Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan
Aulia, Aulia Ramadani
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
ADAPTIVE STRATEGIES OF ISLAMIC BANKS IN FACING THE CHALLENGES OF DIGITAL TRANSFORMATION IN THE MODERN FINANCIAL INDUSTRY Aulia, Aulia Ramadani
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 3 No 11 (2025): Sipakainge Edisi Khusus:Perbankan (November)
Publisher : IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/sipakainge.v3i7.14491

Abstract

This study aims to examine the adaptive strategies implemented by Islamic banks in facing the challenges of digital transformation in the modern financial industry. Digital transformation requires Islamic banks to enhance competitiveness through technological innovation, operational efficiency, and improved service quality without compromising Sharia principles. This research employs a Systematic Literature Review (SLR) method by analyzing selected scholarly articles relevant to the themes of digitalization and Islamic banking. The findings reveal that Islamic banks have begun implementing various adaptive strategies, including the digitalization of products and services, enhancement of internal digital literacy, and strategic collaborations with fintech companies. However, they still face challenges such as limited digital infrastructure, the need for competent human resources, and the adaptation of Sharia regulations to the digital context. This study recommends synergy between regulators, industry players, and academics to sustainably strengthen the digital foundation of Islamic banking.
Co-Authors