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All Journal Ethnography: Journal of Design, Social Sciences and Humanistic Studies Al-Ihsan: Jurnal Bisnis dan Ekonomi Syariah
Sinaga, Risva Nanda
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Religion Arts Humanities Economics, Econometrics & Finance Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Peran Jaringan Sosial dalam Proses Pencarian Kerja Mahasiswa (Studi Kasus Mahasiswa UMSU Jurusan Manajemen Bisnis Syariah) Sinaga, Risva Nanda; Novien Rialdy
ETHNOGRAPHY: Journal of Design, Social Sciences and Humanistic Studies Vol. 1 No. 2 (2024): ETHNOGRAPHY: Journal of Design, Social Sciences and Humanistic Studies
Publisher : Lembaga Intelektual Muda Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ethno.v1i2.46

Abstract

This study aims to investigate the role of social networks in the job search process among students of Universitas Muhammadiyah Sumatera Utara (UMSU), particularly in the Islamic Business Management program. In the context of globalization and increasing competition in the job market, the utilization of social networks has become an important strategy for students to enhance their chances of securing employment. This research employs a qualitative method by collecting data through in-depth interviews with 15 purposively selected students. The findings indicate that social networks, which include relationships with friends, alumni, and the use of social media, have a significant impact in assisting students in obtaining information about job vacancies and receiving recommendations. These results highlight the importance for students to actively leverage their social networks to improve their job prospects after graduation. It is hoped that the findings of this study can provide deeper insights and a better understanding for students, universities, and relevant stakeholders regarding the significance of social networks in supporting the transition from education to the workforce
Pengaruh CAR, NPF, BOPO Terhadap ROA Bank Syariah Indonesia (2019-2023) Afifah Salsabilla; Sinaga, Risva Nanda; Nasution, Siti Zahra Amelia Putri; Fadhil Musyafa; Hasibuan, MHD. Mukhroni Perdana
Al-Ihsan: Jurnal Bisnis dan Ekonomi Syariah Vol. 1 No. 2 (2023): Al-Ihsan : Jurnal Bisnis dan Ekonomi Syariah (Desember)
Publisher : Yayasan Rahmat Putra Kurnia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65256/81gs8q82

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), dan Biaya Operasional terhadap Pendapatan Operasional (BOPO) terhadap Return on Assets (ROA) pada Bank Syariah Indonesia selama periode 2019 hingga 2023. Metode penelitian yang digunakan adalah pendekatan kuantitatif deskriptif dengan teknik analisis regresi linier berganda. Hasil uji statistik menunjukkan bahwa variabel CAR tidak berpengaruh signifikan terhadap ROA, sementara variabel NPF dan BOPO memiliki pengaruh negatif dan signifikan. Di antara ketiga variabel tersebut, BOPO menunjukkan pengaruh paling dominan terhadap penurunan profitabilitas bank. Penelitian ini menegaskan pentingnya efisiensi operasional dan pengelolaan pembiayaan bermasalah dalam mempertahankan tingkat profitabilitas perbankan syariah. Oleh karena itu, disarankan agar manajemen fokus pada upaya peningkatan efisiensi dan pengendalian risiko pembiayaan untuk memperkuat kinerja keuangan secara keseluruhan.   This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), and Operating Costs to Operating Income (BOPO) on Return on Assets (ROA) at Bank Syariah Indonesia during the period 2019 to 2023. The research method used is a descriptive quantitative approach with multiple linear regression analysis techniques. The results of statistical tests show that the CAR variable has no significant effect on ROA, while the NPF and BOPO variables have a negative and significant effect. Among the three variables, BOPO shows the most dominant effect on the decline in bank profitability. This study emphasizes the importance of operational efficiency and management of problematic financing in maintaining the level of profitability of Islamic banking. Therefore, it is recommended that management focus on efforts to increase efficiency and control financing risks to strengthen overall financial performance.
Co-Authors Afifah Salsabilla Fadhil Musyafa Hasibuan, MHD. Mukhroni Perdana Nasution, Siti Zahra Amelia Putri Novien Rialdy