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Risk Management In The Operation Of Automatic Teller Machines Case Study Of Bank Syariah Indonesia Medan Ritonga, Ali Mahadi; Sugianto, Sugianto; Syakir, Ahmad
JURNAL MANAJEMEN PENDIDIKAN Vol 13, No 2 (2025): Jurnal Manajemen Pendidikan
Publisher : Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jmp.v13i2.12626

Abstract

The purpose of this study is to analyze risk management in the operation of Automatic Teller Machine (ATM) at PT. Bank Syariah Indonesia. This study uses a descriptive qualitative method to test data through interviews. The results of this study show risk management in the management of Automatic Teller Machine (ATM). ATM operational risk management at BSI has been running with various security systems, but it still needs improvement, especially in terms of security risk mitigation, operational optimization, and customer education. With the strengthening of a more proactive strategy and the use of advanced technology, the effectiveness of ATM risk management at BSI can be further improved.
Pandangan Imam Al-Ghazali Terhadap Pengambilan Keuntungan Dalam Kegiatan Jual Beli Hendra, Hendra; Ritonga, Ali Mahadi
Journal of Management, Economic and Accounting (JMEA) Vol. 3 No. 3 (2024): Volume 3 Issue 3 August 2024
Publisher : CV. Pusdikra Mitra Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jmea.v2i2.1417

Abstract

Imam Al-Ghazali, a highly respected medieval Islamic scholar, has provided insight into various aspects of human life, including buying and selling activities. This paper raises Al-Ghazali's views regarding profit taking in the context of buying and selling. The type of this research is descriptive qualitative research and data sources are obtained from books, scientific papers and the internet. The results of this study are that Al-Ghazali's views are rooted in Islamic teachings which emphasize the importance of honesty, justice and blessing in all aspects of life. In buying and selling activities, Al-Ghazali emphasized that profit taking must be reasonable and not excessive. He rejects practices that harm others or exploit the needs of others to gain an unfair advantage.