum, minimnya pengawasan, dan kurangnya sosialisasi. Solusi yang disarankan adalah pelatihan hukum bagi debt collector, penguatan SOP, dan pendekatan persuasif kepada debitur. Diperlukan penguatan regulasi dan pengawasan agar perlindungan hukum debitur dapat terwujud secara adil dan transparan.Kata kunci : Perlindungan Hukum, Debitur, Parate Eksekusi, Jaminan Fidusia
Pemanfaatan data penjualan sebagai dasar penetapan harga pada Lamongan Mart di Diskoperindag Bilgies, Ana Fitriyatul; Ardela, Fidia Tasya Vira; Sari, Devi Nofita; Tristantiya, Devi Ayu
Penamas: Journal of Community Service Vol. 6 No. 1 (2026): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v6i1.2872

Abstract

The use of sales data as a basis for pricing is a strategic step to increase consumer interest in purchasing MSME products at Lamongan Mart, which the Lamongan Regency Cooperatives, Industry and Trade Office manage. This program aims to improve showroom managers’ understanding and skills in processing sales data to support price determination in line with market conditions and consumer purchasing power. The training method includes providing materials, case studies, sales data analysis, and evaluation through pre-tests and post-tests. The results of the activity showed a 33.5% increase in participants’ understanding of the ability to read consumer demand trends, identify products with high and low sales levels, and establish more competitive pricing strategies. The use of sales data also helps managers make more accurate decisions to support increased sales of MSME products. This activity is expected to strengthen Lamongan Mart’s role as a modern, responsive, and sustainable marketing platform for superior regional products, supporting local economic empowerment.
Co-Authors Ana Fitriyatul Bilgies, Ana Fitriyatul Ardela, Fidia Tasya Vira Suwondo, Denny Tristantiya, Devi Ayu