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All Journal Jurnal Publikasi Ilmu Manajemen Jurnal Riset Ekonomi dan Akuntansi
Erika Septi Triviana
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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ANALISIS PENINGKATAN KUANTITAS PENJUALAN HANDPHONE PADA ELDORA CELL DI MASA PANDEMI COVID-19 Erika Septi Triviana; Indah Permata Sari; Novita Putri Wulandari; Reta Karunia Astuti; Yeyen Karisa Putri; Carmidah, Carmidah
Jurnal Publikasi Ilmu Manajemen Vol. 1 No. 3 (2022): September: Jurnal Publikasi Ilmu Manajemen
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1159.577 KB) | DOI: 10.55606/jupiman.v1i3.933

Abstract

In 2020, a new type of pneumonia was found in Wuhan, Hubei Province which then spread to more than 190 countries and regions which had an impact on the economic sector, especially the trade sector, both due to decreased and increased sales. One of the businesses that has experienced the impact of a significant increase in sales during the pandemic is Counter Eldora Cell. This study aims to determine Eldora Cell counter sales in 2020 from January to December. The data collection method in this study is an interview. The type of data in this study is qualitative data. The data sources used in this study are primary data and secondary data. The results of the study show that sales at the Eldora Cell Counter have increased in the sales period from January to December 2020
Upaya Mitigasi Risiko Pembiayaan pada BMT Assyafiiyah Berkah Nasional Pekalongan Erika Septi Triviana; Esty Apridasari; Thoyyibatun Nisa; Witantri Dwi Swandini
Jurnal Riset Ekonomi dan Akuntansi Vol. 4 No. 1 (2026): Maret: JURNAL RISET EKONOMI DAN AKUNTANSI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jrea-itb.v4i1.3985

Abstract

The surge in Non-Performing Financing (NPF) from 1.89% to 8.75% in 2025 indicates the need for a more effective risk mitigation strategy at KSPPS BMT Assyafiiyah BN Pekalongan. This study uses a qualitative approach to analyze the effectiveness of preventive, detective, and curative risk mitigation. The findings show that although the 5C+1S procedure as well as the financing restructuring have been implemented, the effectiveness of mitigation remains low. This is due to the high subjectivity of analysis due to the social closeness between managers and members, as well as a monitoring system that is still manual so that early detection of late payment failures is carried out. These conditions contribute to increasing NPFs and lowering institutional liquidity stability. The research recommends the implementation of the digitization of an objective data-based early warning system as well as the standardization of financing feasibility assessments to reduce the risk of default. Thus, digital transformation in risk mitigation is expected to be able to maintain operational sustainability and increase members' trust in the institution.
Co-Authors carmidah, carmidah esty apridasari Indah Permata Sari Novita Putri Wulandari Reta Karunia Astuti Thoyyibatun Nisa Witantri Dwi Swandini Yeyen Karisa Putri