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Edu Finance to Improve Financial Literacy in Rengginang MSMEs in Sumenep Regency Syauqi, Ahmad; Mubarok, Imam Anas; Wakik, Wakik; Anshori, Syaiful
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 3 (2025): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i3.599

Abstract

This research aims to provide a comprehensive understanding of the basic concepts of financial management, such as transaction recording, budgeting, and cost calculations, which are expected to help MSMEs in making more appropriate business decisions. The population that is the focus of this study is all Rengginang MSMEs, totaling 42 MSMEs. The sampling technique used in this study is a saturated/census sample, the author took all respondents from the Rengginang MSME population, namely 42 respondents/MSMEs. Because it employs numerical data for descriptive statistical analysis, the research design employed in this study is quantitative. The outcomes of these computations will thereafter be contrasted with Chen and Volpe's standards for financial literacy. The study's findings indicate that financial behavior, financial awareness, and financial abilities are generally inadequate. Therefore, it is necessary to apply the Edu Finance Model for Rengginang MSMEs, which consists of Funding planning for rengginang MSMEs in Prenduan Village requires a clear written plan detailing the capital required and how the funds will be used. A profit and loss report can be prepared, providing information for rengginang MSMEs to manage their businesses. Furthermore, orderly financial record keeping will facilitate MSMEs. Feedback is needed to determine the extent to which budget allocations are in line with the plan. If not, the root cause of the discrepancy should be identified and incorporated into the next period's action plan to ensure sustainable financial management.
Edu Finance to Improve Financial Literacy in Rengginang MSMEs in Sumenep Regency Syauqi, Ahmad; Mubarok, Imam Anas; Wakik, Wakik; Anshori, Syaiful
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 3 (2025): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i3.599

Abstract

This research aims to provide a comprehensive understanding of the basic concepts of financial management, such as transaction recording, budgeting, and cost calculations, which are expected to help MSMEs in making more appropriate business decisions. The population that is the focus of this study is all Rengginang MSMEs, totaling 42 MSMEs. The sampling technique used in this study is a saturated/census sample, the author took all respondents from the Rengginang MSME population, namely 42 respondents/MSMEs. Because it employs numerical data for descriptive statistical analysis, the research design employed in this study is quantitative. The outcomes of these computations will thereafter be contrasted with Chen and Volpe's standards for financial literacy. The study's findings indicate that financial behavior, financial awareness, and financial abilities are generally inadequate. Therefore, it is necessary to apply the Edu Finance Model for Rengginang MSMEs, which consists of Funding planning for rengginang MSMEs in Prenduan Village requires a clear written plan detailing the capital required and how the funds will be used. A profit and loss report can be prepared, providing information for rengginang MSMEs to manage their businesses. Furthermore, orderly financial record keeping will facilitate MSMEs. Feedback is needed to determine the extent to which budget allocations are in line with the plan. If not, the root cause of the discrepancy should be identified and incorporated into the next period's action plan to ensure sustainable financial management.
The Influence of Investors' Perceptions of Stock Influencer Credibility on Herding Behavior With Financial Literacy as a Moderating Variable Anshori, Syaiful; Makaryanawati; Restuningdiah, Nurika
International Journal of Business and Applied Economics Vol. 3 No. 1 (2024): January 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijbae.v3i1.8017

Abstract

This study aimed to analyze the effect of investor perceptions on stock influencers' credibility on herding behavior with financial literacy as a moderating variable. This research was conducted in the city of Malang. The number of samples in this study was 100 respondents. The Lemeshow formula determined it. Data collection was carried out through a questionnaire. The data analysis technique used in this study is Moderated Regression Analysis (MRA). Based on the analysis results, the credibility of stock influencers positively affects herding behavior. Financial literacy can weaken the influence of stock influencer credibility on herding behavior.
Peningkatan Kompetensi SDM UMKM melalui pelatihan Manajemen Kinerja dan Analisis Data Usaha Moh Naufal Abror; Zulfa, Latifatuz; Anshori, Syaiful; Arifani, Fathirna; Fithriyah Amaliy, Faizah; Nur Safitri, Evi; Fajri, Moh.; Ayudia Ardena, Angky
Dinamis: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2026): Januari-Juni 2026
Publisher : Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/dinamis.v6i1.11919

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki peran strategis dalam mendorong aktivitas perekonomian masyarakat, namun masih menghadapi berbagai tantangan, terutama dalam pengelolaan sumber daya manusia dan pemanfaatan informasi usaha. Kegiatan pengabdian kepada masyarakat ini bertujuan memperkuat kapasitas pelaku UMKM melalui pelatihan manajemen kinerja dan pengolahan data usaha. Program dilaksanakan melalui tahapan pemetaan kebutuhan, penyampaian materi, pendampingan, dan evaluasi. Materi pelatihan difokuskan pada pengelolaan kinerja, penyusunan indikator kerja, pencatatan data usaha, serta pemanfaatan data sebagai dasar pengambilan keputusan. Hasil kegiatan menunjukkan bahwa peserta memperoleh peningkatan pemahaman mengenai pentingnya pengelolaan usaha yang terukur dan berbasis informasi. Selain itu, peserta mulai menerapkan pencatatan usaha secara lebih sistematis serta memanfaatkan hasil pengolahan data untuk mendukung perencanaan dan pengembangan usaha. Kegiatan ini memberikan manfaat dalam meningkatkan kualitas pengelolaan UMKM sehingga mampu mendukung produktivitas, efektivitas operasional, dan keberlanjutan usaha.