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All Journal AHKAM : Jurnal Hukum Islam dan Humaniora Al-Zayn: Jurnal Ilmu Sosial & Hukum
Jusuf, Muhammad Ferdy Fahriza
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Penggunaan Klausul Force Majeure dalam Pelaksanaan Kontrak pada Masa Pandemi COVID-19 Jusuf, Muhammad Ferdy Fahriza
Al-Zayn: Jurnal Ilmu Sosial, Hukum & Politik Vol 3 No 5 (2025): 2025
Publisher : Yayasan pendidikan dzurriyatul Quran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61104/alz.v3i5.2237

Abstract

Pandemi COVID-19 telah menciptakan tantangan besar dalam pelaksanaan kontrak bisnis di Indonesia, terutama terkait pemenuhan kewajiban yang terhambat oleh keadaan luar biasa di luar kendali para pihak. Penelitian ini bertujuan untuk menganalisis konsep, dasar hukum, dan penerapan klausul force majeure dalam hukum perdata Indonesia selama pandemi COVID-19, serta mengevaluasi implikasinya terhadap pelaksanaan kontrak bisnis. Metode penelitian yang digunakan adalah pendekatan normatif dengan studi kepustakaan, yang melibatkan analisis terhadap peraturan perundang-undangan, doktrin hukum, literatur akademik, dan putusan pengadilan terkait. Hasil penelitian menunjukkan bahwa pandemi COVID-19 dapat dikategorikan sebagai force majeure relatif berdasarkan Pasal 1244 dan 1245 KUHPerdata, yang memungkinkan penundaan kewajiban kontraktual tanpa pembatalan otomatis. Temuan ini juga mengungkap pentingnya renegosiasi, restrukturisasi, dan adaptasi kontrak sebagai strategi mitigasi risiko hukum. Implikasi dari penelitian ini memberikan pemahaman mendalam tentang bagaimana klausul force majeure dapat dioptimalkan dalam perjanjian bisnis sebagai perlindungan hukum dalam menghadapi situasi krisis di masa depan
Efektivitas Perlindungan Hukum Kreditur dalam Eksekusi Jaminan Fidusia akibat Wanprestasi: Studi pada Koperasi Simpan Pinjam Tunas Muda Jusuf, Muhammad Ferdy Fahriza; Junus, Nirwan; Kamba, Sri Nanang Meiske
AHKAM Vol 4 No 4 (2025): DESEMBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ahkam.v4i4.8599

Abstract

The execution of fiduciary security at the Tunas Muda Savings and Loan Cooperative frequently encounters legal and factual obstacles despite being regulated under Law No. 42 of 1999, and has become increasingly complex following Constitutional Court Decision No. 18/PUU-XVII/2019, which restricts creditors’ unilateral authority to execute collateral. This study aims to analyze the legal effectiveness of creditor rights protection and to identify obstacles in the execution process of fiduciary security at the Tunas Muda Savings and Loan Cooperative. The research employs a socio-legal approach with an empirical legal research design, using primary data obtained through interviews and observations, and secondary data collected through document study, all of which are analyzed using qualitative descriptive techniques. The findings show that the legal effectiveness of fiduciary security execution is not yet optimal; the main obstacles include the non-registration of collateral objects, low legal awareness among debtors, limited litigation costs, and collateral objects that have been transferred or have depreciated in value. These results indicate that Constitutional Court Decision No. 18/PUU-XVII/2019 provides greater protection for debtors but simultaneously reduces efficiency and legal certainty for creditors by requiring court proceedings when default is disputed. The study concludes that enhanced compliance with fiduciary security registration by cooperatives and regulatory improvements are needed to balance protection between creditors and debtors so that fiduciary security execution can proceed more efficiently and fairly.
Co-Authors Nirwan Junus Sri Nanang Meiske Kamba