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All Journal Velocity: Journal of Sharia Finance and Banking Al-Bahjah Journal of Islamic Community Service
Fitria Berliannanda, Anugrah
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Religion Economics, Econometrics & Finance Education Mathematics Social Sciences Other

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Penanganan Anak Putus Sekolah melalui Program Barudak Cerdas dan Aktif bagi Warga Desa Sirnagalih Kabupaten Cianjur Fitria Berliannanda, Anugrah; Cahyo Kurniawan, Pratomo; Prayogi, Arditya
ABJIS: Al-Bahjah Journal of Islamic Community Service Vol. 2 No. 2 (2025): ABJIS VOL.2 NO. 2 2025
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61553/abjis.v2i2.163

Abstract

This community service activity was carried out with the main background so that the people of Sirnagalih village, Cianjur district, could massively reduce the school dropout rate with the Smart and Active Barudak program. Thus, this service activity aims to increase parents' awareness and children's interest in going to school. The service method is carried out by providing counseling and providing training in collaboration with the community work team in Sirnagalih village. In general, the activity went well. The participation and enthusiasm of the participants in this activity could be seen from the active discussions. The impact of this activity can increase parental awareness and children's interest in going to school so that the school dropout rate can be reduced and decrease drastically.
Stabilitas Finansial Bank Muamalat Indonesia dalam Menyikapi Ancaman Resesi Global Stabilitas Finansial Bank Muamalat Indonesia dalam Menyikapi Ancaman Resesi Global Najmudin, M Ghulam; Kurniawan, Pratomo Cahyo Kurniawan; Fitria Berliannanda, Anugrah
Velocity: Journal of Sharia Finance and Banking Vol 5 No 2 (2025): November 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v5i2.12446

Abstract

Resesi merupakan kondisi penurunan aktivitas ekonomi yang terjadi secara luas dan berlangsung selama beberapa bulan, yang ditandai dengan menurunnya produksi, pendapatan riil, dan tingkat ketenagakerjaan. Penurunan ini juga diikuti oleh berkurangnya daya beli masyarakat serta meningkatnya jumlah pengangguran terbuka. Penelitian ini bertujuan untuk menganalisis dinamika kinerja keuangan PT. Bank Muamalat Indonesia Tbk di tengah bayang-bayang ancaman resesi global. Penelitian ini menggunakan metode studi pustaka dengan pendekatan kualitatif deskriptif. Hasil analisis menunjukkan bahwa Capital Adequacy Ratio (CAR) Bank Muamalat Indonesia periode 2019 hingga kuartal ketiga 2023 berada pada kategori sangat sehat. Return On Assets (ROA) dalam periode yang sama berada dalam kondisi cukup sehat, sementara Non-Performing Financing (NPF) dan Financing to Deposit Ratio (FDR) berada dalam kondisi sehat. Adapun rasio Beban Operasional terhadap Pendapatan Operasional (BOPO) tercatat dalam kategori kurang sehat.
Co-Authors Cahyo Kurniawan, Pratomo Kurniawan, Pratomo Cahyo Kurniawan Najmudin, M Ghulam Prayogi, Arditya