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All Journal Islamiconomic: Jurnal Ekonomi Islam Jurnal Perbankan Syariah Indonesia (JPSI)
Novita Sari, Rasidah
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Religion Economics, Econometrics & Finance Social Sciences

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ANALISIS PERAN LEMBAGA KEUANGAN MIKRO SYARIAH DALAM MENINGKATKAN AKSES LAYANAN KEUANGAN MASYARAKAT Novita Sari, Rasidah; Lailatul Vitriyah, Nurul; Tresna Aristhantia, Isti; Silviawati, Selly; Pujiati, Ani
Jurnal Perbankan Syariah Indonesia (JPSI) Vol. 4 No. 2 (2025): September
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) Al-Amar Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57171/jpsi.v4i2.282

Abstract

Penelitian ini bertujuan untuk menyelidiki peran Lembaga Keuangan Mikro Syariah (LKM Syariah) dalam memperluas kesempatan akses keuangan bagi populasi di wilayah tertentu. Metodologi yang digunakan adalah pendekatan kualitatif dengan pengumpulan data melalui wawancara mendalam, pengamatan, dan analisis dokumen dari pengelola serta nasabah LKM Syariah. Hasil dari penelitian ini menunjukkan bahwa LKM Syariah memiliki peranan penting dalam memperbaiki akses keuangan, terutama untuk individu yang berpenghasilan rendah dan usaha mikro kecil. LKM Syariah menyediakan layanan keuangan yang sejalan dengan prinsip syariah, seperti pembiayaan tanpa bunga dan kesepakatan yang adil, yang pada akhirnya meningkatkan kepercayaan dan partisipasi masyarakat. Di samping itu, LKM Syariah juga berkontribusi terhadap perkembangan ekonomi lokal melalui pemberdayaan masyarakat dan peningkatan inklusi keuangan. Kesimpulan dari penelitian ini menegaskan bahwa keberadaan LKM Syariah efektif dalam mengatasi kendala akses keuangan dan memberikan solusi berkelanjutan untuk meningkatkan kesejahteraan masyarakat.
The Role of Islamic Boarding Schools in Enhancing the Entrepreneurial Attitudes of Students and Strengthening the Community's Economy Turmudi, Muhamad; Novita Sari, Rasidah; Aryanto, Dwi
Islamiconomic : Jurnal Ekonomi Islam Vol 16, No 1 (2025)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v16i1.849

Abstract

The development of Islamic boarding schools not only functions as an educational institution but also as a social and economic institution. This research aims to examine the role of Islamic boarding schools in enhancing students' entrepreneurial attitudes and strengthening the community's economy. The method used is descriptive quantitative to explain how the influence of learning variables can enhance students' entrepreneurial attitudes and how the economic empowerment variable influences the economic strengthening of the community around the Islamic boarding school. The results of the analysis show that 56.1% of learning has an influence on increasing the entrepreneurial Attitudes of students. Economic empowerment does not have a direct influence on strengthening the community's economy. However, the existence of Islamic boarding schools provides a real contribution to the empowerment of the community's economy through the development of various productive business units within the framework of the Islamic economic system, such as laundry services, food stalls, grocery stores, clothing stores, and tailoring services. These economic activities create job opportunities for the surrounding community and encourage local economic growth in an inclusive and equitable manner, in line with the basic principles of Islamic economics such as justice, welfare, and empowerment of the people.
Co-Authors Dwi Aryanto Muhamad Turmudi, Muhamad Nurul Lailatul Vitriyah Pujiati, Ani Silviawati, Selly Tresna Aristhantia, Isti