Article Per Year (5 Year)
p-Index From 2020 - 2025
0.659
P-Index
This Author published in this journals
All Journal Aghniya: Jurnal Ekonomi Islam Madani: Multidisciplinary Scientific Journal Al-Ihsan: Jurnal Bisnis dan Ekonomi Syariah
Nasution, Siti Zahra Amelia Putri
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Physics Public Health Social Sciences Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Peranan E-Commerce dalam Transaksi Salam Salsabila, Siti Afifah; Maulana, Muhammad Irvan; Nasution, Siti Zahra Amelia Putri; Tyrta, Arya Wangsa; Aginta, Gadis; Siregar, Pani Akhiruddin
AGHNIYA : Jurnal Ekonomi Islam Vol 6, No 2 (2024): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v6i2.22038

Abstract

E-commerce has become one of the important innovations in facilitating the implementation of the salam contract, a sharia-based transaction in which payment is made in advance for goods to be delivered at a later date. With features such as pre-orders, digital payment systems, and logistics management, e-commerce platforms enable salam transactions to be carried out more transparently, efficiently, and in accordance with sharia principles. In addition, the wide market reach in e-commerce provides opportunities for business actors, especially MSMEs, to expand access to their products nationally and internationally. However, the implementation of the salam contract in e-commerce faces a number of challenges, such as late delivery of goods and the potential for unclear product specifications. To overcome this problem, the integration of technologies such as increased sharia supervision are important solutions. With further optimization, e-commerce can act as a catalyst in supporting the development of the sharia economy in the digital era. This study shows that e-commerce not only facilitates transactions, but also has the potential to strengthen trust and inclusivity in sharia-based trade.
Integrasi Nilai-Nilai Islam dan Praktik Manajemen Kontemporer Nasution, Siti Zahra Amelia Putri; Rialdy, Novien
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 1 (2025): February
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14597590

Abstract

This journal discusses the integration of Islamic values into contemporary management practices, highlighting the importance of Islamic economics in a global context. By emphasizing principles such as justice, trustworthiness, and balance between the world and the hereafter, this article shows how Islamic management can be implemented to create an effective and ethical organization. The application of these values is not only relevant to achieving business goals, but also to building an inclusive and sustainable work environment.
Pengaruh CAR, NPF, BOPO Terhadap ROA Bank Syariah Indonesia (2019-2023) Afifah Salsabilla; Sinaga, Risva Nanda; Nasution, Siti Zahra Amelia Putri; Fadhil Musyafa; Hasibuan, MHD. Mukhroni Perdana
Al-Ihsan: Jurnal Bisnis dan Ekonomi Syariah Vol. 1 No. 2 (2023): Al-Ihsan : Jurnal Bisnis dan Ekonomi Syariah (Desember)
Publisher : Yayasan Rahmat Putra Kurnia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65256/81gs8q82

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), dan Biaya Operasional terhadap Pendapatan Operasional (BOPO) terhadap Return on Assets (ROA) pada Bank Syariah Indonesia selama periode 2019 hingga 2023. Metode penelitian yang digunakan adalah pendekatan kuantitatif deskriptif dengan teknik analisis regresi linier berganda. Hasil uji statistik menunjukkan bahwa variabel CAR tidak berpengaruh signifikan terhadap ROA, sementara variabel NPF dan BOPO memiliki pengaruh negatif dan signifikan. Di antara ketiga variabel tersebut, BOPO menunjukkan pengaruh paling dominan terhadap penurunan profitabilitas bank. Penelitian ini menegaskan pentingnya efisiensi operasional dan pengelolaan pembiayaan bermasalah dalam mempertahankan tingkat profitabilitas perbankan syariah. Oleh karena itu, disarankan agar manajemen fokus pada upaya peningkatan efisiensi dan pengendalian risiko pembiayaan untuk memperkuat kinerja keuangan secara keseluruhan.   This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), and Operating Costs to Operating Income (BOPO) on Return on Assets (ROA) at Bank Syariah Indonesia during the period 2019 to 2023. The research method used is a descriptive quantitative approach with multiple linear regression analysis techniques. The results of statistical tests show that the CAR variable has no significant effect on ROA, while the NPF and BOPO variables have a negative and significant effect. Among the three variables, BOPO shows the most dominant effect on the decline in bank profitability. This study emphasizes the importance of operational efficiency and management of problematic financing in maintaining the level of profitability of Islamic banking. Therefore, it is recommended that management focus on efforts to increase efficiency and control financing risks to strengthen overall financial performance.
Co-Authors Afifah Salsabilla Aginta, Gadis Fadhil Musyafa Hasibuan, MHD. Mukhroni Perdana Maulana, Muhammad Irvan Novien Rialdy Salsabila, Siti Afifah Sinaga, Risva Nanda Siregar, Pani Akhiruddin Tyrta, Arya Wangsa