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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar IECON: International Economics and Business Conference
Tina Ardianti
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Economics, Econometrics & Finance Other

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The Influence of Gold Price Fluctuations, Income, and Financial Management on Investment Decisions in Gold Savings with Investment Knowledge as a Moderating Variable Tina Ardianti; Dedi Hariyanto; Heni safitri
IECON: International Economics and Business Conference Vol. 3 No. 1 (2025): International Conference on Economics and Business (IECON-3)
Publisher : www.amertainstitute.com

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65246/3gn1sj92

Abstract

This study aims to analyze the influence of gold prices, income, and financial management on the decision to invest in gold savings among employees of PT Bank Syariah Indonesia, Tbk in Pontianak and Kubu Raya, with investor knowledge serving as a moderating variable. An associative research design was employed, with data collected from 151 employees using a saturated sampling technique. The data were analyzed using multiple linear regression and moderated regression analysis (MRA). The results of the study indicate that gold prices have a significant effect on investment decisions, whereas income and financial management do not have a significant impact. Investor knowledge was found to moderate the relationship between gold price fluctuations and investment decisions. These findings highlight the importance of understanding gold price movements and effective financial management when making investment decisions. The study is expected to contribute to the enhancement of financial literacy among employees
Pemahaman Peserta Didik SDIT Albanna Dalam Pembelajaran Nurul Maulida Sofa; Farisa Naeli Setia Aji; Najwa Riska Auliyail Hasanah; Fatin Laelani Putri; Tina Ardianti; Nasokah
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 Nomor 02, Juni 2026 Public
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.57158

Abstract

This study aims to observe the level of understanding of students at SDIT Albanna Denpasar in the learning process. As a leading integrated Islamic educational institution in Denpasar City, Bali, SDIT Albanna implements a full-day school system and has begun integrating a bilingual learning program. Data collection was conducted through classroom observation techniques, in-depth interviews with homeroom teachers and students. The results showed that students' understanding was in the very good category for the material taught using the Contextual Teaching and Learning (CTL) approach and active learning methods. The integration of Islamic and scientific values within the integrated curriculum structure helped students absorb the essence of the material more meaningfully. The main obstacles found included varations in student learning speeds (learning gaps) and the challenge of managing children's focus and concentration towards the end of school hours.
Co-Authors Dedi Hariyanto Farisa Naeli Setia Aji Fatin Laelani Putri Heni Safitri Najwa Riska Auliyail Hasanah Nasokah Nurul Maulida Sofa