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All Journal Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan
Difa Maulana
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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Pengaruh Toleransi terhadap Interaksi Sosial dalam Mewujudkan Perdamaian di Masyarakat Rizal Maulana; Abdul Sahal Madani; Annisa Zahira; Arif Purnama; Difa Maulana; Fahmi Abdillah; Fairuz Zahira
Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Vol. 4 No. 1 (2025): : Jurnal Ekonomi, Manajemen Pariwisata Dan Perhotelan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jempper.v4i1.5286

Abstract

This study examines the crucial role of tolerance in shaping social interactions as an effort to establish peace within Indonesia’s multicultural society, characterized by cultural, religious, and ethnic diversity. Such diversity represents a valuable social asset; however, if it is not managed with mutual respect, it may lead to conflicts and divisions among community members. In this context, tolerance serves as a key mechanism for maintaining social harmony, strengthening cohesion among citizens, and fostering an inclusive environment that genuinely respects differences. The research method employed is library research, compiling various sources including literature, books, journals, and previous scientific studies that are relevant and support a deeper understanding. This approach allows the researcher to gain comprehensive insights into the concept of tolerance, its forms of implementation, and its impacts on social interaction and societal stability. Data analysis is conducted qualitatively by examining patterns of social relationships formed through tolerant attitudes, including how individuals and groups can cooperate effectively despite having different backgrounds. The findings indicate that tolerance significantly contributes to mitigating potential conflicts, enhancing cooperation among individuals and groups, fostering mutual respect, and strengthening social solidarity. Moreover, tolerance helps in shaping an inclusive national identity, where differences are viewed as collective assets rather than sources of division. Therefore, tolerance is not only a moral value but also a strategic foundation for building a harmonious, peaceful, and sustainable society. Its implementation can be reinforced through character education, intergroup dialogue, positive social interactions, and public policies that promote inclusivity and equality. Thus, tolerance becomes a primary instrument in realizing a safe, harmonious social life that respects and appreciates diversity throughout Indonesia.
ANALISIS HUKUM EKONOMI SYARIAH TERHADAP MEKANISME PEMBIAYAAN BARANG ELEKTRONIK DI KOPERASI ANUGRAH MANDIRI INDONESIA SUBANG Difa Maulana; Rizal Maulana; Ali Aminulloh
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 7 No 1 (2025): Oktober
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v7i1.61277

Abstract

Abstrak Kemajuan praktik ekonomi syariah dalam bidang pembiayaan menuntut adanya analisis yang lebih mendalam mengenai penerapannya di lembaga keuangan koperasi. Penelitian ini bertujuan untuk mengetahui bagaimana praktik pembiayaan barang elektronik dilakukan oleh Koperasi Anugrah Mandiri Indonesia Subang serta menganalisis kepatuhannya terhadap hukum ekonomi syariah. Penelitian menggunakan metode kualitatif dengan pendekatan deskriptif analitis melalui teknik pengumpulan data berupa wawancara, observasi, dan studi dokumentasi. Analisis data dilakukan melalui tahapan reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa mekanisme pembiayaan barang elektronik di koperasi tersebut diawali dengan pengajuan anggota melalui formulir pinjaman yang kemudian diverifikasi dan disetujui, dengan pembiayaan diberikan dalam bentuk angsuran serta margin tetap yang disepakati sejak awal. Dari aspek hukum ekonomi Islam, mekanisme ini telah mencerminkan prinsip tolong-menolong dan prinsip kerelaan dalam akad pembiayaan, namun masih ditemukan potensi unsur riba dalam bentuk biaya tambahan atau margin yang dibebankan kepada anggota sehingga memerlukan evaluasi lebih lanjut. Dengan demikian, meskipun mekanisme pembiayaan telah menerapkan sebagian prinsip syariah, diperlukan perbaikan dalam penentuan margin agar terhindar dari unsur yang dilarang. Penelitian selanjutnya diharapkan dapat mengkaji lebih dalam metode perhitungan margin serta mengeksplorasi model pembiayaan alternatif yang sepenuhnya sesuai dengan syariah. Kata Kunci: pembiayaan barang elektronik, koperasi Anugrah Mandiri Indonesia, hukum ekonomi syariah.   Abstract The development of sharia-based financing practices requires careful analysis of their implementation in cooperative financial institutions. This study aims to examine the practice of electronic goods financing at the Anugrah Mandiri Indonesia Subang Cooperative and to assess its compliance with Islamic economic law. Using a qualitative descriptive-analytical method, data were collected through interviews, observations, and documentation studies, and analyzed through data reduction, presentation, and conclusion drawing. The findings show that the financing mechanism begins with members submitting loan applications through a form, which are verified and approved by the cooperative. Financing is provided in installments with a fixed margin agreed upon from the start. From the perspective of Islamic economic law, the cooperative has applied the principles of mutual assistance and willingness in its contracts. However, a potential element of usury exists in the form of additional fees or margins imposed on members, which requires further evaluation to ensure sharia compliance. Thus, although the mechanism reflects some sharia principles, improvements in margin determination are still necessary to avoid prohibited elements. Future research should explore more precise methods of margin calculation and alternative financing models that fully align with sharia principles. Keywords: Electronic Goods Financing, Anugrah Mandiri Indonesia Cooperative, Sharia Economic Law.
Co-Authors Abdul Sahal Madani Ali Aminulloh Annisa Zahira arif purnama FAHMI ABDILLAH Fairuz Zahira Rizal Maulana