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All Journal Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) AL QUWWAH : Jurnal Pengabdian Masyarakat
Agustian, Nandi
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Library & Information Science Social Sciences Other

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Faktor Determinasi Pembiayaan Berbasis Utang pada Bank Syariah di Indonesia Tahun 2018-2022 Agustian, Nandi; Suhendra, Darmiko; Cipta, Hendra; Fahlevi, Mahfudz Reza
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 5 No 2 (2025): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2025
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/jimpa.v5i2.597

Abstract

Penelitian ini bertujuan menganalisis pengaruh efisiensi biaya, return on assets (ROA), dan inflasi terhadap pembiayaan berbasis utang pada Bank Umum Syariah di Indonesia periode 2018–2022. Studi ini menggunakan pendekatan kuantitatif dengan data panel dan regresi linier berganda, berdasarkan laporan keuangan sepuluh Bank Umum Syariah serta data inflasi dari Bank Indonesia. Hasil analisis menunjukkan bahwa secara parsial, ROA berpengaruh signifikan terhadap pembiayaan berbasis utang, sedangkan efisiensi biaya dan inflasi tidak berpengaruh signifikan. Secara simultan, ketiga variabel tersebut tidak menunjukkan pengaruh yang signifikan. Temuan ini memberikan gambaran mengenai faktor internal dan eksternal yang memengaruhi strategi penyaluran pembiayaan berbasis utang oleh Bank Umum Syariah.
Optimalisasi Program SIJARES (Siap Jaga Remaja Sehat) dalam Meningkatkan Kesehatan dan Kesejahteraan Remaja Desa Dukong Faldini, Mandala; Agustian, Nandi; Wulandari, Fitria
AL QUWWAH : Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2025): Al Quwwah: Jurnal Pengabdian Masyarakat
Publisher : LP2M IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/aq.v5i1.4868

Abstract

Teenage problems are one that we must address comprehensively. Teenage problems are complex and diverse, ranging from academic, social, to emotional problems. The right approach will depend greatly on the root of the problem faced. Posyandu Remaja in the form of the SIJARES program is expected to be the right place for teenagers to facilitate teenagers in overcoming health and welfare problems in Dukong Village. The purpose of this activity is to create interesting health activities that are in accordance with the interests of Dukong Village teenagers with outbound activities and peer counseling for teenagers. Determining the right SIJARES activities is by creating questions before holding SIJARES activities. During the pre-test, Dukong Village teenagers did not yet fully understand the importance of reproductive health and had not been able to maximize their skills. Dukong Village teenagers were still afraid and embarrassed to talk about their reproductive problems. After the SIJARES activity, there was a very high increase with data showing 80% and above. The results of the activity showed the response of Dukong Village teenagers who had begun to protect and maintain their health, and were able to improve their welfare. This activity can invite teenagers from Dukong Village with 30 participants. This activity will continue to be carried out periodically with the formation of active cadres, and in collaboration with the Dukong Village health center.
Co-Authors Fahlevi, Mahfudz Reza Faldini, Mandala Fitria Wulandari Hendra Cipta Suhendra, Darmiko