<![CDATA[This study aims to examine the adaptive strategies implemented by Islamic banks in facing the challenges of digital transformation in the modern financial industry. Digital transformation requires Islamic banks to enhance competitiveness through technological innovation, operational efficiency, and improved service quality without compromising Sharia principles. This research employs a Systematic Literature Review (SLR) method by analyzing selected scholarly articles relevant to the themes of digitalization and Islamic banking. The findings reveal that Islamic banks have begun implementing various adaptive strategies, including the digitalization of products and services, enhancement of internal digital literacy, and strategic collaborations with fintech companies. However, they still face challenges such as limited digital infrastructure, the need for competent human resources, and the adaptation of Sharia regulations to the digital context. This study recommends synergy between regulators, industry players, and academics to sustainably strengthen the digital foundation of Islamic banking.]]>
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