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All Journal MANAJEMEN DEWANTARA TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan Jihapenmas
Ramadhan, R. Audi Cahya Lucky
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Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Social Sciences

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WHAT LED FINANCIAL CRISIS? EVIDENCE WITH RISK MITIGATION & PREVENTION POLICY RESPONSE Ramadhan, R. Audi Cahya Lucky
MANAJEMEN DEWANTARA Vol 8 No 2 (2024): MANAJEMEN DEWANTARA
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/md.v8i2.17902

Abstract

Financial crises often have a negative impact on the economy and leave a trail of destruction and trigger social unrest, Thus it is necessary to prevent and mitigate the risk of financial crises with optimal policies. Therefore, this research aims to identify factors that can influence a financial crisis in a country and provide policy recommendations based on mitigating and preventing crisis risks based on cases that have occurred. The method used in this research is literature study and case study by collecting data, reports and previous research that are relevant to cases of global and national financial crises. The results of this research are based on a discussion of the relevance of certain financial crisis cases by providing optimal policies by considering risk mitigation and prevention. The implications for stakeholders affected by the financial crisis are also discussed. This research is expected to contribute to formulating effective and sustainable recovery strategies, as well as building stronger economic and social resilience on future crises.
Pendampingan Penyusunan Laporan Keuangan pada UMKM Roti Bakar Tigo Menggunakan Metode ABCD di Desa Seruni, Gedangan Samudera, Bagas Hega; Ramadhan, R. Audi Cahya Lucky; Afandi, Sahmi; Shofa, Wafdulloh; Sesilia, Divani; Festi, Nur; Purnomo, Shidiq
Jurnal Hilirisasi Pengabdian Masyarakat Vol. 2 No. 2 (2025): August 2025
Publisher : STIE Mahardhika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29062/jihapenmas.v2i2.1462

Abstract

UMKM merupakan jenis usaha produktif yang dimiliki oleh individu, namun dalam praktik pengelolaannya masih sering menghadapi tantangan, terutama dalam hal penyusunan laporan keuangan yang rapi dan terstruktur. Kurangnya laporan keuangan yang memadai dapat menjadi hambatan bagi pelaku usaha untuk memahami kondisi keuangan mereka serta mengambil keputusan yang tepat. Oleh karena itu, perlu dilakukan pelatihan kepada pelaku UMKM di Desa Seruni, khususnya usaha Roti Bakar Tigo, dalam menyusun laporan keuangan sederhana yang sesuai dengan standar. Kegiatan ini menggunakan metode ABCD berupa penyampaian materi, diskusi interaktif, serta pendampingan langsung dalam proses pembuatan laporan keuangan. Tujuan dari pelatihan ini adalah untuk meningkatkan pemahaman dan keterampilan pelaku UMKM dalam menyusun laporan seperti laporan laba rugi, laporan arus kas, dan pencatatan transaksi harian. Melalui pendampingan ini, diharapkan UMKM di Desa Seruni dapat mengelola keuangan usahanya dengan lebih efektif dan profesional guna mendukung perkembangan usaha kedepannya.
Pengaruh Kepercayaan, Keamanan dan User Experience terhadap Niat Penggunaan dan User Satisfaction: Studi Kasus pada Aplikasi Bank Digital SeaBank Ramadhan, R. Audi Cahya Lucky; Dhani, Nova Rahma; Devi, Lauro Sitho; Susilowati, Talabiah
TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan Vol. 4 No. 2 (2026): TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan
Publisher : Shofanah Media Berkah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to evaluate the influence of trust, perceived security and user experience on user intention to use and user satisfaction of the SeaBank digital banking application. The method used in this study is quantitative with a survey approach involving 154 respondents, which were analyzed using Structural Equation Modeling–Partial Least Square (SEM–PLS). The results of the analysis show that security does not have a significant impact on intention to use, but has a positive and significant impact on user satisfaction. Trust is proven to contribute positively and significantly to intention to use and user satisfaction. In addition, user experience also has a positive and significant influence on intention to use and user satisfaction. On the other hand, intention to use does not show a significant impact on user experience. This research is expected to provide material for development from the technical and business sides in increasing the number of Seabank application users.
Co-Authors Afandi, Sahmi Devi, Lauro Sitho Dhani, Nova Rahma Festi, Nur Purnomo, Shidiq Samudera, Bagas Hega Sesilia, Divani Shofa, Wafdulloh Susilowati, Talabiah