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All Journal PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) Prosiding Dedikasi: Pengabdian Mahasiswa Kepada Masyarakat
Carissa
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Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Other

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MENGENAL JENIS SIMPANAN DI BANK: MANA YANG PALING MENGUNTUNGKAN? Raihan Dwi Ananda Putra; Imam Muzakki; Mahesa Pangestu Wijaya; Carissa
Prosiding Dedikasi: Pengabdian Mahasiswa Kepada Masyarakat Vol. 5 No. 1 (2025): PROSIDING DEDIKASI OKTOBER
Publisher : Universitas Pamulang

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Abstract

Kurangnya pemahaman pelajar terhadap berbagai jenis simpanan di bank mengakibatkan ketidaktepatan dalam memilih produk keuangan yang sesuai dengan kebutuhan dan tujuan finansial mereka. Sekolah Menengah Kejuruan Negeri 45 Jakarta sebagai mitra kegiatan menunjukkan bahwa mayoritas siswa belum mengetahui perbedaan antara tabungan, deposito, dan rekening giro, serta belum memahami manfaat dan risikonya. Tujuan pengabdian ini adalah untuk meningkatkan wawasan peserta didik mengenai pilihan simpanan di bank dan membantu mereka menentukan instrumen yang paling menguntungkan sesuai kondisi masing-masing. Metode yang digunakan meliputi edukasi visual, simulasi perbandingan bunga dan biaya administrasi, serta tanya jawab interaktif. Hasil kegiatan memperlihatkan adanya peningkatan pengetahuan siswa tentang karakteristik produk simpanan, faktor yang mempengaruhi keuntungan, serta peningkatan motivasi menabung di lembaga formal. Kegiatan ini juga membuka perspektif siswa terhadap pentingnya literasi perbankan sejak dini. Kesimpulannya, kegiatan PMkM ini memberikan kontribusi positif dalam membentuk kebiasaan keuangan yang cerdas dan terinformasi. Disarankan agar sekolah terus memfasilitasi edukasi perbankan melalui kerja sama dengan lembaga keuangan secara rutin. Kata Kunci: literasi perbankan; jenis simpanan; edukasi keuangan; keputusan finansial; manajemen uang pelajar;
The Effect of ESG Implementation and Operational Efficiency on Company Performance at PT. Agrojaya Perdana: Pengaruh Penerapan ESG dan Efisiensi Operasional Terhadap Kinerja Perusahaan pada PT. Agrojaya Perdana Carissa; Marpaung, Linda Wahyu
PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) Vol. 4 No. 1 (2025): Inspiring Change: Innovating Together for the Future of the Economy
Publisher : Sekolah Tinggi Ilmu Ekonomi Eka Prasetya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47663/ibec.v4i1.352

Abstract

This study aims to determine the effect of ESG implementation on company performance at PT. Agrojaya Perdana, determine the effect of operational efficiency on company performance at PT. Agrojaya Perdana, and determine the effect of ESG implementation and operational efficiency on company performance at PT. Agrojaya Perdana. The research methodology used is quantitative research. The type of data used in this study is quantitative data, which is data obtained in the form of numbers or figures. The data source is primary data. Primary data was obtained from the results of a questionnaire distributed to PT. Agrojaya Perdana employees. The population in this study was PT. Agrojaya Perdana employees. From the population, a sample of 30 was selected. Validity tests, reliability tests, multiple linear regression analysis, classical assumption tests, partial hypothesis tests (T-tests) and simultaneous significance (F-tests), as well as coefficient of determination tests were all included in the data analysis and testing. The results of the analysis provide the equation Company Performance = 6.205 + 0.254 ESG Implementation + 0.548 Operational Efficiency + e. The t-test results show that the ESG implementation variable has a positive and significant effect on company performance at PT. Agrojaya Perdana where tcount (2.043) > ttable (2.000), the operational efficiency variable has a positive and significant effect on company performance at PT. Agrojaya Perdana where tcount (5.980) > ttable (2.000), the F-test results show that Fcount (71.780) > Ftable (3.15) which means that the independent variables (ESG implementation and operational efficiency) simultaneously affect the dependent variable (company performance). The results of the coefficient of determination (R2) show that 70.5% of company performance variables are influenced by ESG implementation and operational efficiency while the remaining 29.5% are influenced by other variables.
Co-Authors Imam Muzakki Mahesa Pangestu Wijaya Marpaung, Linda Wahyu Raihan Dwi Ananda Putra